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How to get a lifetime free ICICI Sapphiro credit card?
- Thread starter venky2607
- Start date
BlueFlash
TF Premier
@anirban.choudhury
IDFC Select is my original CC; I also happen to had OneCard powered by IDFC, and when their tie-up with IDFC ended, they were moving all their users to Federal/BOB/SIB, basis consent; However I didn't agree for that, and at the end OneCard closed my card, and IDFC sent me a Wealth CC as a replacement. So now I (along with few others like me) happen to have both Select and Wealth.
techsearch
TF Select
do you hold salary account them ? or they just need salary slip and account with any other branch is fine
wolfdalalstreet
TF Premier
I don't hold Salary Account with ICICI. Mine is with HDFC. They just want salary slips.
I finally got the Sapphiro LFT.
I sent an email to customer care requesting LFT, and they said I need to spend more than 6L to get LFT, and my last year's spending was 6L on my existing ICICI cc. The conversation was still going on, and they sent me the card.
Confirmed via email and its LFT.
Thank you @venky2607
If anyone has any idea regarding spend based LTF Emeralde credit card - please share.
Thank you!
Last edited:
Shadab_1
TF Select
If I already have LTF Saphiro offer, why would I even need the agent ?
Exactly. I spoke with him and he only checked the preapproved offers available on my account. Nothing else. He told me to cancel all my cards with ICICI and wait 6-8 months for an LTF offer. He also told me that he himself is waiting to get Sapphiro offer in his own bank account. In short, he won't be of any help, avoid an unnecessary hit on your cibil.
Actually I didn't, on my app it was showing me to upgrade my coral to paid Sapphiro, but when I applied through agent, it was showing LTF on his app.
This can be due to sharing salary slips and company name with the agent while applying the card as I don't have a salary account with ICICI. So they might have old info stored on my profile.
Guys
For icici bank credit cards, you won’t get much help from agents . ICICI has a pretty straight forward setup , when agent applied for the card , in payment and fees there are 3 options which gets automatically filled and they can’t do anything on that
1) Full Fees
2) First Year Free
) Life Time Free
The same is true for all variants of cards starting from coral to Emeralde . For getting Life time free as default , only criteria is your employer if it has tie up with icici bank and you have the required salary say 2 lakh for Sapphiro ( plus minus 10-15 that depends on your profile ) , your application will get automatically filled as Life Time Free and you don’t need to negotiate at all.
So if you want icici card LTF either it will be via employer route ( Till Sapphiro ) , other wise you will have to speak to your BM/RM so that they can get the required approvals for LTF card so that when you apply , the LTF option gets pre-filled based on your registered mobile number selection.
Agents does not have any power in ICiCi to make your card LTF PERIOD.
For icici bank credit cards, you won’t get much help from agents . ICICI has a pretty straight forward setup , when agent applied for the card , in payment and fees there are 3 options which gets automatically filled and they can’t do anything on that
1) Full Fees
2) First Year Free
) Life Time Free
The same is true for all variants of cards starting from coral to Emeralde . For getting Life time free as default , only criteria is your employer if it has tie up with icici bank and you have the required salary say 2 lakh for Sapphiro ( plus minus 10-15 that depends on your profile ) , your application will get automatically filled as Life Time Free and you don’t need to negotiate at all.
So if you want icici card LTF either it will be via employer route ( Till Sapphiro ) , other wise you will have to speak to your BM/RM so that they can get the required approvals for LTF card so that when you apply , the LTF option gets pre-filled based on your registered mobile number selection.
Agents does not have any power in ICiCi to make your card LTF PERIOD.
Emeralde LTF for salary above 20 Lacs pm and FYF for salary above 4 Lacs pm. Confirmed by my RM.
I've Rubyx credit card since 2017 & it was issued with Mastercard & Amex variants. But, when I received sapphiro card, it was only Visa.
Could someone clarify, whether ICICI has stopped issuing AMex variant of Sapphiro card ?
Also, I do not see any difference in the reward rate between Rubyx Mastercard & Sapphiro Visa. Shouldn't sapphiro card reward rate be higher than Rubyx ?
Could someone clarify, whether ICICI has stopped issuing AMex variant of Sapphiro card ?
Also, I do not see any difference in the reward rate between Rubyx Mastercard & Sapphiro Visa. Shouldn't sapphiro card reward rate be higher than Rubyx ?
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