HSBC Providing LE

[Dr. Drake]

Got mail on 30th June for LE on email. No communication on app neither anything on app. Sent message on 30th for LE, received new limit on 1st July.

Got LE of 140% after 2Yrs

 

[pprakash11]

Template bhej do bhai.
Will try if eligible.

 

[bitsst]

Me too..... I use HSBC Card only if some offer is there, may be 2-3 times an year. They threaten every 3 months about closure 🙂.

 

[Dr. Drake]

Template bhej do bhai.
Will try if eligible.

Kaunsa template? Auto LE hai to most existing hsbc holders

 

[pprakash11]

Kaunsa template? Auto LE hai to most existing hsbc holders

Got it.

CLI to 575750.

 

[federer.reddevil]

I am waiting for them to increase my 39k limit

 

[great]

I am holding hsbc from last 4 yrs
Not a single LE till date

 

[Harry1]

Didn't get any mail. Had recently applied for manual limit increase.

 

[bitsst]

I am holding hsbc from last 4 yrs
Not a single LE till date

Banks behave in strange manner. Citi Bank/SC/HDFC increase limit on more usage, and Yes Bank/ICICI/HSBC increase limit on stopping usage. SBI and Kotak increase with their own logic. Axis Bank doesn't increase limit, even if you beg.

That has been my experience.

 

[suhasa010]

I am holding hsbc from last 4 yrs
Not a single LE till date

Same. Since 2019 i hadn't got any LE. Then I took the matter into my own hands and emailed for limit enhancement with their LE template and Documents. They made a CIBIL enquiry and increased by 3x. Still it's one of the lowest of all my cards though.

 

[neo.puneet]

thanks - i didn't check my email but i too see it now and they are increasing it by 2x so noice!

 

[plastikman]

Template bhej do bhai.
Will try if eligible.

Ye kya ho gaya ? LE offer tha kya!? Haha

 

[souvikdey2002]

Banks behave in strange manner. Citi Bank/SC/HDFC increase limit on more usage, and Yes Bank/ICICI/HSBC increase limit on stopping usage. SBI and Kotak increase with their own logic. Axis Bank doesn't increase limit, even if you beg.

That has been my experience.

This is not generic.
I don't spend much on my HDFC generally but they increased the limit from 8,00,000 to 11,13,000 in one shot. Citi I agree, SC yet to experience.
For HSBC I'm using for last 1 year, hit 1,00,000 Milestone but didn't get anything.

 

[MOhit __]

I have not received any email, but I have sent them SMS.

Ye kya ho gaya ? LE offer tha kya!? Haha

Maine bhi bhej diya SMS, same reply aya 😅😅

 

[souvikdey2002]

Just wanted to know how much was your old limit & how much did you spent?

Me too..... I use HSBC Card only if some offer is there, may be 2-3 times an year. They threaten every 3 months about closure 🙂.

 

[bitsst]

Just wanted to know how much was your old limit & how much did you spent?

Previous limit was 4.42L, new limit offered is 9.39L. The overall spends on this card since it was issued in 2018, must be below 50K.

 

[Dr. Drake]

Banks behave in strange manner. Citi Bank/SC/HDFC increase limit on more usage, and Yes Bank/ICICI/HSBC increase limit on stopping usage. SBI and Kotak increase with their own logic. Axis Bank doesn't increase limit, even if you beg.

That has been my experience.

I have not received any LE from Citi since 2019 despite been my primary card for fuel & SBI 9yrs old card still with 20k limit (even with 7digits income proof docs they said this is the best limit I can get😆)

 

[bitsst]

I have not received any LE from Citi since 2019 despite been my primary card for fuel & SBI 9yrs old card still with 20k limit (even with 7digits income proof docs they said this is the best limit I can get😆)

Even my limit enhancements by Citi Bank were from 2015 to 2019. It increased from 1L->4L(required form 16)->6L->13.5L. Post covid they have been a bit conservative. Anyways Banks are beyond logic.