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How to get a lifetime free ICICI Sapphiro credit card?

Apply For Lifetime Free IDFC First Credit Card
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NOOBY said:
That's sad.... even with 10L initial cheque they are not offering Rubyx.. force them to get approval from their senior/Product team...

ICICI is pretty useless... their team must be thinking that if they make their cards more tougher to get, they would get better name and more applications 😛
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Unfortunately, my RM is relatively new and doesn't understand LTF credit cards well. I will try to get in touch with the credit card team from my branch. Hopefully, they have some targets to meet for FY closing.
 
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Sandy Singh said:
I got LTF Sapphiro with a little less than 2L salary, applied through an agent in branch. In his app it was showing LTF for me so applied. I can share the agent's number if anyone wants. I already had Amazon Pay ICICI and Coral LTF. And Coral is not upgraded to Sapphiro, this is a new card. Although the limit for Coral and Sapphiro is combined I thinked.
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Can I get the agent's number as well, please?
 
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Sandy Singh said:
I got LTF Sapphiro with a little less than 2L salary, applied through an agent in branch. In his app it was showing LTF for me so applied. I can share the agent's number if anyone wants. I already had Amazon Pay ICICI and Coral LTF. And Coral is not upgraded to Sapphiro, this is a new card. Although the limit for Coral and Sapphiro is combined I thinked.
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Can you please share his number
 
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STEVEN said:
How did you get a ltf coral offline or online?
I wanna have a fd card (coral)
Can you share his number?
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Coral I got it when ICICI came to my company and they were giving LTF cards according to salary. I think they were giving Coral, Rubyx and Sapphiro all 3 LTF in specific salary ranges. I was only eligible for Coral back then.
 
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metal_heart said:
Lately, I’m seeing many post regarding Sapphiro card.
What’s the USP of this card. Anything I am missing ?
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Nothing too special to be honest. Main thing for me is 2 international lounge access under Dreamfolks (their lounges are better than pp), 2 spa per year and buy 1 get 1 movie twice per month.
 
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Sandy Singh said:
I got LTF Sapphiro with a little less than 2L salary, applied through an agent in branch. In his app it was showing LTF for me so applied. I can share the agent's number if anyone wants. I already had Amazon Pay ICICI and Coral LTF. And Coral is not upgraded to Sapphiro, this is a new card. Although the limit for Coral and Sapphiro is combined I thinked.
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can you please share the agent number in dm, i am not able to send u dm
 
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i have pre approved LTF Rubyx but wanted sapphiro hence ,i am skipping it (BTW i have MMT signature LTF along with APay).
Tried to push RM but he said Net monthly salary credit should be 2.5 Lac Plus for Sapphiro LTF
 
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Sandy Singh said:
Coral I got it when ICICI came to my company and they were giving LTF cards according to salary. I think they were giving Coral, Rubyx and Sapphiro all 3 LTF in specific salary ranges. I was only eligible for Coral back then.
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Do they do cibil check even if we have salary account with ICICI ? They are asking cibil consent for LTF sapphiro.. hence the query
 
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helloworld said:
Why skipping it, take and use.

Advantages of ICICI cards w.r.t CIBIL:

- All gemstone cards are under 1 account, available credit limit same as card limit. Easy to maintain debt to income ratio.
- No need of additional enquiry while doing this.
- No upgrade concept unless 'they specifically sent message/show banner in netbanking as upgrade' otherwise it's always separate card without another account in CIBIL.
- Once taken this card, wait for 3 months and improve your answers and try again for Sapphiro, you can still have Rubyx while doing all these.

Note: I'm not talking about features and benefits, those are not useful. If that is what you're looking, you can skip it.
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Buddy, I have Coral since long, and just now recently got Sapphiro (not an upgrade, but a new one). Does your 1st point mean that both will share the same account in cibil ? So basically 2 cards under the same cibil account ?
I also happen to have IDFC Select as well as Wealth CC and they also follow this same rule, so I guess if your statement is true, then for ICICI gemstone cards also it holds true.
 
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BlueFlash said:
Buddy, I have Coral since long, and just now recently got Sapphiro (not an upgrade, but a new one). Does your 1st point mean that both will share the same account in cibil ? So basically 2 cards under the same cibil account ?
I also happen to have IDFC Select as well as Wealth CC and they also follow this same rule, so I guess if your statement is true, then for ICICI gemstone cards also it holds true.
Click to expand...
How you got idfc select and wealth both ?
 
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