Millennia How to get the HDFC Credit card Milliniea card LTF

[JoshuaJebaraj]

Hello Everyone,
I recently opened the HDFC Saving Max Account , What things should I do in order to increase inorder to get the Milliniea card LTF
I currently have Amazon ICIC - 1 L , ICIC Coral - 50 k , Flipkart 35 k no credit history

 

[sarainfo12]

I will tag @VISHESH_BANSAL to clarify this.

i think better i will create new thread instead of i am spamming here .

 

[pprakash11]

i think better i will create new thread instead of spamming here .

No. In one reply it will get clear. Just wait he will reply.

 

[sarainfo12]

No. In one reply it will get clear. Just wait he will reply.

ok. 🙂🙂

 

[VISHESH_BANSAL]

i think you mean payzapp wallet , i opened payzapp app and went shop , there i seen the same page of gyftr 5x smart buy offer .
if i use same diner card again which used earlier on website , will i get again 5x rewards or we will get only if we use payzapp wallet ?

page mentioned 10K per account and card combination.

Portal is same.

Will you get double discount on Flipkart ?

Once via Flipkart Website and second time via Flipkart App ?

 

[sarainfo12]

Portal is same.

Will you get double discount on Flipkart ?

Once via Web Browser(Website) and second time via Flipkart App ?

so from gyftrr , i can buy 10K AGC 2 times (one from mine and one from my wife's account) using hdfc cards (even though we have 3 cards).
i dont know about flipkart double discount thing . you mean we can buy gift cards from there or how its works ?

 

[VISHESH_BANSAL]

so from gyftrr , i can buy 10K AGC 2 times (one from mine and one from my wife's account) using hdfc cards (even though we have 3 cards).

You can use one HDFC card with any one Smartbuy GYFTR Account only.

i dont know about flipkart double discount thing . you mean we can buy gift cards from there or how its works ?

🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️
No.

 

[Rohith_Kumar_Sp]

But Only 20k AGC you can buy from Amazon, after that Amazon will not give that particular cc option for you!!

That's the game changer.
I tricked HDFC, by first using VISA Millenia and bought 20k AGC and then switched to Diners millenia and again bought 20k


So once Amazon blocks you for using cc to buy agc then it will be difficult for you to reach your quarterly 1L milestone bro

Wait what. You can't pay insurance with credit in amazon? I was planning to use my axis ace... Wtf.

My LIC is 93k... I've only hoarded 20k AGV from smartbuy so far, you're saying you can't buy AGV directly without getting blocked? How many AGV can I buy per month from amazon?

My plan was to hoard 40k AGV until July and in the month of July to directly pay insurance of 20k with hdfc millennia so 60k and the remaining 33k with Axis ace for 2%... Now I have to think it all over...

Now I have to both buy AGV from Smart buy and AGV from amzon directly...

Can you please tell me what's the best method to proceed.?? What's the safe amount to AGC directly from amzon? My due is on July.

The cards I have are hdfc millennia, Axis ace, Amzaon icici and hdfc platinum debit

 

[pprakash11]

Wait what. You can pay insurance with credit in amazon? I was planning to use my axis ace... Wtf.

Amazon is now giving correct MCC to bank, you will get 0% through ACE.

My LIC is 93k... I've only hoarded 20k AGV, you're saying you can't buy AGV directly without getting blocked? How many AGV can I buy per month from amazon?

Max 20k per month, after 20k my Amazon is blocked to use cc to purchase agc.

My plan was to hoard 40k AGV until July and in the month of July to directly pay insurance of 20k with hdfc millennia so 60k and the remaining 33k with Axis ace for 2%... Now I have to think it all over...

Now I have to both buy AGV from Smart buy and AGV from amzon directly...

Can you please tell me what's the best method to proceed.?? What's the safe amount to AGC directly from amzon? My due is on July.

The cards I have are hdfc millennia, Axis ace, Amzaon icici and hdfc platinum debit

Any amount is safe in Amazon, I purchased 10k + 5k + 5k, in three batches (from SBI Cashback), after that 10k +10k (two batches, from HDFC Millenia).

Try hoarding from Smartbuy gyftr (10k each month till July, you will hoard 30k)

 

[Rohith_Kumar_Sp]

Amazon is now giving correct MCC to bank, you will get 0% through ACE.


Max 20k per month, after 20k my Amazon is blocked to use cc to purchase agc.

Any amount is safe in Amazon, I purchased 10k + 5k + 5k, in three batches (from SBI Cashback), after that 10k +10k (two batches, from HDFC Millenia).

Try hoarding from Smartbuy gyftr (10k each month till July, you will hoard 30k)

Max 20k per month meaning it will rest next month?

I started hoarding from smart buy last month.
April 10
May 10
June 10
Juky 10 will make it 40

Can I also buy directly buy 20k from amazon June 30th and again 20 more on July 1st? If I do that, I'll have 80k

If amazon is not letting credit card for insurance, then might as well as pay through LIC official portal through hdfc atlest millennia is counting insurance I think.

 

[pprakash11]

Max 20k per month meaning it will rest next month?

I started hoarding from smart buy last month.
April 10
May 10
June 10
Juky 10 will make it 40

Can I also buy directly buy 20k from amazon June 30th and again 20 more on July 1st? If I do that, I'll have 80k

If amazon is not letting credit card for insurance, then might as well as pay through LIC official portal through hdfc atlest millennia is counting insurance I think.

Millenia is counting insurance, only 1% you will get.

No you can't buy using same cc on June 30th & July 1st.
Complete algorithm of Amazon literally don't know, when amazon u blocks me and when unblock.

 

[Rohith_Kumar_Sp]

Millenia is counting insurance, only 1% you will get.

No you can't buy using same cc on June 30th & July 1st.
Complete algorithm of Amazon literally don't know, when amazon u blocks me and when unblock.

Yes but it's better than nothing and I have no other options for 93k LIC

Also I don't mind amazon bocking my hdfc on thier site as I don't plan to use my hdfc card on amazon until next year... Also why would amazon block for legitimate transaction?

Do you have any other suggestions for 93k LIC?

 

[sarainfo12]

Millenia is counting insurance, only 1% you will get.

No you can't buy using same cc on June 30th & July 1st.
Complete algorithm of Amazon literally don't know, when amazon u blocks me and when unblock.

I tried to buy gift voucher using Payzapp , but wallet not showing on payment method. Not sure how to use it .

 

[panu24]

I tried to buy gift voucher using Payzapp , but wallet not showing on payment method. Not sure how to use it .

I don't think payzapp wallet balance can be used to purchase gift voucher on Payzapp.

 

[sarainfo12]

If i use my debit card to pay 40k credit card bill and buy 10k Amazon voucher , will it cap 750 cashback per month ? Can't get more rewards right ?

 

[pprakash11]

No. I think 1% upto ₹750 is different and 5% on Smartbuy is different

If i use my debit card to pay 40k credit card bill and buy 10k Amazon voucher , will it cap 750 cashback per month ? Can't get more rewards right ?

 

[sarainfo12]

No. I think 1% upto ₹750 is different and 5% on Smartbuy is different

Just i wanted to make sure ,
That 5% cashback directly will credit to account or we have to redeem ?
If redeem is only option , both bill cash points and smartbuy cashback appear on same place ?

 

[pprakash11]

Just i wanted to make sure ,
That 5% cashback directly will credit to account or we have to redeem ?
If redeem is only option , both bill cash points and smartbuy cashback appear on same place ?

@Chaitanya-a Cashpoints me hi aata hai na Smartbuy ka cashback? You booked IRCTC tickets using HDFC Plat DC using Smartbuy, what was ur experience?

 

[Chaitanya-a]

@Chaitanya-a Cashpoints me hi aata hai na Smartbuy ka cashback? You booked IRCTC tickets using HDFC Plat DC using Smartbuy, what was ur experience?

Just i wanted to make sure ,
That 5% cashback directly will credit to account or we have to redeem ?
If redeem is only option , both bill cash points and smartbuy cashback appear on same place ?

Haan cashpoints me aata h just like cc bill payments. Smartbuy ka Cashback promotional Cashback wale part me credit hota h jo in multiples of 1 me hm redeem kr skte statement credit me

 

[sarainfo12]

Haan cashpoints me aata h just like cc bill payments. Smartbuy ka Cashback promotional Cashback wale part me credit hota h jo in multiples of 1 me hm redeem kr skte statement credit me

English please , thank you . Unfortunately i don't know Hindi.

 

[Chaitanya-a]

English please , thank you . Unfortunately i don't know Hindi.

Your Smartbuy cashback would get credited same as cc bill payment Cashback but under 'Promotional Cashback' part which can be redeemed in multiples of 1.