Too many hazards... Is it not!!!
![Big grin :D :D](https://cdn.jsdelivr.net/gh/twitter/twemoji@14.0.2/assets/72x72/1f600.png)
It's better to make a FD of 1L & get zero balance account (same type of benefit except for quarterly gv) -- Prime Savings Account. If you ask your Axis Bank branch to convert your Liberty to Prime, they will be thrilled to do the conversion
If anyone truly loves Axis Bank & its associates then they can opt for taking such a monthly hazard/load, else I believe it's a burden.