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How much initial funding required for HDFC Savings Max account ?

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Rkr
CreditLife said:
What is the initial funding required to open HDFC Savings Max account ? Bank representative have asked for 5 lakhs initial funding but didn't find anything on the website.

Savings Max Account - Open Savings Max Account for Max Savings with HDFC Bank

HDFC Bank Offers Savings Max Account with Max Savings and high interest rate that helps you save more money. Apply Online to open your savings max account at HDFC Bank.
www.hdfcbank.com www.hdfcbank.com
Click to expand...
You can open the HDFC saving max account with just 25K initial funding.The Average Monthly Balance (AMB) in the SavingsMax Account should be Rs. 25,000 or maintain requisite FD Relationship as per branch location.FD Relationship of Rs 1.50 lakh in Metro/ Urban location snd Rs 1 lakh in Semi Urban / Rural location
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rahul98 said:
Hi shivam , is axis liberaty better than savingsmax?

Purpose is to get pre approved CC , and can give IF of 1-3L and maintain also
( For mom)
Click to expand...
HDFC is better.

If you're gonna maintain 1-3L, open account under preferred banking programme.

And create a family group for combined maintenance/fulfillment of programme's requirement.
 
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CreditLife said:
What is the initial funding required to open HDFC Savings Max account ? Bank representative have asked for 5 lakhs initial funding but didn't find anything on the website.

Savings Max Account - Open Savings Max Account for Max Savings with HDFC Bank

HDFC Bank Offers Savings Max Account with Max Savings and high interest rate that helps you save more money. Apply Online to open your savings max account at HDFC Bank.
www.hdfcbank.com www.hdfcbank.com
Click to expand...
I also opened a Saving Max account with 5.30 lakh initial funding, but it was not mandatory nor did the bank staff say so. I did this to take advantage of HDFC's MAMI i.e. My Account My Choice facility in which we can choose the account number of our choice. In my account number, 10 out of 14 digits are the same.
 
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imrtbpsp said:
I also opened a Saving Max account with 5.30 lakh initial funding, but it was not mandatory nor did the bank staff say so. I did this to take advantage of HDFC's MAMI i.e. My Account My Choice facility in which we can choose the account number of our choice. In my account number, 10 out of 14 digits are the same.
Click to expand...
Why didn’t you just open preferred account directly?
 
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Riya Sharma said:
Why didn’t you just open preferred account directly?
Click to expand...
Because most of the time I maintain only 25K to 40K. When the ideal balance becomes 3/5 lakh, then messages and calls come to join the classic banking program. But as I said, I do not always maintain a high balance which is necessary for preferred banking, so I did not pay attention.

Note: I noticed in the mobile and netbanking banking app that they are not providing the facility of dedicated RM for Saving Max. But it does not matter much to me. From the bank manager to the gatekeeper, everyone knows me well. Everyone has my contact number saved. If you call anyone, they immediately pay attention to the matter. The last three managers have a lot of fear of me in their minds (long story involves the police). Even if you call the current manager, his reply is "Hello Bhanu Bhaiya, how are you? Aaj kaise yaad kiya? 😉 Jalwa bahut mehnat se banaya hai!
 
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imrtbpsp said:
Because most of the time I maintain only 25K to 40K. When the ideal balance becomes 3/5 lakh, then messages and calls come to join the classic banking program. But as I said, I do not always maintain a high balance which is necessary for preferred banking, so I did not pay attention.

Note: I noticed in the mobile and netbanking banking app that they are not providing the facility of dedicated RM for Saving Max. But it does not matter much to me. From the bank manager to the gatekeeper, everyone knows me well. Everyone has my contact number saved. If you call anyone, they immediately pay attention to the matter. The last three managers have a lot of fear of me in their minds (long story involves the police). Even if you call the current manager, his reply is "Hello Bhanu Bhaiya, how are you? Aaj kaise yaad kiya? 😉 Jalwa bahut mehnat se banaya hai!
Click to expand...
Fair enough. Can’t argue with that lol
 
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imrtbpsp said:
Because most of the time I maintain only 25K to 40K. When the ideal balance becomes 3/5 lakh, then messages and calls come to join the classic banking program. But as I said, I do not always maintain a high balance which is necessary for preferred banking, so I did not pay attention.

Note: I noticed in the mobile and netbanking banking app that they are not providing the facility of dedicated RM for Saving Max. But it does not matter much to me. From the bank manager to the gatekeeper, everyone knows me well. Everyone has my contact number saved. If you call anyone, they immediately pay attention to the matter. The last three managers have a lot of fear of me in their minds (long story involves the police). Even if you call the current manager, his reply is "Hello Bhanu Bhaiya, how are you? Aaj kaise yaad kiya? 😉 Jalwa bahut mehnat se banaya hai!
Click to expand...
Bhai tum tension mat lo, manager khud imperia mei enroll karega tumko at 25k MAB
 
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imrtbpsp said:
Imperia, preferred ya classic banking in sab ka fayda kya hota hai.
Click to expand...
Yeh dekhlo, waise kuch khaas nhi hai:

Copycat

Thread 'HDFC Premier Banking Programmes: Classic vs Preferred vs Imperia'

Classic
(Eligibility: AMB 1L Savings OR 2L Current OR 1L Salary OR 5L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/classic
Preferred
(Eligibility: AMB 2L Savings OR 5L Current OR 1.5L Salary OR 15L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/preferred
Imperia
(Eligibility: AMB 10L Savings OR 15L Current OR 3L Salary OR 30L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/imperia

Eligibility...
  • Like
 
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6ix9ine said:
Yeh dekhlo, waise kuch khaas nhi hai:

Copycat

Thread 'HDFC Premier Banking Programmes: Classic vs Preferred vs Imperia'

Classic
(Eligibility: AMB 1L Savings OR 2L Current OR 1L Salary OR 5L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/classic
Preferred
(Eligibility: AMB 2L Savings OR 5L Current OR 1.5L Salary OR 15L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/preferred
Imperia
(Eligibility: AMB 10L Savings OR 15L Current OR 3L Salary OR 30L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/imperia

Eligibility...
  • Like
Click to expand...

6ix9ine said:
Yeh dekhlo, waise kuch khaas nhi hai:

Copycat

Thread 'HDFC Premier Banking Programmes: Classic vs Preferred vs Imperia'

Classic
(Eligibility: AMB 1L Savings OR 2L Current OR 1L Salary OR 5L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/classic
Preferred
(Eligibility: AMB 2L Savings OR 5L Current OR 1.5L Salary OR 15L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/preferred
Imperia
(Eligibility: AMB 10L Savings OR 15L Current OR 3L Salary OR 30L Savings+FD)
https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/imperia

Eligibility...
  • Like
Click to expand...
Agree! ₹15/30lakh maintain karne ke badle kuchh nahi milta.
Jo log wakai ₹30lakh maintain karne ke kabil hote hai wo free Debit card free ATM transaction ya free RTGS at branch jaise benefit consider bhi karte honge mujhe nahi lagta, more over aise log ATM se cash withdraw bhi karte honge?
Ya to aap wakai mein Imperia preferred ke liye eligible ho bina ki extra efforts ke otherwise Preferred Imperia ke peechhe bhagna kuchh aisa hai jaise logo ko ₹10/15 lakh ki limit wale multiple credit cards to chahiye hote hai lekin annual fees zero ho 😀
Jo Banda mahine mein ₹15lac limit wale credit card par ₹5lakh (to keep utilisation ratio under 30%) bhi khrch karta hai wo saal mein ₹1500 kyon nahi de sakta?
 
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imrtbpsp said:
Agree! ₹15/30lakh maintain karne ke badle kuchh nahi milta.
Jo log wakai ₹30lakh maintain karne ke kabil hote hai wo free Debit card free ATM transaction ya free RTGS at branch jaise benefit consider bhi karte honge mujhe nahi lagta, more over aise log ATM se cash withdraw bhi karte honge?
Click to expand...
Aaj ke zamane mai IMPS ne RTGS ki jagah le li hai, shayad hi kuch log line mai lag ke RTGS karte honge and ATM toh bus show off hai

imrtbpsp said:
Ya to aap wakai mein Imperia preferred ke liye eligible ho bina ki extra efforts ke otherwise Preferred Imperia ke peechhe bhagna kuchh aisa hai jaise logo ko ₹10/15 lakh ki limit wale multiple credit cards to chahiye hote hai lekin annual fees zero ho 😀
Jo Banda mahine mein ₹15lac limit wale credit card par ₹5lakh (to keep utilisation ratio under 30%) bhi khrch karta hai wo saal mein ₹1500 kyon nahi de sakta?
Click to expand...
Ek dum sahi bole bhai, but khair logo pe paisa bahut hai 😅
 
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imrtbpsp said:
I also opened a Saving Max account with 5.30 lakh initial funding, but it was not mandatory nor did the bank staff say so. I did this to take advantage of HDFC's MAMI i.e. My Account My Choice facility in which we can choose the account number of our choice. In my account number, 10 out of 14 digits are the same.
Click to expand...
Please share the series of account number, what is the prefix?
 
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