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what? conspiracy theories ultra pro max and economy is literally booming.The real news here is that the economy is so completely screwed that banks can barely afford to give out any benefits anymore.
For banks (anyone for that matter) it’s give and take. Their intent is to offer it to ppl who can spend huge and are also credible. if you don’t give any business to the bank and just swipe cards in lounges, that would trigger devaluation.The real news here is that the economy is so completely screwed that banks can barely afford to give out any benefits anymore. Basically just about anyone other than the 0.01% can now forget getting a super-premium card.
I tried asking for 50-70 L, they said no.So one can get Infinia for 1cr FD...has anyone tried? Can we negotiate for lesser amount?
Really you asked them 50-70 crores, still they denied?I tried asking for 50-70 cr, they said no.
Even if you do 1cr FD, card approval chances are not 100%, but ya, 90% which is a damn good number.
They will check CIBIL, background checks, making sure you are genuine and then give infinia.
If you have 50-70 Cr, you are anyway ineligible for Infinia...you don't need credit. Overqualified.I tried asking for 50-70 cr, they said no.
Even if you do 1cr FD, card approval chances are not 100%, but ya, 90% which is a damn good number.
They will check CIBIL, background checks, making sure you are genuine and then give infinia.
Really you asked them 50-70 crores, still they denied?
LOL, edited. ofc L and even I don't have that haha, I was just checking what response I get.If you have 50-70 Cr, you are anyway ineligible for Infinia...you don't need credit. Overqualified.
Now you are eligible 😀LOL, edited. ofc L and even I don't have that haha, I was just checking what response I get.
Lots of rich people have Infinia.If you have 50-70 Cr, you are anyway ineligible for Infinia...you don't need credit. Overqualified.
They reduced the spend criteria from 9L to 7.5L. But increased the CL requirement to 12LHas someone verified above screenshot for imperia/infiniti is from HDFC??
I also found this btw from reddit below.
View attachment 82427
Smart. Because customer spending is not in their control, but assigning Credit Limit is.They reduced the spend criteria from 9L. But increased the CL requirement.
What’s the new spend and CL criteriaThey reduced the spend criteria from 9L. But increased the CL requirement.
when ? it was hiked recently to 9l i believeThey reduced the spend criteria from 9L to 7.5L. But increased the CL requirement to 12L
They reduced the spend criteria from 9L to 7.5L. But increased the CL requirement to 12L
I also have the doubt that how did they change criteria in 3 months. I have also not seen anyone else getting that reply from HDFC.i think it's similar to the reply where they replied neu infnity and swiggy are core cards 🤣 🤣
Seriously they are hyping it too much... 😁😂🤣Infinia Based on FD (as in 1st week of Feb 25, based on actual discussions with RM/BM/CH in a Tier 2 City)
* No Infinia being offered on 50L FD.
* One can get a DCB on a 50L FD. However, minimum 3 months' Imperia account is required.
* Infinia on a 1cr FD is a Yes - but minimum after 6 months of opening the FD.
* Infinia on a 2cr FD is a Yes - immediately - within the month.
Banks aren't getting money for FD'sSeriously they are hyping it too much... 😁😂🤣
Looks like they need FDs and giving us peanuts for FDs.
But getting 12L+ limit needs '7 janam ka punya'.
CL limit is just impossible.
Who told? They pay you 6.5-7% as interest for FD while they earn min 8.5-9% interest by giving out your money for home/car loansBanks aren't getting money for FD's