I'm having a saving account with ICICI and Axis from last 4 months continue mentain 1L+ in both and use both for upi transaction, I'm already having HDFC credit card with 37K limit (age 8m)& IDFC with 80K (age 5m)my CIBIL score is 772 experian 805 how can I get pre-approved credit cards from ICICI and Axis please share your suggestions.