How To Pay APAY ICICI CC Bill To Get Maximum Cashback

[ihmahetar]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

 

[CreditCardFino]

Do we get 1% cash back if we pay using PayZ linked to HDFC Platinum Debit Card instead of net banking? I am doing every month I am not getting cash back.

 

[L2R]

Do we get 1% cash back if we pay using PayZ linked to HDFC Platinum Debit Card instead of net banking? I am doing every month I am not getting cash back.

where you got the idea to pay using payz? you have to use billpay only through your netbanking portal.

 

[L2R]

Regarding the IndusInd Select account, I already have a Legend Credit Card. What is the procedure like? How to open that savings account, and on the website it shows I will get a World / signature Select debits card. Which one is better? I already have a Legend Credit Card.
Thank you

you have HDFC DC right? thats better than indusind select.

 

[CreditCardFino]

where you got the idea to pay using payz? you have to use billpay only through your netbanking portal.

We get Rs 11 through PayZ. I can pay using DC.

 

[CreditCardFino]

where you got the idea to pay using payz? you have to use billpay only through your netbanking portal.

Do we get as cash points in net banking?

 

[CreditCardFino]

How will you get 1% for CC payment? I see 4900 Utilities–Electric, Gas, Heating Oil, Sanitary, Water only

 

[Shekhar007]

you have HDFC DC right? thats better than indusind select.

I have the normal HDFC DC card. Which I got instantly from the bank while opening the account.
I want to know more about the IndusInd Select account, I want to open that account with ZERO MAB.

 

[L2R]

Do we get as cash points in net banking?

re ward points

 

[L2R]

How will you get 1% for CC payment? I see 4900 Utilities–Electric, Gas, Heating Oil, Sanitary, Water only

View attachment 60376

its considered as 4900 i think. as per the gyaan shared here.

 

[CreditCardFino]

re ward points

Then you need to wait until 250 points are accumulated right? I will try with net banking this time.

 

[6ix9ine]

Then you need to wait until 250 points are accumulated right? I will try with net banking this time.

Yes, make sure when you pay through the HDFC bill pay, you choose "debit card" as a payment method while paying CC bill instead of "net banking" to avail that 1% reward. You will get those reward points in 2-3 business days.

 

[CreditCardFino]

Yes, make sure when you pay through the HDFC bill pay, you choose "debit card" as a payment method while paying CC bill instead of "net banking" to avail that 1% reward. You will get those reward points in 2-3 business days.

Sure I will try this time and update it here every month I pay 6-7 CC bill payments.

 

[CreditCardFino]

Yes, make sure when you pay through the HDFC bill pay, you choose "debit card" as a payment method while paying CC bill instead of "net banking" to avail that 1% reward. You will get those reward points in 2-3 business days.

After adding the biller should I wait for 2hrs? my payment is getting declined.

 

[6ix9ine]

After adding the biller should I wait for 2hrs? my payment is getting declined.

You have to wait until it says "Active", usually takes 48-72 hours.

 

[CreditCardFino]

You have to wait until it says "Active", usually takes 48-72 hours.

It said 2 hrs. Now I completed the payment will see if I get cash points. Previously, I did Jio Fiber bill payment with debit card on bill payment did not get any cash points.

 

[CreditCardFino]

You have to wait until it says "Active", usually takes 48-72 hours.

Got cash back points took 1 day to get credited.

 

[6ix9ine]

Got cash back points took 1 day to get credited.

Great 👍, you might face delay in upcoming days for your previous points as tomorrow is major update for HDFC.

 

[dnp71]

Are we getting 2.5 % or 1% for cc bill payment via hdfc bill pay?
And anyone tried sbi unipay + millennia DC?
2.5 or 1%

 

[L2R]

Are we getting 2.5 % or 1% for cc bill payment via hdfc bill pay?
And anyone tried sbi unipay + millennia DC?
2.5 or 1%

yes you will get 2.5% upto 400 rs using millennia dc.

 

[dnp71]

yes you will get 2.5% upto 400 rs using millennia dc.

Are you saying hdfc bill pay or sbi unipay or both