How To Get Normal ICICI Bank Credit Card From Amazon Pay Card Without Any CIBIL Enquiry & Application

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Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card?

Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns.
So having a regular ICICI Bank credit card is essential.
But what to do if you don't want to apply for another ICICI credit card or don't want another hard enquiry on your CIBIL or ICICI Bank is not approving your credit card application.
Solutions-
Open iMobile App & Select Amazon Pay Credit Card From Credit Card Menu
Click On Manage Card -> Under "More Options" Click On "Get Expressions Card"



Accept T&C Upload Your Pic Or Select Card Design From Galaxy And Submit Your Request.



You can apply for ICICI Expressions Credit Card and it will be issued within 21 days.
Now, you can continue using Expressions card, or you may call ICICI Bank customer care and request them to upgrade from Expressions credit card to any regular ICICI Bank Credit card (ICICI Platinum/ICICI Coral/ICICI Rubyx/ICICI Sapphiro or even ICICI Emeralde if you meet the minimum limit requirement).

ICICI Bank's customer care agent may not accept your request to convert Expressions card to Platinum card, but it's possible, you have to call again and again to try your luck.
If you cancel your Expressions card within 15 days from card issuance, you'll not be charged any joining fees.
Note - If you already have regular ICICI Bank credit cards, this process will not work for you.

 

[ccgeek07]

So there will be no effect on Amazon rewards as well?

yes

 

[unit vector]

So there will be no effect on Amazon rewards as well?

Amazon pay card rewards will not be affected when it becomes secondary card. Your rewards are safe.

 

[varunsridharan]

So I am getting the expressions card today, My need is currently for a Rupay. AnyWay to upgrade to ANY rupay variant without CIBIL inquiry and/or ITR?

I asked them on Twitter for the same and they gave me rupay coral card without cibil hit

 

[varunsridharan]

I asked them on Twitter for the same and they gave me rupay coral card without cibil hit

I used Twitter way to get 2 cards approved from icici in a span of 1 day

 

[ltf4ever]

I asked them on Twitter for the same and they gave me rupay coral card without cibil hit

which Twitter handle? the main bank one or the 'cares' one?

 

[varunsridharan]

which Twitter handle? the main bank one or the 'cares' one?

I sent them via @ICICIBANK

 

[ltf4ever]

Expressions card is showing for me in iMobile pay from yesterday and card dispatched, will probably get delivered tomorrow.
Now due to old habit, in card settings I turned off ATM usage as soon as I saw it.
Now my question is will it be considered as card activation?
because my plan was not to activate this card and ask for Platinum LTF directly.

I believe it will be treated as card activation, as it is proved that you are in receipt of the card.

the activation rule was brought in by RBI to prevent fraud from dormant cards/cards issued without consent by the sales teams. so the customer had to 'activate' the card as an indication that he is in possession of the card and willfully making the changes.

having said that, I don't think customer care will base their decision of converting the card depending on whether it is activated or not. but you might need to pay joining fees (if any).

 

[krishc]

Yesterday customer care took my request to convert Expressions card to Platinum at the very first attempt itself.
Accordingly Expressions card is no longer showing in iMobile but have not received any mail so far regarding the Platinum one.

Platinum card has started showing in netbanking.
Was able to modify usage settings as well.
So far hasn't been charged anything for Expressions card as well, as per my calculation it was cancelled just about within 15 days hence no charges should apply anyway.

So, I guess mission successful anyway.

 

[varunsridharan]

That would be paid no?

Coral rupay is paid but platinum is ltf

 

[unit vector]

S

Coral rupay is paid but platinum is ltf

Same method of using Twitter method and ask for upgrade and having shared limit?

 

[varunsridharan]

S

Same method of using Twitter method and ask for upgrade and having shared limit?

Yes

Just ask for it and they will provide only with shared limit

 

[jr001]

I recently got apay icici card. After how many days it is ideal to ask for platinum card via Twitter?

 

[Chaitanya-a]

I recently got apay icici card. After how many days it is ideal to ask for platinum card via Twitter?

Any day. Just ask for it. ICICI doesn't hesitate in providing Credit cards.

 

[moneyMaker]

I DM'd them on twitter but they asked me to apply through the website itself, so that will probably do a CIBIL hit, no?

 

[ltf4ever]

I DM'd them on twitter but they asked me to apply through the website itself, so that will probably do a CIBIL hit, no?

yes. they do a cibil hit as soon as you enter the pan number.
and they put the cibil enquiry as 'personal loan'.

 

[moneyMaker]

I DM'd them on twitter but they asked me to apply through the website itself, so that will probably do a CIBIL hit, no?

just got a call from ICICI to upgrade my expressions to Coral Rupay, it worked! just try DM'ing on twitter again with "I want to upgrade my expressions card to coral rupay"

 

[moneyMaker]

so now next Step, anyway to get LTF on coral rupay? lol hahah

 

[varunsridharan]

so now next Step, anyway to get LTF on coral rupay? lol hahah

Lol i tried a trick but haven't received any response yet

Once positive response i will post the trick

 

[krishc]

Platinum card has started showing in netbanking.
Was able to modify usage settings as well.
So far hasn't been charged anything for Expressions card as well, as per my calculation it was cancelled just about within 15 days hence no charges should apply anyway.

So, I guess mission successful anyway.

today I've been issued another (a second) Instant Platinum chip credit card by ICICI for absolutely no reason

 

[Chaitanya-a]

today I've been issued another (a second) Instant Platinum chip credit card by ICICI for absolutely no reason

Keep collecting and sell it to Ragman as Plastic.