How To Get Normal ICICI Bank Credit Card From Amazon Pay Card Without Any CIBIL Enquiry & Application

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Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card?

Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns.
So having a regular ICICI Bank credit card is essential.
But what to do if you don't want to apply for another ICICI credit card or don't want another hard enquiry on your CIBIL or ICICI Bank is not approving your credit card application.
Solutions-
Open iMobile App & Select Amazon Pay Credit Card From Credit Card Menu
Click On Manage Card -> Under "More Options" Click On "Get Expressions Card"



Accept T&C Upload Your Pic Or Select Card Design From Galaxy And Submit Your Request.



You can apply for ICICI Expressions Credit Card and it will be issued within 21 days.
Now, you can continue using Expressions card, or you may call ICICI Bank customer care and request them to upgrade from Expressions credit card to any regular ICICI Bank Credit card (ICICI Platinum/ICICI Coral/ICICI Rubyx/ICICI Sapphiro or even ICICI Emeralde if you meet the minimum limit requirement).

ICICI Bank's customer care agent may not accept your request to convert Expressions card to Platinum card, but it's possible, you have to call again and again to try your luck.
If you cancel your Expressions card within 15 days from card issuance, you'll not be charged any joining fees.
Note - If you already have regular ICICI Bank credit cards, this process will not work for you.

 

[LordPSN]

Barely. It will affect indirectly like average age of credit history, credit limit utilisation history, credit limit utilisation. But nothing significant unless the card is very old like 2+ years old

Well right now the application is still in processing stage as I applied yesterday at 10am.
I think I should mail and tweet ICICI to reject my application so that it should not appear in CIBIL at all.
After that, I would go twitter route as it will directly give platinum.
Lets see.

 

[Nishan11]

Just 1 clarification. Should I ask on twitter as soon as it is showing in iMobile app? Or should I wait till the expression card is delivered to me?
I just want to avoid expression card reflecting in my CIBIL. @Chaitanya-a @Nishan11
@AsB @RohitKrOfficial @Francis@Aj

Ask as soon as it shows in your iMobile app. You can send them last 4 digits in dm on Twitter & ask to upgrade.

 

[LordPSN]

Ask as soon as it shows in your iMobile app. You can send them last 4 digits in dm on Twitter & ask to upgrade.

So I have sent them 4 DM today to both ICICI and ICICI care and not a single reply. Sent 2 tweets too!

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

so what's the name of the visa platinum displayed on netbanking site? @Nishan11 @AsB @krishc

 

[LordPSN]

so what's the name of the visa platinum displayed on netbanking site? @Nishan11 @AsB @krishc

Which method did you go for your platinum?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Which method did you go for your platinum?

Twitter.

 

[krishc]

so what's the name of the visa platinum displayed on netbanking site? @Nishan11 @AsB @krishc

INSTANT PLATINUM

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

INSTANT PLATINUM

same. thanks.

 

[Nishan11]

So I have sent them 4 DM today to both ICICI and ICICI care and not a single reply. Sent 2 tweets too!

Keep tweeting to ICICI cares everyday, they will reply.

 

[LordPSN]

Keep tweeting to ICICI cares everyday, they will reply.

Finally got a callback. They are cancelling my expression card application as requested.
Simultaneously they were asking for confirmation for platinum. I asked them to wait as wanted a confirmation on mail and iMobile. Let's see

 

[LordPSN]

Keep tweeting to ICICI cares everyday, they will reply.

What does this means? The last 4 digits of card number given in mail is not matching with my current APay card.
I thought as per twitter callback they had withdrawn/declined my application?
Any idea?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

What does this means? The last 4 digits of card number given in mail is not matching with my current APay card.
I thought as per twitter callback they had withdrawn/declined my application?
Any idea?

View attachment 21266

Check net banking now if card is reflected if not check after 12 am.

 

[LordPSN]

Check net banking now if card is reflected if not check after 12 am.

So you mean to say even when I got a confirmation of withdrawing the application on call and then on mail (after 2 hours of the call), they have issued me the same expression card?

 

[LordPSN]

Check net banking now if card is reflected if not check after 12 am.

Well. A new card is reflecting on ICICI netbanking. Damn..

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

which card is that?

Well. A new card is reflecting on ICICI netbanking. Damn..

 

[LordPSN]

which card is that?

Jet airways coral.
Submitted an application for expression, raised a cancellation on twitter, got confirmation for the same on call and later on mail.
Now received a manage limit mails from ICICI.

 

[LordPSN]

Jet airways coral.
Submitted an application for expression, raised a cancellation on twitter, got confirmation for the same on call and later on mail.
Now received a manage limit mails from ICICI.

Update. Now expression is reflecting. Well they completely lied to me on call and on mail!

 

[Nishan11]

Update. Now expression is reflecting. Well they completely lied to me on call and on mail!

If expression is showing on iMobile then just tweet & tag then to upgrade it to platinum as you wanted that card only.

If they dont, then ask them to cancel expression card. And once canceled, ask then to issue platinum card on basis of Amazon pay card.

Don't use new card.

They will do eventually.

 

[LordPSN]

If expression is showing on iMobile then just tweet & tag then to upgrade it to platinum as you wanted that card only.

If they dont, then ask them to cancel expression card. And once canceled, ask then to issue platinum card on basis of Amazon pay card.

Don't use new card.

They will do eventually.

No I know that already. But the thing is I didn't want the expression card to reflect on CIBIL. Thats why I was asking to withdraw my application which they confirmed on call and on email too. Thats why I'm so angry. I mean they gave me in written that my request has been closed!

Edit- I can't get Platinum card by upgrading/downgrading Expression as they both are at same level.

 

[Nishan11]

No I know that already. But the thing is I didn't want the expression card to reflect on CIBIL. Thats why I was asking to withdraw my application which they confirmed on call and on email too. Thats why I'm so angry. I mean they gave me in written that my request has been closed!

Edit- I can't get Platinum card by upgrading/downgrading Expression as they both are at same level.

Then ask them to rectify their mistake because you have confirmation of application closed.
And to remove cibil enquiry too ( less chance that they will agree).

Also, Tell them you will file complain to RBI ombudsman If they fail to rectify mistake from their side. You have written mail as proof from them.