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I have heard that ICICI has re-begun issuing Master and Amex variants. And, some members have mentioned that they have even received them as twin cards.I've Rubyx credit card since 2017 & it was issued with Mastercard & Amex variants. But, when I received sapphiro card, it was only Visa.
Could someone clarify, whether ICICI has stopped issuing AMex variant of Sapphiro card ?
Also, I do not see any difference in the reward rate between Rubyx Mastercard & Sapphiro Visa. Shouldn't sapphiro card reward rate be higher than Rubyx ?
Sapphiro is indeed offered in 2 variantsI've Rubyx credit card since 2017 & it was issued with Mastercard & Amex variants. But, when I received sapphiro card, it was only Visa.
Could someone clarify, whether ICICI has stopped issuing AMex variant of Sapphiro card ?
Also, I do not see any difference in the reward rate between Rubyx Mastercard & Sapphiro Visa. Shouldn't sapphiro card reward rate be higher than Rubyx ?
If i already have visa can i ask them to swap it with twin master and amex ?Sapphiro is indeed offered in 2 variants
1) Visa
2) Dual ( MC + Amex)
You can ask them to swap the variants for you.
Regarding reward rate , all gemstone card has the same reward rate afaik
I received two days back as VISA platformI have heard that ICICI has re-begun issuing Master and Amex variants. And, some members have mentioned that they have even received them as twin cards.
Visa was never banned. So it was always available, if I am not wrong.I received two days back as VISA platform
Any idea if the Amex variant gets any special benefit of being on Amex network, like in ecomm discount/offer etc.In application they ask what platform you need on, Visa or MC + Amex (at least when applying through agent). I got the MC + Amex variant last month. Also as far as I know, you get more RP on using Amex card than MC and Visa.
Any idea if the Amex variant gets any special benefit of being on Amex network, like in ecomm discount/offer etc.
I assume MC variant would be same as Visa, just the Amex which is slightly higher (in case of RP, apart from above if applicable)
Can you share the institute list?I got LTF sapphiro card through my institute alumni deal with icici. However, reward benefits are not much and I hardly use it.
How to avail this institute alumni deal? Is it the same as HDFC ?I got LTF sapphiro card through my institute alumni deal with icici. However, reward benefits are not much and I hardly use it.
This is specific to IIT Kanpur alumni. Alumni association negotiated for LTF.Can you share the institute list?
20 lacs pm? OMGEmeralde LTF for salary above 20 Lacs pm and FYF for salary above 4 Lacs pm. Confirmed by my RM.
Unlikely. 20 lpa possibly..20 lacs pm? OMG
They are not giving Sapphiro LTF with 20 lpa, why will they give Emerald 😂Unlikely. 20 lpa possibly..
I guessIf i already have visa can i ask them to swap it with twin master and amex ?
Correct as per the internal circular below are the criteria for emeralde ltfEmeralde LTF for salary above 20 Lacs pm and FYF for salary above 4 Lacs pm. Confirmed by my RM.
I spoke to ICICI customer care and the request to change Sapphiro Visa Signature to Sapphiro MC/Amex was declined.I guess
Try speaking to cc for a swap
Try mailing headcreditcards@icicibank.comI spoke to ICICI customer care and the request to change Sapphiro Visa Signature to Sapphiro MC/Amex was declined.