How To Get Normal ICICI Bank Credit Card From Amazon Pay Card Without Any CIBIL Enquiry & Application

[TechnoFinoTechnoFino is verified member.]

Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card?

Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns.
So having a regular ICICI Bank credit card is essential.
But what to do if you don't want to apply for another ICICI credit card or don't want another hard enquiry on your CIBIL or ICICI Bank is not approving your credit card application.
Solutions-
Open iMobile App & Select Amazon Pay Credit Card From Credit Card Menu
Click On Manage Card -> Under "More Options" Click On "Get Expressions Card"



Accept T&C Upload Your Pic Or Select Card Design From Galaxy And Submit Your Request.



You can apply for ICICI Expressions Credit Card and it will be issued within 21 days.
Now, you can continue using Expressions card, or you may call ICICI Bank customer care and request them to upgrade from Expressions credit card to any regular ICICI Bank Credit card (ICICI Platinum/ICICI Coral/ICICI Rubyx/ICICI Sapphiro or even ICICI Emeralde if you meet the minimum limit requirement).

ICICI Bank's customer care agent may not accept your request to convert Expressions card to Platinum card, but it's possible, you have to call again and again to try your luck.
If you cancel your Expressions card within 15 days from card issuance, you'll not be charged any joining fees.
Note - If you already have regular ICICI Bank credit cards, this process will not work for you.

 

[Nishan11]

Hey @Nishan11
Was there a CIBIL hit for the same? And you just DM to ICICI bank on twitter saying you wanted a platinum card directly?

No cibil hit.

I just messaged them to issue platinum chip card on basis of Amazon pay card.

Sent them card details in dm. They replied that their team will contact me.

Same day, Later in night they called me, asked last 4 digit of amazon pay card & address pin code.
Then they said that card will be issued & deliver in 7 working days. And I exactly got physical card in 7 working days.

Platinum card started showing on 4th working day on iMobile app.

Limit was shared with amazon card.

 

[LordPSN]

No cibil hit.

I just messaged them to issue platinum chip card on basis of Amazon pay card.

Sent them card details in dm. They replied that their team will contact me.

Same day, Later in night they called me, asked last 4 digit of amazon pay card & address pin code.
Then they said that card will be issued & deliver in 7 working days. And I exactly got physical card in 7 working days.

Platinum card started showing on 4th working day on iMobile app.

Limit was shared with amazon card.

Oh man..
I should have seen your message first.
I followed as per OP thread for expression so that request has already been created..

 

[Nishan11]

Oh man..
I should have seen your message first.
I followed as per OP thread for expression so that request has already been created..

That route also works but it's unnecessarily long way to get core card from ICICI.

Once you get the card, request for upgrade to platinum instantly thro7gh twitter. Their Twitter team is best. But You may need to message/tweet 3-4 times to get reply. Once they reply, things happen fast.

 

[LordPSN]

Hi
It is showing me this message at bottom "Sorry. Your transaction...." ..

Is that normal??
Also Im not seeing any application number.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Platinum card started showing on 4th working day on iMobile app.

did you get bombarded with mails for control cc?

 

[LordPSN]

View attachment 20985



Hi
It is showing me this message at bottom "Sorry. Your transaction...." ..

Is that normal??
Also Im not seeing any application number.

Guys is this normal? Still no mail received and imobile app showing same message

 

[LordPSN]

Not normal. Forget about this application. Send a DM on "ICICI Bank Cares" twitter handle asking for Platinum or whatever card you want on the basis of existing Apay card. Mention your card's last 4 digit and contact no. You'll get the callback and they'll take the request for upgrade. No need to go through expression route.

I got a sms 5 min ago with "Dear Customer, we have received your request for ICICI Bank Credit Card Upgrade. Request no. is SRXXXXX dated 27-JUN-23 will be completed in 7 working days."


But checked iMobile app again and still not showing anything in track your card!

 

[LordPSN]

Call customer care and ask them about status of your upgrade request.

Got the confirmation that the request has been received and its in OPEN stage. But the executive was saying that you have asked to upgrade your Apay card which is not possible. Lets see.

 

[LordPSN]

That route also works but it's unnecessarily long way to get core card from ICICI.

Once you get the card, request for upgrade to platinum instantly thro7gh twitter. Their Twitter team is best. But You may need to message/tweet 3-4 times to get reply. Once they reply, things happen fast.

Just 1 clarification. Should I ask on twitter as soon as it is showing in iMobile app? Or should I wait till the expression card is delivered to me?
I just want to avoid expression card reflecting in my CIBIL. @Chaitanya-a @Nishan11
@AsB @RohitKrOfficial @Francis@Aj

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Just 1 clarification. Should I ask on twitter as soon as it is showing in iMobile app? Or should I wait till the expression card is delivered to me?
I just want to avoid expression card reflecting in my CIBIL. @Chaitanya-a @Nishan11

is card showing on netbanking?

 

[LordPSN]

is card showing on netbanking?

Not yet. Got a confirmation today that the application has been received. But I don't expect the application for Expression to be rejected.
The thing is asking for platinum directly on twitter is the easiest and the best way. I missed that method and went with @TechnoFino way.
Now Im afraid that asking to convert upcoming expression into platinum, both expression and platinum may be reflected in CIBIL with expression as closed cc.

 

[LordPSN]

You can ask as soon as it starts showing on iMobile. But I don't think you can avoid Expression from showing on CIBIL.

So can I ask them to reject my expression card application?
I will ask on twitter for platinum directly

 

[LordPSN]

You may try. As it is yet to be processed.You may try. As it is yet to be processed.

I am having a confusion.
Since I'm asking them to convert the upcoming Expression to platinum LTF, its like same as converting my Regalia first to LTF DCB alumni.
So HDFC changed it in CIBIL too..
Shouldn't the same happening here? As Im asking ICICI to convert expression to Platinum?

 

[LordPSN]

Expression isn't considered in the same category as Platinum.

These are considered under same account:
Platinum/Coral/Rubyx/Sapphiro
MMT Platinum/MMT Signature
Manchester Platinum/Manchester Signature
Etc.

Can anyone confirm if expression is showing in CIBIL too if you have gone through the process?
@AsB @RohitKrOfficial @Francis@Aj

 

[LordPSN]

Expression isn't considered in the same category as Platinum.

These are considered under same account:
Platinum/Coral/Rubyx/Sapphiro
MMT Platinum/MMT Signature
Manchester Platinum/Manchester Signature
Etc.

But if dont activate the card and got platinum card, then Expression will not be reflected on CIBIL, correct? I have read somewhere that cards not activated within 30/60 days are not added on CIBIL

 

[pprakash11]

But if dont activate the card and got platinum card, then Expression will not be reflected on CIBIL, correct? I have read somewhere that cards not activated within 30/60 days are not added on CIBIL

The card gets cancelled but they do show on cibil report, later on in CIBIL as well they mark it as closed.

 

[LordPSN]

The card gets cancelled but they do show on cibil report, later on in CIBIL as well they mark it as closed.

That means by Cibil is going to be affected then .

 

[AsB]

The card gets cancelled but they do show on cibil report, later on in CIBIL as well they mark it as closed.

Yes. Cancelled cards are also shown, but they are shown as inactive and do not make any significant contribution to summary reports (like number of active cards, total limit, etc. ), unless there was settlement or default

 

[LordPSN]

Yes. Cancelled cards are also shown, but they are shown as inactive and do not make any significant contribution to summary reports (like number of active cards, total limit, etc. ), unless there was settlement or default

So there will be no effect on Cibil then?

 

[AsB]

So there will be no effect on Cibil then?

Barely. It will affect indirectly like average age of credit history, credit limit utilisation. But nothing significant unless the card is very old like 2+ years old