How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[Subhash]

HDFC doesn't care about your relationship with them

But I have preferred status still useless ?

 

[nitrogenSinghnitrogenSingh is verified member.]

Regalia for 1 to 2 years. Regalia First prior to that.
I use to spend for hdfc offers, PayZapp, and offline spends.
now moved offline spends to StanC ultimate.

How did you apply for stan c ultimate?

 

[Subhash]

How did you apply for stan c ultimate?

One lucky day I got a call from agent saying they will offer me stanc platinum card. I just convinced them to get me ultimate. and I got card within a week.

 

[ashwinkashwink is verified member.]

One lucky day I got a call from agent saying they will offer me stanc platinum card. I just convinced them to get me ultimate. and I got card within a week.

Awesome 👌

 

[Pramtesh]

Only FYF. Spend based from next year

You should have asked for LTF.
I had received LTF

 

[Pramtesh]

Will C2C work using my ICICI card with 12.5 L limit? I dont have an HDFC bank account.

Yes. It would work.
Bank account is not necessary

 

[nitrogenSinghnitrogenSingh is verified member.]

You should have asked for LTF.
I had received LTF

Can you please share the process of how you received DCB LTF?

 

[Pramtesh]

Can you please share the process of how you received DCB LTF?

I was upgraded from LTF regalia to LTF Diners Black. I didn't wanted to accept the offer (due to no acceptance at most outlet) but after almost a month I upgraded.

 

[Pramtesh]

Are you having any issues with acceptance of DCb?

Obviously. Most of the time it was rejected. So I stopped using offline. And after 6 months. I requested bank for dual card. But at that time it was ban. So I requested bank to upgrade to LTF Infinia. And it was done. 😁
I was asked just to send the upgrade form. No additional documents

 

[Gautham]

One lucky day I got a call from agent saying they will offer me stanc platinum card. I just convinced them to get me ultimate. and I got card within a week.

are you satisfying their eligibility criteria for Stanc Ultimate?

 

[nitrogenSinghnitrogenSingh is verified member.]

I was upgraded from LTF regalia to LTF Diners Black. I didn't wanted to accept the offer (due to no acceptance at most outlet) but after almost a month I upgraded.

When did the upgrade happen, can you please share the approx month.
Also can you share the regalia limit you had when you upgraded and how long were you holding regalia before you upgraded to DCB?

 

[nitrogenSinghnitrogenSingh is verified member.]

Obviously. Most of the time it was rejected. So I stopped using offline. And after 6 months. I requested bank for dual card. But at that time it was ban. So I requested bank to upgrade to LTF Infinia. And it was done. 😁
I was asked just to send the upgrade form. No additional documents

Can you share the limit on dcb when you requested for infinia, and did they give you LTF, infinia?

 

[Pramtesh]

When did the upgrade happen, can you please share the approx month.
Also can you share the regalia limit you had when you upgraded and how long were you holding regalia before you upgraded to DCB?

I had received 4

Can you share the limit on dcb when you requested for infinia, and did they give you LTF, infinia?

Limit was same since I was upgraded to regalia to DCB to Infinia (492K) Yes LTF Infinia

 

[Pramtesh]

When did the upgrade happen, can you please share the approx month.
Also can you share the regalia limit you had when you upgraded and how long were you holding regalia before you upgraded to DCB?

I upgraded to DCB I guess just a month before the ban was implemented. And after 6 months I managed to get Infinia

 

[nitrogenSinghnitrogenSingh is verified member.]

I had received 4

Limit was same since I was upgraded to regalia to DCB to Infinia (492K) Yes LTF Infinia

Great to hear.
Lucky people to get infinia at CL of less than 8L

 

[Pramtesh]

Great to hear.
Lucky people to get infinia at CL of less than 8L

Now trying for Metal LTF

 

[nitrogenSinghnitrogenSingh is verified member.]

Now trying for Metal LTF

Have you received the metal one or directly trying for metal LTF?
Current limit ?

 

[sangeeth]

For folks who did this and got the upgrade, do they call you back if you're eligible to confirm or does it auto upgrade without any further confirmation? Wondering how you would negotiate for LTF in this process.

I'm an existing Regalia holder with ~5.2L limit and wanted to see if I could get an upgrade to Infinia.

 

[Pramtesh]

Yes

Double lucky. Because after the launch of metal edition. The base required limit is 10L

 

[Pramtesh]

For folks who did this and got the upgrade, do they call you back if you're eligible to confirm or does it auto upgrade without any further confirmation? Wondering how you would negotiate for LTF in this process.

I'm an existing Regalia holder with ~5.2L limit and wanted to see if I could get an upgrade to Infinia.

First you should opt for DCB. If your regalia is already LTF, so it's easy to get LTF upgrade