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How to Increase limit of cashback card which instantly approved of 20k only

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s1t2y3a3m6

s1t2y3a3m6

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Today I had applied SBI cashback card and get only 20k limit. Having other bank cards of more than 200k limit, also having BPCL of 90k

Any suggestions to increase limit by card to card ? Or any hope of possibility with retention team?
 
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Solution
Shoxie
satyam12336 said:
Today I had applied SBI cashback card and get only 20k limit. Having other bank cards of more than 200k limit, also having BPCL of 90k

Any suggestions to increase limit by card to card ? Or any hope of possibility with retention team?
Click to expand...
I have the same situation! I've also transferred limit. One pro tip is that you can get the Joining fees waived off 🙂 just call customer care and say that you want to increase the limit or close the card, as you cannot meet the 2L annual fee waiver with only 20k limit. Ask them to either increase the limit, or waive off the fees or close the card. They'll waive it off.

Please note that the customer care will raise a closure request and the retention team will contact you or the CC themselves...
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satyam12336 said:
Today I had applied SBI cashback card and get only 20k limit. Having other bank cards of more than 200k limit, also having BPCL of 90k

Any suggestions to increase limit by card to card ? Or any hope of possibility with retention team?
Click to expand...
I have the same situation! I've also transferred limit. One pro tip is that you can get the Joining fees waived off 🙂 just call customer care and say that you want to increase the limit or close the card, as you cannot meet the 2L annual fee waiver with only 20k limit. Ask them to either increase the limit, or waive off the fees or close the card. They'll waive it off.

Please note that the customer care will raise a closure request and the retention team will contact you or the CC themselves might raise the waiver request.

Mark the answer as solution if you're able to get the fees waived off 🙂
 
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Solution
proxified said:
Get some of your limit transferred from your other sbi card. Thats the best way to get it done instantly
Click to expand...
Just called customer care and asked for limit transfer and it was done immediately ! limit of my Cashback card (via transfer from Simply click) from 10k to 110k.. I had hours of failed attempt at limit enhancement of cashback card before. Don't understand why sbi don't suggest this by their end.
 
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Can anyone clear my doubt ?

If card limit is 20000 now I spend 15000, then paid bill 10000 then my available credit limit is 15000.

Now my question is can I spend again 15000 and no over limit or without any charges by bank ? Because in statment spend would be 30000 and my credit limit 20000.
 
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s1t2y3a3m6 said:
Can anyone clear my doubt ?

If card limit is 20000 now I spend 15000, then paid bill 10000 then my available credit limit is 15000.

Now my question is can I spend again 15000 and no over limit or without any charges by bank ? Because in statment spend would be 30000 and my credit limit 20000.
Click to expand...
Yes and there won't No over limit charges.

Make sure you check available credit limit before doing the transaction.
 
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