How to upgrade hdfc moneyback with 17.5 lakhs limit.

[temporary1212]

What's the best card that i can get, will threating to closing my salary account work ?


I have 20 Lakhs AMB from past 1 year.
Have Imperia banking.
Having a limit of 17.5 lakh on existing hdfc card.
Have a net take home salary of 3+ lakh

 

[sidp]

Lien like fd sweep in or
U mean if i avail OD

Lien as in secured card.

 

[HumorSimpson]

View attachment 44132

Don't cry but try

 

[Vasuki]

In my branch there are some people who have high fd balance but don't do any transaction. They have no preapproved offer.
My guy told me best is do around 1.5- 2L transaction for couple of months, very high chance of getting preapproved offer, even regalia gold with good limit.

What kinda transaction .
Imps
Upi
Cc bill pay with hdfc card ( not wanting reward) .

Or on Ecom web

 

[NShah]

What kinda transaction .
Imps
Upi
Cc bill pay with hdfc card ( not wanting reward) .

Or on Ecom web

Dc and UPI transactions

 

[sidp]

Dcb ? Card u mean

Explain ??

Just posted regarding this as I couldn't find any existing thread on it. Check out Thread 'DCB happy savings account to get assured 2-5% cb on upi transactions (credit and debit)' https://www.technofino.in/community...b-on-upi-transactions-credit-and-debit.23474/

 

[sidp]

What kinda transaction .
Imps
Upi
Cc bill pay with hdfc card ( not wanting reward) .

Or on Ecom web

Neft/impe/cheque doesn't count. DC, bill pay, upi etc.

 

[HumorSimpson]

Just posted regarding this as I couldn't find any existing thread on it. Check out Thread 'DCB happy savings account to get assured 2-5% cb on upi transactions (credit and debit)' https://www.technofino.in/community...b-on-upi-transactions-credit-and-debit.23474/

OMG from MB+ to DCB , I thought Diner Club Black. But this is an yorker for DCB bank 🙄

 

[temporary1212]

Directly he'll get infinia.

I don't have much spends.. hardly 10-12k per month on this card

 

[temporary1212]

What's the best card that i can get, will threating to closing my salary account work ?


I have 20 Lakhs AMB from past 1 year.
Have Imperia banking.
Having a limit of 17.5 lakh on existing hdfc card.
Have a net take home salary of 3+ lakh

Well unless it's a troll post, you can even try and get the Infinia credit card. You meet the limit and salary criteria.

How much have you spent in the card in the last 6 months? Regardless of this, you can reach out to grivance redressal team over email and ask for Infinia.

That's the problem i haven't spent much 10-12k per month

 

[temporary1212]

Direct ask for Infinia upgrade

@temporary1212

will i get, I do not have much spends hardly 10-12k per month

 

[Bugs Bunny]

I don't have much spends.. hardly 10-12k per month on this card

Doesn't matter you'll get infinia.

 

[HumorSimpson]

Doesn't matter you'll get infinia.

Are there any renewal benefits, if itsn't LTF ?

 

[Vasuki]

Are there any renewal benefits, if itsn't LTF ?

1l rs fee reversal spend

If u spend u also get 1000 voucher

 

[HumorSimpson]

1l rs fee reversal spend

If u spend u also get 1000 voucher

Millenia or infinia?

 

[Vasuki]

Millenia or infinia?

Millniea obviously .

 

[HumorSimpson]

Millniea obviously .

I will try those rant mails after few months. I see HDFC gonna launch Infinia Reserve soon and may devalue Infinia.
I don't want to fight a worthless battle on top of Baby Bugs' battle.

At present what is the benefit of Infinia for those who pay the annual fee ? Fee equivalent voucher ?

 

[NShah]

I will try those rant mails after few months. I see HDFC gonna launch Infinia Reserve soon and may devalue Infinia.
I don't want to fight a worthless battle on top of Baby Bugs' battle.

At present what is the benefit of Infinia for those who pay the annual fee ? Fee equivalent voucher ?

Fee equivalent Points

 

[HumorSimpson]

Fee equivalent Points

point worth in rupees ?

12500*0.25 ?

 

[Vasuki]

I will try those rant mails after few months. I see HDFC gonna launch Infinia Reserve soon and may devalue Infinia.
I don't want to fight a worthless battle on top of Baby Bugs' battle.

At present what is the benefit of Infinia for those who pay the annual fee ? Fee equivalent voucher ?

This Infinia reserve is coming since 2 years

 

[HumorSimpson]

This Infinia reserve is coming since 2 years

May be the gestation period is equal to an elephant, hinting another white elephant for me.