How Many Cards Are in Your Wallet? 🤔💳 Share Your Count & Their Purpose!

[Anindya98]

💳 How Many Cards Are in Your Wallet? 🤔


We all carry different cards for different reasons—some for rewards, some for travel, and some just because we love collecting them! 😎


🔥 Drop your card count & their purpose:
✅ Daily spends & cashback 💰
✅ Travel perks & lounge access ✈️🏢
✅ Exclusive discounts & offers 🎁
✅ Just for the collection? 🤩
✅ Cashback & rewards 🎁
✅ Just for the flex? 😎

Do you have any plans to change, replace, or reduce any cards in your wallet?

Let’s see who has the most optimized (or overloaded) wallet! 🚀💬 #CardGame

Both credit and debit cards are part of the discussion.
Share the cards in your wallet and your strategy for using them!

 

[IKFLRT]

jalwa hai apna apna sir

Arindam ki smart tricks toh nahi h woh jalwa?

 

[Raavan]

2 CCs are paid - SBI cashback, Airtel axis. Both of which fee is easily recoverable.
Rest LTF list
Yes Kiwi
Axis Neo
ICICI Apay, Coral
PNB RuPay Select (conditional ltf)
IDFC FIRST MILLENNIA.

Cards in physical shopping wallet: Axis Neo, ICICI Coral, PNB RuPay select, IDFC FIRST MILLENNIA. Primarily for card discount offers (offline and online) and lounge access.
Cards of regular usage: SBI cashback, Yes Kiwi, Airtel Axis, Axis Neo.

 

[kuchbhikuchbhi is verified member.]

Arindam ki smart tricks toh nahi h woh jalwa?

nahi sir din bhar call ate rehte hai
becharo ke pet par laat nahi marta
na hi kisi ka dil dukhata hun

jo kehte hai le leta hun

 

[sunit123]

ICICI Rubyx Rupay (LTF)- Fuel Upi & Bank offers
ICICI Amazon Pay(LTF) - Offline
HDFC Millennia (LTF) - Amazon Gift card /Flipkart/Bank offers
Axis Airtel (590) - Utilities
Axis Neo Rupay ( LTF) - Bank offers
SBI BPCL Rupay (590) - Bank offers
HSBC Live+ (1200) - Dining & Grocery
YES Kiwi Rupay (LTF) - UPI
Federal Scapia ( LTF) - Just to have a Zero Forex card

out of curiosity, why not use scapia for offline than icici apay...scapia reward is 2% and apay is 1%

 

[koinahi]

Chargable Cards
HSBC Live+
Amex MRCC
Amex GC
IDFC Power +
Axis Airtel visa and master
SBI Simply Click

LTF Cards
IDFC Select
HDFC Tata Neu Infinity
HDFC Pixel Play Visa+Rupay
Axis Flipkart
Yes Elite+
Yes Rupay Virtual
ICICI Rupay Coral
ICICI Amazon
RBL ICON
Standard Chartered Rewards
Indusind Easydiner
Kotak Zen
AU Bank Vetta
One Card BOB

Conditional LTF
PNB Rupay Select

 

[Beyond]

Tagging Some Gentlemen

I have mostly cash based transactions, So cash is must in my wallet.

Cards in wallet-
CC- Airtel, Apay (for flat 1% and less exclusion)
DC- Millennia/811

UPI - SD/Airtel

Tap - Pixel (As payzapp just works)

When visiting supermart/showroom/lounge - I add 1 from SBI/HDFC/ICICI to cover offers, mostly SBI.

Rest of the cards are in card folder, most are only used when bank based offer is running on ecommerce.

 

[manoj28]

out of curiosity, why not use scapia for offline than icici apay...scapia reward is 2% and apay is 1%

I applied and got approved Scapia on sunday. yet to get the card delivered to me. Just applied to hold a zero forex card in my card collection.

 

[vishalgupta2]

My wife and I treat our cards primarily together as a family strategy so I will listen together

• Infinia Primary & Supplementary (mostly GVs on Smartbuy)
• Axis Olympus (Everyday everything card + Lounge access for ourselves and dependent pp for her parents for lounge access). It's a very important card for us as it allows guest access because our daughter is 12 and still can't have her own card and many lounges (esp abroad are hellbent to not allow using a card with my name for her lounge access)
• Platinum Travel x2: Mostly GVs and tax etc to hit 4L on each card. (Both cards are in year 1 & may not see year 2 unless Amex gives retention offer)
• Amex Platinum Charge: Acquired this year for 150k bonus (upgrade) mostly GVs until we hit 50k + centurion lounges globally
• DCB (plastic): Not used much, but I want to maintain a core card and it's LTF
• HDFC Marriott: I am Marriott Lifetime Plat so the free night is a great deal for us at approx 4k fee + 10 night credit makes it easy for me to stay Titanium
• Chase Marriott Boundless: Great deal because of a night upto 35k points for $95 & 15 night credit

Most of our cards are paid (except DCB) but most of them cover more than the AF or a big part of it, overall the value is better than AF everywhere (or atleast we think so)

 

[roygarg]

These are the cards that I have. I only carry MRCC and Amazon Pay in my wallet. Live+ will be the only addition.

HDFC Millenia (LTF) - Rarely use to buy Amazon GC from Amazon
HDFC Swiggy (Paid) - Swiggy, Flipkart spends
HDFC Rupay (LTF) - Rarely use
Axis Airtel (Paid) - Zomato, Mobile Recharge, LPG, Planning to start using Airtel services soon
AMEX Gold Charge (Paid) - 6x1000 Amazon GC (most probably will close it when close to renewal)
AMEX MRCC (Paid) - 4x1500 Amazon GC, Occasional 14000 extra spends
ICICI Amazon Pay (LTF) - Amazon Spends
Yes Kiwi (LTF) - Offline Scan and Pay
SBI SimplyClick (Paid) - SBI Offers (may close this one and later apply for BPCL due to lower annual fee waiver spend condition)
HSBC Platinum (LTF) - Concert bookings, HSBC Offers
HSBC Live+ (Paid) - Yet to get card. Got for offline spends.

 

[ashwinikumar900]

Starting with me: Cards in my Wallet 2025 Edition
8 Cards: 5 CC + 3 DC

• Daily Spends: Yes Kiwi(Offline) & SBI CB(Online)
• IDFC Wealth/Ashva: Railway Lounge Access with 1 complimentary guest must change it to ICICI cards after the devaluation.
• IDFC Select + ICICI Wealth + BOB for Cash Withdrawl and next month will change IDFC Select to Wealth.
• FK Axis & Airtel Axis for offers and utility and offline transactions if needed.
• ICICI Times Black for Flex.
• Some cards keep on changing based on the requirements.

View attachment 87222 View attachment 87223

1. METAL COLLECTION--ICICI TIMES BLACK, HDFC DCB METAL, HDFC BIZ BALCK, IDFC ASHVA, ONE CARD.
Most frequent used CARDs - ICICI TIMES BLACK, HDFC DCB METAL, and HDFC BIZ BLACK.
2. UPI - TATA NEU INFINITY, KOTAK MYNTRA
3. AXIS AIRTEL - AIRTEL bills
4. HDFC SWIGGY for Swiggy food and Instamart
NOTE - TOTAL CREDIT CARDS - 22

IN WALLET -- Only three ICICI TIMES BLACK, HDFC DCB METAL, and HDFC BIZ BLACK

 

[RAMESH BABU N]

I physically carry only 4 cards in my wallet - while all others physically stay at home - but accessible via Mobile Apps.

CC SBI CB Visa
CC AmEx MRCC
CC Airtel Axis Visa

All these are paid. Always in anti-RFID Sleeves. Tap n pay enabled.

DC K811 Visa. Used mostly for fuel.

 

[DarthBrooks]

In wallet:

Axis Atlas : Most of the transactions
TATA Neu Infinity : For Rupay and Tata use cases
AMEX MRCC : Just in case for AMEX discounts

On Samsung Pay:
Regalia Gold : Became secondary after getting Atlas
ICICI Cards : Instant Discounts
Swiggy HDFC : If all hell breaks loose
Axis Airtel : To tap at lounge
SBI SimplyClick : To make one monthly spend

Just discontinued AMEX Gold Charge this Monday.

 

[sunit123]

CC:
1) BOB easy LTF ( my first card )
2) Sbi simplyclick LTF ( sales offers )
3) Hdfc moneyback+ Rupay LTF (upi/ hdfc offers)
4) ICICI coral Rupay LTF (up / icici offers)
5) iCICI sapphiro dual FYF ( recieved yesterday just for BMS, will close next year if they dont make LTF )
6) ICICI Apay LTF ( for amazon/ offline )
7) RBL paisabazar LTF ( dk why i took it )
8) AXIS neo LTF ( Zomato 40% 2 times )
9) AXIS airtel PAID ( Utility/ offline)

DC Physical:
1) Hdfc easyshop platinum ( not changing because sbi is doing my work for now )
2) Canara millennial RP ( 2free movie/m upto 250 and amaon 20% )
3) Bob jan dhan yojna ( first savings acc )
4) thinking to get canara RSDC since its fyf and if they charges still worth the perks

DC Virtual:
1) Jio payment Bank RP ( amazon 20%) ( will keep this good alternative of paytm payment bank)
2) NSDL bank RP ( amazon 20% ) ( will close account since amazon offer gone )
3) Sbi virtual Rupay ( Cc bill pay )

Lounges never travelled in flight so no use for me,
And coral offers railway lounge ( but limited place available so almost no use )

On serious note, i am looking for waller that can carry 20 cards...can u share which wallet u use.

 

[sjmajumder]

Card Count - 43
34 Physical CC + 0 Virtual CC. 29 LTF
8 Physical DC + 1 Virtual DC. 8 LTF

✅ Daily spends & cashback 💰IDFC Wealth, HDFC Swiggy, Axis Airtel, Axis IOC Premium
✅ Golf ⛳🏌️‍♂️All MC World and IDFC Wealth
✅ UPI : Tata Neu Infinity
✅ Travel perks & lounge access ✈️🏢 IDFC Wealth and others which still have lounge access without spend criteria

 

[sjmajumder]

On serious note, i am looking for waller that can carry 20 cards...can u share which wallet u use.

If you are from Kolkata, there's a small shop called Lederland at Hazra road and Sarat Bose road crossing. They have high quality leather items at very reasonable price. I am using their leather card holder for 25 years. Currently second one, using since 2007. Had to give up 1st one in 7 years as it could hold max 10-12 cards. Current one easily holds 20+.

 

[hender]

If you are from Kolkata, there's a small shop called Lederland at Hazra road and Sarat Bose road crossing. They have high quality leather items at very reasonable price. I am using their leather card holder for 25 years. Currently second one, using since 2007. Had to give up 1st one in 7 years as it could hold max 10-12 cards. Current one easily holds 20+.

Sir, ask him, if he have service, not only courier the leather card holder but the CARD as well, to keep into that holder 😜 !!

 

[sjmajumder]

Sir, ask him, if he have service, not only courier the leather card holder but the CARD as well, to keep into that holder 😜 !!

Generally there is one card in each of the pockets.

 

[hender]

Generally there is one card in each of the pockets.

Don't say , "Children Bank of India"

 

[Rishabh]

45+ Active CC cards combined for Me & Spouse 🙂
10+ Active DC

(99% LTF & 1% chargeable (max fee 499)) 🙂

 

[sjmajumder]

Don't say , "Children Bank of India"

Nope...bank name is not mentioned