How to negotiate for Sapphiro LTF ?

[NinjaHatori]

Hi guys, whats the best way to negotiate for Sapphiro LTF ?
Sorry if this feels like a repost. I have already tried via RM, but no help. he says no FYF or LTF Sapphiro. Wanted Emeralde FYF or LTF (not possible 2cr NRV I think). Sapphiro should be possible given that I have seen people having LTF sapphiro with very less NRV too
@S S V any help you can provide ? Thanks in advance!

Only want this for bms offer. I don't think I deserve the extraordinary reward rate of this card /s


My mom is having below NRV with ICICI


My mom is

 

[praveensudhakaran]

I have ICICI Apay and ICICI Platinum. Recently I got an email for Sapphiro VISA 3500 INR FY and 6500 AF, but when I logged into ICICI credit cards pre-approved section I got Sapphiro(Amex+MC) as LTF with decent limit.

My NRV with icici - only cc
Salary - still a long way to reach 2L a month 😜

 

[NinjaHatori]

I have ICICI Apay and ICICI Platinum. Recently I got an email for Sapphiro VISA 3500 INR FY and 6500 AF, but when I logged into ICICI credit cards pre-approved section I got Sapphiro(Amex+MC) as LTF with decent limit.

My NRV with icici - only cc
Salary - still a long way to reach 2L a month 😜

Haven't got upgrade offer since some time. Atleast email pe toh nahi aaya. All I get is the Emeralde offer in the app, of course chargeable

 

[reputation_abhi]

Oh yes, please share @reputation_abhi

Please check DM bro

 

[reputation_abhi]

Please share @reputation_abhi sir!

Hi, please check DM

 

[NinjaHatori]

Hi, please check DM

Okay sure. Thanks mate!

 

[praveensudhakaran]

Haven't got upgrade offer since some time. Atleast email pe toh nahi aaya. All I get is the Emeralde offer in the app, of course chargeable

Try the new card application way as an existing customer

 

[NinjaHatori]

Try the new card application way as an existing customer

Got rejected that way. Tried yesterday. Saw someone got Emeralde LTF that way 😂😂🥲

 

[MS R]

ICICI's rules are simple. You get LTF if
<1L Salary - Coral
<2L Salary - Rubyx
>2L Salary - Sapphiro
> 20L Salary - Emeralde

I was given a useless ICICI Mine card. I called my RM, Customer Care, sent emails, all fell on deaf ears. I then sent DM to ICICI Twitter handle and they called me up and instantly approved Rubyx Dual Variant (Mastercard + Amex) right on the call.

Apparently, you don't even need Salary account in ICICI, you just need enough salary!

whats ur approx salary ? ( for rubyx upgrade )

 

[panthr]

whats ur approx salary ? ( for rubyx upgrade )

Around 1.5L after tax.

 

[Avip]

I got the Sapphiro Dual cards as LTF, just after creating a 2L FD. My basic savings bank acc was relatively old and never had more than 50k balance before this point. After the FD was created app started showing me preapproved LTF Sapphiro Dual with 11.8L limit instead of the usual and useless 1L Coral LTF.

FD for how many years?

 

[sushant4]

I got the Sapphiro Dual cards as LTF, just after creating a 2L FD. My basic savings bank acc was relatively old and never had more than 50k balance before this point. After the FD was created app started showing me preapproved LTF Sapphiro Dual with 11.8L limit instead of the usual and useless 1L Coral LTF.

How long did you keep that FD for? and after how many days did the offer appear?

 

[r_raghu]

I got Sapphiro Visa LTF pre-approved without any income proof, just on the basis of Cibil Score.
I applied through agent.

Looking at your NRV they must give you lifetime free Sapphiro/Emeralde

Can you please share the agent details with me, Thanks!

 

[djaz]

Hi, I got a call from ICICI agent and mentioned, i can upgrade to ICICI sapphiro LTF, I gave consent and received the dual (sapphiro master / amex) within a week, but how do i know if it is actually LFT or paid?

 

[Shroud]

Hi, I got a call from ICICI agent and mentioned, i can upgrade to ICICI sapphiro LTF, I gave consent and received the dual (sapphiro master / amex) within a week, but how do i know if it is actually LFT or paid?

Share agent number first.....

 

[diptarkaroy]

Hi guys, whats the best way to negotiate for Sapphiro LTF ?
Sorry if this feels like a repost. I have already tried via RM, but no help. he says no FYF or LTF Sapphiro. Wanted Emeralde FYF or LTF (not possible 2cr NRV I think). Sapphiro should be possible given that I have seen people having LTF sapphiro with very less NRV too
@S S V any help you can provide ? Thanks in advance!

Only want this for bms offer. I don't think I deserve the extraordinary reward rate of this card /s


My mom is having below NRV with ICICI

View attachment 43426View attachment 43427
My mom is

You should not be looking for LTF sapphiro brother

You should be looking for LTF emerald

 

[agrprashantagrprashant is verified member.]

My NetBanking shows Emerald Paid. Already have Coral LTF. Waiting for Sapphiro LTF. You can check which cards you're eligible for using NetBanking or the new Get Credit Card flow on ICICI website: https://www.icicibank.com/personal-...ard?ITM=nli_cms_cards_credit_cards_header_nav

---

Save money. Get coupons that work using LittlePixi: https://go.littlepixi.com/uwq

 

[rogerthat]

Is there anyway to get a Sapphiro LTF other than the alumni offer? I have only APay card and savings account. People at the branch have no clue. Bank agent says not possible and tries to sell me Platinum card.

 

[girish3456]

I got Sapphiro Visa LTF pre-approved without any income proof, just on the basis of Cibil Score.
I applied through agent.

Looking at your NRV they must give you lifetime free Sapphiro/Emeralde

Can you DM that agent contact details pls

 

[wapenshaw]

ICICI's rules are simple. You get LTF if
<1L Salary - Coral
<2L Salary - Rubyx
>2L Salary - Sapphiro
> 20L Salary - Emeralde

I was given a useless ICICI Mine card. I called my RM, Customer Care, sent emails, all fell on deaf ears. I then sent DM to ICICI Twitter handle and they called me up and instantly approved Rubyx Dual Variant (Mastercard + Amex) right on the call.

Apparently, you don't even need Salary account in ICICI, you just need enough salary!

What did you tweet?

 

[panthr]

What did you tweet?

Didn't tweet, just sent them a DM on their account, explained my case. A guy called and processed my card without much hassle