How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[BVCBVC is verified member.]

Hi,

I got an increase in my credit limit from 613000 to 20L for my regalia gold today. So I am assuming I meet the CL requirement for infinia. How much do I need to spend approximately to qualify? and how long do I need to wait before asking for an upgrade ?

Excellent jump. 226% Jump. Just curious to know whether you requested or HDFC offered?? And what was your spends in past 6 months??

 

[rogerthat]

Will purchasing a HDFC Ergo health insurance give any brownie points when trying for Infinia later? The insurance is not a manufactured spend, I actually need one.

 

[Shroud]

Will purchasing a HDFC Ergo health insurance give any brownie points when trying for Infinia later? The insurance is not a manufactured spend, I actually need one.

If you really need it, talk to your RM and take it via him to get upgraded. If it doesn’t help, just buy it yourself….. There won’t be any difference in the premiums that you pay….

 

[nithinreddy008]

Please share more details bro.
Do you have any other HDFC cards?
What's the relationship with HDFC?
Ballpark salary etcNo other cards with HDFC. I used to have a salary account with HDFC but it was converted to general account on April.

Excellent jump. 226% Jump. Just curious to know whether you requested or HDFC offered?? And what was your spends in past 6 months??

Zero spends not even a single rupee for almost 8 months before that may be around 3-4K per month max. It was LTF so I just have it just in case. I usually put my spends on my other cards which gives me better benefits.

 

[nithinreddy008]

Please share more details bro.
Do you have any other HDFC cards?
What's the relationship with HDFC?
Ballpark salary etc

No this is my only card with HDFC
Nothing I used have a salary account but that got converted to regular account after I switched my job

 

[rogerthat]

If you really need it, talk to your RM and take it via him to get upgraded. If it doesn’t help, just buy it yourself….. There won’t be any difference in the premiums that you pay….

I've already done that but HDFC RM seems to be least interested in ERGO insurance. He starts off with ULIP and pension plans so much that it is irritating. I ended up going to Ditto for advice.

 

[BVCBVC is verified member.]

No this is my only card with HDFC
Nothing I used have a salary account but that got converted to regular account after I switched my job
View attachment 62453

Okay. Good limit increase offer.

 

[jar89]

Thanks. It happened after my escalation mail wherein I had shared by income details, but hadn’t shared any documents. So not sure.

Hi, @Vivek86 Could you share the escalation mail address. I also have a similar case and would like to escalate.
TIA

 

[senasenthil]

Hi, @Vivek86 Could you share the escalation mail address. I also have a similar case and would like to escalate.
TIA

escalation.cc@hdfcbank.com . .

 

[Vivek86]

Hi, @Vivek86 Could you share the escalation mail address. I also have a similar case and would like to escalate.
TIA

Best of luck
escalation.cc@hdfcbank.com
grievance.redressalcc@hdfcbank.com

 

[Satyajeet]

I have DCB LTF with 9L Limit, is it possible to get the infinia LTF with the grievance method? As the form shows only FYF

 

[Paradjanov]

I have DCB LTF with 9L Limit, is it possible to get the infinia LTF with the grievance method? As the form shows only FYF

Chances are almost nil.

That said, you'll never succeed in doing anything, unless you try.

 

[Avatar Aang]

I have DCB LTF with 9L Limit, is it possible to get the infinia LTF with the grievance method? As the form shows only FYF

You already meet the credit limit criteria.
You can try when your 6 months spends cross 7.5L.

 

[pdg728]

If 6 months since last card and 8 lakhs spend in those 6 months coincide then no reason not to try.

I finally got the upgrade after sending another email to hdfc after the 6th month statement is generated. Looks like I needed to wait till the bill is generated.

 

[MrMonkey]

I finally got the upgrade after sending another email to hdfc after the 6th month statement is generated. Looks like I needed to wait till the bill is generated.

Did you fill up the card upgrade form or just sharing the consent was enough for them to process the upgrade?

 

[pdg728]

Did you fill up the card upgrade form or just sharing the consent was enough for them to process the upgrade?

I just had to share my consent. The whole process took 3 days.

 

[ghost of sparta]

No this is my only card with HDFC
Nothing I used have a salary account but that got converted to regular account after I switched my job
View attachment 62453

What is your Avg balance in HDFC account? I noticed a pattern of high limit offers for people with high Average monthly balance.

 

[jar89]

Best of luck
escalation.cc@hdfcbank.com
grievance.redressalcc@hdfcbank.com

I mailed them stating that I have a bigger purchase coming up and would need 10-11 L as limit to do that purchase, and gave the story of my relationship with HDFC for past 9 years.

They responded that it will be considered and asked me to share last 3 months salary slips and account statement.

 

[nithinreddy008]

What is your Avg balance in HDFC account? I noticed a pattern of high limit offers for people with high Average monthly balance.

probably around 5k. This is not my primary account so I don't use it much

 

[Avatar Aang]

probably around 5k. This is not my primary account so I don't use it much

well well, this is interesting. HDFC LE mechanism is the hardest to crack.