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HSBC Live+ (Previously Cashback) Benefits

helloworld

TF Legend
Summary:

Benefit/FeatureNew Changes
Annual Fee999+18% GST (₹1180)
Spends required to get fee waiver2L
Online Spends1.5%
Offline Spends1.5%
Grocery MCC10% (with below two categories upto 1K per statement)
Dining MCC10%
Swiggy/Zomato or Food Delivery MCC10%
BookmyshowBuy 1 Get 1 (If booked on Saturday through app)
Easydiner15% upto 500 (min. 2500)
Lounge Benefit4 per year (no spend criteria)
fuel, rental, utilities, govt. transactions, e-Wallets,
insurance, education, B2B goods and services,
jewellery, charity, toll fees, cash advances,
payments of outstanding balances,
payments of card fees and other card changes
0%


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Some 10% Eligible MCCs (Reference Purpose Only):

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Note: The transactions for each category are identified through Merchant Category Codes* (MCC), defined by the Network, e.g. Visa, MasterCard and RuPay.

Mall Food courts, Nearby grocery stores, Supermarkets, Swiggy Instamart, EasyDiner, Restaurants, KFC, Dominos and DMart - working for 10% cashback (provided they have proper MCC).

This card will replace below cards (if you have look for alternative or keep as backup):

1.5% offline - Alternative to Ace 1.5% Card
10% grocery (offline) - Alternative to Manhattan 5% Card
10% grocery and food delivery (online) - Alternative to Artl 10% Card
10% dining (offline) - Alternative to Zenth 5% Card

Exclusion MCC List:

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HSBC Credit card offers [for all users] https://www.technofino.in/community/threads/credit-card-offer-mails-messages-for-all-users.7887/
 
Last edited:
we have to call or email or is there chat option in app like amex?
thanks for reply harsh and bahar. truly appreciate. :)

HSCB chat also available but like AMEX never know when they replied, so keep notification on.

Indian banks works only of we call and find right person.

IDCF providing in the transaction itself.
 
In Aug transactions ..

I observed ₹185 as "rewards credit"

and ₹565 as cashback from "Jul Statement"

but, I'm eligible for ₹750 total cashback which surprisingly they split into two categories.

Not sure what criteria they're following for "rewards credit" because it doesn't match any of my calculations but overall its matching.

So, don’t consider this "rewards credit" as extra cashback because this matches overall (or maybe they fixed it).

let me know anyone got higher than expected cashback.
 
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