How to upgrade hdfc moneyback with 17.5 lakhs limit.

[temporary1212]

What's the best card that i can get, will threating to closing my salary account work ?


I have 20 Lakhs AMB from past 1 year.
Have Imperia banking.
Having a limit of 17.5 lakh on existing hdfc card.
Have a net take home salary of 3+ lakh

 

[HumorSimpson]

Yeah... In a thread a guy asked he rotated 40-50L in an year from multiple FDRs and when asked about interest, he said it's 5k at max 😂😂🤣

Get an IT notice, s/he has to shell 10K for CA advice.

 

[Riya]

Get an IT notice, s/he has to shell 10K for CA advice.

yeah... that guy was scared ki mujhe kitna tax dena padega... eventually his total annual gross income+interest+whatever was in range of 50k 🤣 🤣
and we all were like WTF!!! isse jyada to cashback @TechnoFino dada le lete hain ek card pe 🤣

 

[HumorSimpson]

yeah... that guy was scared ki mujhe kitna tax dena padega... eventually his total annual gross income+interest+whatever was in range of 50k 🤣 🤣
and we all were like WTF!!! isse jyada to cashback @TechnoFino dada le lete hain ek card pe 🤣

Arindom is giving good business to neo fin tech apps, CA.
Just imagine how many downloads will an app clock with his trick.

 

[sidp]

2 days ago I had one UPI offer on this MB+ rupay card. Scan for 100 and get 50 AGV.

Then why don't you get a dcb account. You get cashback if you do upi. Even personal upi transactions.
Wait is it shared on tf? Lemme check else I'll post about it.

 

[Vasuki]

I am convinced that all these algos induce some randomness so users can't crack.

I asked hdfc via email that why my classic banking banner dissapered ..
Rm was calling continuously+ bm was confirming..
Rm guy was sweet since beginning ..i didn't knew he would get complaint.

He said for semi urban its Vishesh program

 

[Vasuki]

Yeah... In a thread a guy asked he rotated 40-50L in an year from multiple FDRs and when asked about interest, he said it's 5k at max 😂😂🤣

He was just saying if i do fd & break it does it count as income or added to income..
He is newbie . Young folk

 

[Vasuki]

Then why don't you get a dcb account. You get cashback if you do upi. Even personal upi transactions.
Wait is it shared on tf? Lemme check else I'll post about it.

Dcb ? Card u mean

Explain ??

 

[HumorSimpson]

The suggestions by fellow Fintos making me

 

[Vasuki]

@S S V , @techt @sidp i have funded 5 to hdfc .
Since i have rm now due to Classic he says do Fd do fd ..
My question is if i maintain 5 in Savings.
Vs maintain 2.5 in fd + 2.5 in saving .
Which one has better chance of getting me high cc limit in pre approved offer

 

[SSV]

@S S V , @techt @sidp i have funded 5 to hdfc .
Since i have rm now due to Classic he says do Fd do fd ..
My question is if i maintain 5 in Savings.
Vs maintain 2.5 in fd + 2.5 in saving .
Which one has better chance of getting me high cc limit in pre approved offer

None . .

 

[samm255]

None

ek jhatke me dil tod diya 😆

 

[SSV]

ek jhatke me dil tod diya 😆

Speaking the facts, what to do…
At least he doesn’t waste his time too much

 

[Vasuki]

Speaking the facts, what to do…
At least he doesn’t waste his time too much

 

[samm255]

View attachment 44131

 

[NShah]

@S S V , @techt @sidp i have funded 5 to hdfc .
Since i have rm now due to Classic he says do Fd do fd ..
My question is if i maintain 5 in Savings.
Vs maintain 2.5 in fd + 2.5 in saving .
Which one has better chance of getting me high cc limit in pre approved offer

+ Do Rd 1k or above
Use your hdfc dc frequently

 

[Vasuki]

 

[sidp]

@S S V , @techt @sidp i have funded 5 to hdfc .
Since i have rm now due to Classic he says do Fd do fd ..
My question is if i maintain 5 in Savings.
Vs maintain 2.5 in fd + 2.5 in saving .
Which one has better chance of getting me high cc limit in pre approved offer

2nd one. Unless you are putting the fd on lien.

 

[NShah]

@S S V , @techt @sidp i have funded 5 to hdfc .
Since i have rm now due to Classic he says do Fd do fd ..
My question is if i maintain 5 in Savings.
Vs maintain 2.5 in fd + 2.5 in saving .
Which one has better chance of getting me high cc limit in pre approved offer

Maintain 2.5L and Fd 2.5L

 

[Vasuki]

2nd one. Unless you are putting the fd on lien.

Lien like fd sweep in or
U mean if i avail OD

 

[sidp]

Which one has better chance of getting me high cc limit in pre approved offer

In my branch there are some people who have high fd balance but don't do any transaction. They have no preapproved offer.
My guy told me best is do around 1.5- 2L transaction for couple of months, very high chance of getting preapproved offer, even regalia gold with good limit.