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How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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TechnoFino

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.

IMG-20220812-WA0046.jpg

So, don't be surprised if hdfc bank ask you for 10L limit. 😃
 

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anirbanm said:
Don't overspend for any reason
Whatever it may be
Click to expand...
For sure,
I will never manufacture spends for a CC.
DCB is good enough for now, 5 Lakh spend is much easier to get fee waiver also.
Only reason I asked for Infinia was that its widely accepted, have never held a diners card so will get to know if thats true.
 
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Revitup said:
For sure,
I will never manufacture spends for a CC.
DCB is good enough for now, 5 Lakh spend is much easier to get fee waiver also.
Only reason I asked for Infinia was that its widely accepted, have never held a diners card so will get to know if thats true.
Click to expand...
Your limit will be 8L+ with the next increment.
Dont worry too much about DCB acceptance, it will work more than 90% of the time.
I have been using Diners as my main card since 2015.
 
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Revitup said:
Tried my luck for Infinia, they asked for income documents to check eligibility for higher credit limit, sent them the ITR from last year (haven't filed yet for this year)
They insisted for this years ITR.
I then asked for DCB and they accepted FYF.
Thanks @TechnoFino for this thread.
Waiting for it now
Click to expand...
Did you apply for a fresh DCB ? How did you get 1st year Free ?
 
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vprajnya said:
Your limit will be 8L+ with the next increment.
Dont worry too much about DCB acceptance, it will work more than 90% of the time.
I have been using Diners as my main card since 2015.
Click to expand...
Good to know about the acceptance.
Hope it goes that way and I get Infinia by next year before it gets devalued again.
 
Upvote 0 Downvote
TechnoFino said:
HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Done!
Click to expand...
Hi, thanks for this info! I have a LTF Regalia with 6.86L limit. Do you think I can get Infinia by this method by ticking limit increase + upgrade option? Or should I just apply for limit increase first? (Have no income documents to submit but am a preferred account holder and spent 8 lakhs+ on my regalia in the past 9-10 months). Thanks!
 
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Revitup said:
Tried my luck for Infinia, they asked for income documents to check eligibility for higher credit limit, sent them the ITR from last year (haven't filed yet for this year)
They insisted for this years ITR.
I then asked for DCB and they accepted FYF.
Thanks @TechnoFino for this thread.
Waiting for it now
Click to expand...
please close it after first year .. i dont see any point paying 12.5k when you cannot recoup the same and there is not avenue to recoup it as well after so much devaluation
 
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viveksingh1005 said:
please close it after first year .. i dont see any point paying 12.5k when you cannot recoup the same and there is not avenue to recoup it as well after so much devaluation
Click to expand...
Yup i agree completely, there is no way to get some part of fee back via in form reward points. 12.5k is too much.
If one can spend 5L annually, then definitely go for it. else not good card
 
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nitrogenSingh said:
Can you please share which card you currently hold, its limit, how long have been holding the current card?
By current card i mean the card you had before DCB.
Click to expand...
Already mentioned yesterday,
B.Regalia 5L since September last year.
I still dont understand, HDFC wants more spends and CL but they only increase your CL when youre not spending as much.
 
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