Millennia How to get the HDFC Credit card Milliniea card LTF

[JoshuaJebaraj]

Hello Everyone,
I recently opened the HDFC Saving Max Account , What things should I do in order to increase inorder to get the Milliniea card LTF
I currently have Amazon ICIC - 1 L , ICIC Coral - 50 k , Flipkart 35 k no credit history

 

[sarainfo12]

Your Smartbuy cashback would get credited same as cc bill payment Cashback but under 'Promotional Cashback' part which can be redeemed in multiples of 1.

i bought 10K AGC today, approximately how many days it will take to show on my account ?

 

[Rohith_Kumar_Sp]

i bought 10K AGC today, approximately how many days it will take to show on my account ?

2 days cb, June 1st it 1% will show up in aquired points section, you can use them on next month bill date to redeem

 

[sarainfo12]

i bought via debit card 🙁

 

[anantnitish]

Was it ltf or chargeable, coz i had money-back plus ltf from 1 month and now it's showing millennia and DCP but paid

It's been more than 9 months i m holding money-back plus card 50k ,but still i haven't received any upgrade or LE

I would take millennia even if it paid

 

[pprakash11]

It's been more than 9 months i m holding money-back plus card 50k ,but still i haven't received any upgrade or LE

I would take millennia even if it paid

Mail to grievance.redressalcc@hdfcbank.com
With income docs

 

[pprakash11]

i bought 10K AGC today, approximately how many days it will take to show on my account ?

It will take 90 days, but rest assured it will come for sure.

 

[rockyBalboa]

Max 20k per month meaning it will rest next month?

I started hoarding from smart buy last month.
April 10
May 10
June 10
Juky 10 will make it 40

Can I also buy directly buy 20k from amazon June 30th and again 20 more on July 1st? If I do that, I'll have 80k

If amazon is not letting credit card for insurance, then might as well as pay through LIC official portal through hdfc atlest millennia is counting insurance I think.

Amazon has following limits on using credit card to buy gift cards

₹ 30,000 in 30-days ₹ 40,000 in 60-days ₹ 50,000 in 90-days

 

[Rohith_Kumar_Sp]

Amazon has following limits on using credit card to buy gift cards

₹ 30,000 in 30-days ₹ 40,000 in 60-days ₹ 50,000 in 90-days

Yes I know but I also am hearing no matter what amazon won't let you use the card after 20k

 

[rockyBalboa]

Yes I know but I also am hearing no matter what amazon won't let you use the card after 20k

That isn't true. Whoever said that must have crossed any of these limits and therefore not able to make transaction with credit card.

 

[Rohith_Kumar_Sp]

That isn't true. Whoever said that must have crossed any of these limits and therefore not able to make transaction with credit card.

@pprakash11

 

[pprakash11]

That isn't true. Whoever said that must have crossed any of these limits and therefore not able to make transaction with credit card.

Try yourself and update us!!
After 10k-10k each twice, cc option is disabled for me.

 

[pprakash11]

@pprakash11

Also, you have to purchase na. You yourself Verify and update 🤣

 

[Chaitanya-a]

Also, you have to purchase na. You yourself Verify and update 🤣

 

[CHOCOPANDA]

From my own experience:

1. Keep the minimum balance in your account.
2. High number of debit/credit transactions including self account transfer
3. Take part in their promotional DC offers

Good CIBIL is a bonus, but even for average CIBIL also if number 2 is followed heavily within 3-4 months you will get Pre approved offer. The first pre approved offers will be for paid cards. Just ignore them, after one month they will give LTF pre approved offers.

PS: i used to rotate money from one ac to another along with some actual spends. Got LTF Millenia without income proof. My monthly total transactions count is always 100+ for HDFC.

least minimum balance account i want to open saving account in hdfc . just to get millenia . pls suggest . which saving account i should open

 

[bismaj]

I am checking almost everyday for last 2 months but no cibil hit for checking. I think it only happens when you finally submit your application.

nope.... to get LTF Tata Neu Infinity card i also used to go to the last stage and let it remain there until i got it LTF, Two times this happened and everytime CIBIL hit was recorded although I didn't submit the application.

 

[Card_Crafter]

least minimum balance account i want to open saving account in hdfc . just to get millenia . pls suggest . which saving account i should open

Mine is 5k AMB account.

 

[rockyBalboa]

nope.... to get LTF Tata Neu Infinity card i also used to go to the last stage and let it remain there until i got it LTF, Two times this happened and everytime CIBIL hit was recorded although I didn't submit the application.

Yeah I know. But I am not talking about checking on Tata Neu App. The discussion was about checking through HDFC netbanking. Through Tata Neu app, as soon as you enter your PAN they do cibil enquiry. By the way there are few changes in the way HDFC does it now and there has been a lot of discussion on this subject so read through all the previous messages in this thread. I am still checking through HDFC netbanking once or twice every week and no cibil hits for that.

 

[rockyBalboa]

Try yourself and update us!!
After 10k-10k each twice, cc option is disabled for me.

I don't have need for that much gift card balance now. But I may need in few days so if needed then I will try buying and confirm here. Attaching a screenshot of Amazon Gift Card Faqs. Those limits which I posted are official. Why don't you check your Amazon gift card purchase history and see if you have crossed any of the above limits for a certain card. Also, it is written that 'Amazon can disable credit cards for purchase of Gift Cards from time to time on SELECT accounts.' So if you didn't cross any of those limits then may be your account got qualified as one of those SELECT accounts selected by Amazon for blocking.

 

[bismaj]

Yeah I know. But I am not talking about checking on Tata Neu App. The discussion was about checking through HDFC netbanking. Through Tata Neu app, as soon as you enter your PAN they do cibil enquiry. By the way there are few changes in the way HDFC does it now and there has been a lot of discussion on this subject so read through all the previous messages in this thread. I am still checking through HDFC netbanking once or twice every week and no cibil hits for that.

on whatever platform you check the issuing authority remains same i.e HDFC bank hence my guess that it will be the same xase here as cibil hits are for hdfc bank nd not seperately titled under tata neu app.
Note: I had checked the earlier messages before commenting. Experience was with Neu app hence thought same logic applies here also.. bdw for card upgrade there isn't any cibil hit though.

 

[CHOCOPANDA]

From my own experience:

1. Keep the minimum balance in your account.
2. High number of debit/credit transactions including self account transfer
3. Take part in their promotional DC offers

Good CIBIL is a bonus, but even for average CIBIL also if number 2 is followed heavily within 3-4 months you will get Pre approved offer. The first pre approved offers will be for paid cards. Just ignore them, after one month they will give LTF pre approved offers.

PS: i used to rotate money from one ac to another along with some actual spends. Got LTF Millenia without income proof. My monthly total transactions count is always 100+ for HDFC.

is that your first hdfc card. as i am trying to upgrade it to ltf but they are giving fyf . i presently hold bharat ltf