How To Pay APAY ICICI CC Bill To Get Maximum Cashback

[ihmahetar]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

 

[s1t2y3a3m6]

Yes go for upgrade to get 750 monthly.

Otherwise you can open another hdfc account if you have more to pay and earn cashback.

Another solution is indusind select account debit card. If you have legend card then open it at 0 balance.

Last is RBL signature debit card.

 

[SSV]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

Now, if you want to really really maximise the CB on your 50K monthly CC payment.

1) Open another HDFC SB account- variant SavingsMax -
25K MAB or against FD amount depending upon branch location

2) Get free Platinum DC

3) Pay 16K using Millennia DC and 34 K using Platinum DC
Total CB = 400+ 340 = 740
as against 500 if you pay the entire amount by Platinum DC

Extra savings of 240 pm. Or, 2880 pa

More details of SavingsMax account here

Savings Max Account Eligibility - Check Eligibility Criteria for Savings Max Account | HDFC Bank

Savings Max Account Eligibility - Find here the eligibility criteria to open Savings Max Account at HDFC Bank. Know more about terms & conditions, charges & other requirements to apply for Savings Max Account.

v.hdfcbank.com

If you don't want Savings Max account then get normal account and get paid Platinum DC. Still profitable

Enjoy!!

 

[Rkr]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

Go through this one for better details on your questions.
Thread 'Best Debit Card For Credit Card Bill Payment 2024' https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178/

 

[P B R G]

Now, if you want to really really maximise the CB on your 50K monthly CC payment.

1) Open another HDFC SB account- variant SavingsMax -
25K MAB or against FD amount depending upon branch location

2) Get free Platinum DC

3) Pay 16K using Millennia DC and 34 K using Platinum DC
Total CB = 400+ 340 = 740
as against 500 if you pay the entire amount by Platinum DC

Extra savings of 240 pm. Or, 2880 pa

More details of SavingsMax account here

Savings Max Account Eligibility - Check Eligibility Criteria for Savings Max Account | HDFC Bank

Savings Max Account Eligibility - Find here the eligibility criteria to open Savings Max Account at HDFC Bank. Know more about terms & conditions, charges & other requirements to apply for Savings Max Account.

v.hdfcbank.com

If you don't want Savings Max account then get normal account and get paid Platinum DC. Still profitable

Enjoy!!

Or he can pay the entire bill by Platinum and use Millenia for WL. Total effective cashback - 500+400=900 pm.

 

[SSV]

use Millenia for WL

what is this WL??

 

[Shin-Chan]

what is this WL??

I think he meant Wallet Load

 

[SSV]

I think he meant Wallet Load

okay . . thanks

 

[anisharya16]

what is this WL??

Waiting list 🚉