I don't say no to any Card

[mortye0]

First, I would like to thanks all the awesome people of this community. I started following this beautiful community around the same time since last year. Before that I was quite illiterate regarding credit cards.

I started applying for cards in June 23 and before that I had only a basic Kotak Bank credit Card which I hold since 2018. Currently I hold almost 25 cards. All basic cards mostly LTF.

My spends are mostly online eCommerce and offline departmental and retail stores. Though I like travelling but my go to places are Himalayan States ( kinda mountain guy). So high end miles cards are don't really a fit for me.

Usually I apply for only basic cards, preferably cashback cards along with one core card, so I don't miss the instant discounts during online sale.

So far I am happy with my collections. I would like to add few more cards in future. Few card issuer still not available in my home town, so have to wait. My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection.

In last 12 months I applied 2 cards per month. My cibil score fluctuate around 775 to 780, and my credit history is 6 years old. By profession I am a self employed guy working full time as an equity Day Trader on Indian Financial Markets.

Sorry for the long post.

 

[Wealth is my birth right!]

View attachment 64588
First, I would like to thanks all the awesome people of this community. I started following this beautiful community around the same time since last year. Before that I was quite illiterate regarding credit cards.

I started applying for cards in June 23 and before that I had only a basic Kotak Bank credit Card which I hold since 2018. Currently I hold almost 25 cards. All basic cards mostly LTF.

My spends are mostly online eCommerce and offline departmental and retail stores. Though I like travelling but my go to places are Himalayan States ( kinda mountain guy). So high end miles cards are don't really a fit for me.

Usually I apply for only basic cards, preferably cashback cards along with one core card, so I don't miss the instant discounts during online sale.

So far I am happy with my collections. I would like to add few more cards in future. Few card issuer still not available in my home town, so have to wait. My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection.

In last 12 months I applied 2 cards per month. My cibil score fluctuate around 775 to 780, and my credit history is 6 years old. By profession I am a self employed guy working full time as an equity Day Trader on Indian Financial Markets.

Sorry for the long post.

Huge collection boss
Kudos

 

[quino]

View attachment 64588
First, I would like to thanks all the awesome people of this community. I started following this beautiful community around the same time since last year. Before that I was quite illiterate regarding credit cards.

I started applying for cards in June 23 and before that I had only a basic Kotak Bank credit Card which I hold since 2018. Currently I hold almost 25 cards. All basic cards mostly LTF.

My spends are mostly online eCommerce and offline departmental and retail stores. Though I like travelling but my go to places are Himalayan States ( kinda mountain guy). So high end miles cards are don't really a fit for me.

Usually I apply for only basic cards, preferably cashback cards along with one core card, so I don't miss the instant discounts during online sale.

So far I am happy with my collections. I would like to add few more cards in future. Few card issuer still not available in my home town, so have to wait. My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection.

In last 12 months I applied 2 cards per month. My cibil score fluctuate around 775 to 780, and my credit history is 6 years old. By profession I am a self employed guy working full time as an equity Day Trader on Indian Financial Markets.

Sorry for the long post.

holy moly. can start a plastic recycling factory with that. kudos

 

[Zacobite]

View attachment 64588
First, I would like to thanks all the awesome people of this community. I started following this beautiful community around the same time since last year. Before that I was quite illiterate regarding credit cards.

I started applying for cards in June 23 and before that I had only a basic Kotak Bank credit Card which I hold since 2018. Currently I hold almost 25 cards. All basic cards mostly LTF.

My spends are mostly online eCommerce and offline departmental and retail stores. Though I like travelling but my go to places are Himalayan States ( kinda mountain guy). So high end miles cards are don't really a fit for me.

Usually I apply for only basic cards, preferably cashback cards along with one core card, so I don't miss the instant discounts during online sale.

So far I am happy with my collections. I would like to add few more cards in future. Few card issuer still not available in my home town, so have to wait. My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection.

In last 12 months I applied 2 cards per month. My cibil score fluctuate around 775 to 780, and my credit history is 6 years old. By profession I am a self employed guy working full time as an equity Day Trader on Indian Financial Markets.

Sorry for the long post.

good for you

 

[IamTRoy4]

Make sure to turn off transactions (online/offline) of all the Cards except core one, or else this “hobby” of collection gonna cost you (literally).

 

[mortye0]

Make sure to turn off transactions (online/offline) of all the Cards except core one, or else this “hobby” of collection gonna cost you (literally).

Online, ATM and International transactions are always off, offline transactions is set to 2k only

 

[Deviation]

Wow, so many fuel cards. I am done with the fuel cards and now shifted to the only one SBI BPCL card and also somehow managed to get a Standard Chartered card which is unservicable in my city (Patna).

 

[D₹V]

View attachment 64588
First, I would like to thanks all the awesome people of this community. I started following this beautiful community around the same time since last year. Before that I was quite illiterate regarding credit cards.

I started applying for cards in June 23 and before that I had only a basic Kotak Bank credit Card which I hold since 2018. Currently I hold almost 25 cards. All basic cards mostly LTF.

My spends are mostly online eCommerce and offline departmental and retail stores. Though I like travelling but my go to places are Himalayan States ( kinda mountain guy). So high end miles cards are don't really a fit for me.

Usually I apply for only basic cards, preferably cashback cards along with one core card, so I don't miss the instant discounts during online sale.

So far I am happy with my collections. I would like to add few more cards in future. Few card issuer still not available in my home town, so have to wait. My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection.

In last 12 months I applied 2 cards per month. My cibil score fluctuate around 775 to 780, and my credit history is 6 years old. By profession I am a self employed guy working full time as an equity Day Trader on Indian Financial Markets.

Sorry for the long post.

Looks like you're at good pincode 😂😂.

Thanks to that.

 

[mortye0]

Wow, so many fuel cards. I am done with the fuel cards and now shifted to the only one SBI BPCL card and also somehow managed to get a Standard Chartered card which is unservicable in my city (Patna).

Kotak Indian oil is a Rupay card and I was needed a Rupay card for UPI payments and Kotak was providing as LTF, so said yes. IDFC power is used for fuel mostly and also LTF

 

[mortye0]

Looks like you're at good pincode 😂😂.

Thanks to that.

No brother, still no service from AMEX, Au, Standard chartered, HSBC. Just leading Indian private and public banks

 

[Riya]

View attachment 64588
First, I would like to thanks all the awesome people of this community. I started following this beautiful community around the same time since last year. Before that I was quite illiterate regarding credit cards.

I started applying for cards in June 23 and before that I had only a basic Kotak Bank credit Card which I hold since 2018. Currently I hold almost 25 cards. All basic cards mostly LTF.

My spends are mostly online eCommerce and offline departmental and retail stores. Though I like travelling but my go to places are Himalayan States ( kinda mountain guy). So high end miles cards are don't really a fit for me.

Usually I apply for only basic cards, preferably cashback cards along with one core card, so I don't miss the instant discounts during online sale.

So far I am happy with my collections. I would like to add few more cards in future. Few card issuer still not available in my home town, so have to wait. My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection.

In last 12 months I applied 2 cards per month. My cibil score fluctuate around 775 to 780, and my credit history is 6 years old. By profession I am a self employed guy working full time as an equity Day Trader on Indian Financial Markets.

Sorry for the long post.

Nice collection... But how many do you actually use... I also hold quite a few cards but using them unnecessarily is a headache...

 

[Kiranonlinee]

How to got 4th axis card please guide

 

[mortye0]

Nice collection... But how many do you actually use... I also hold quite a few cards but using them unnecessarily is a headache...

Core cashback cards are for online spending, useless trash are used for monthly subscription services ranging between 100 to 1100 spending monthly, rupay cards are used for UPI payments only. I don't go for impulsive buy so only a small amount on bill. Those small amount keeps the card active without even making a dent on my pocket. Use Cred for bill payment and most importantly all my bills are generated on 5 and 15th of every month so I don't need to track every card . I have fixed 8th and 18th of each month as my bill payment day.

 

[mortye0]

How to got 4th axis card please guide

Anyone can get easily 3 cards with Axis after receiving your first card. For 4th card you have to go through offline route. Apply via branch only. Can't be done online

 

[Heehaahee]

Its a good thing.. Never say "No".. Always glass half full..

 

[Survivor35]

.Amazing plastic collection.

 

[Kashiffunbook]

View attachment 64588
First, I would like to thanks all the awesome people of this community. I started following this beautiful community around the same time since last year. Before that I was quite illiterate regarding credit cards.

I started applying for cards in June 23 and before that I had only a basic Kotak Bank credit Card which I hold since 2018. Currently I hold almost 25 cards. All basic cards mostly LTF.

My spends are mostly online eCommerce and offline departmental and retail stores. Though I like travelling but my go to places are Himalayan States ( kinda mountain guy). So high end miles cards are don't really a fit for me.

Usually I apply for only basic cards, preferably cashback cards along with one core card, so I don't miss the instant discounts during online sale.

So far I am happy with my collections. I would like to add few more cards in future. Few card issuer still not available in my home town, so have to wait. My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection.

In last 12 months I applied 2 cards per month. My cibil score fluctuate around 775 to 780, and my credit history is 6 years old. By profession I am a self employed guy working full time as an equity Day Trader on Indian Financial Markets.

Sorry for the long post.

Limit of each card ?

 

[creditcardkakida]

Ok guys ... I have a query... Can I use my brother's address(Vadodara, Gujarat) while applying IDFC or AU credit card, I don't have any document of Vadodara and I am working in Jharkhand at pin code where these cards are not serviceable... My company has offices in Jharkhand only... (Naam me hi Jharkhand hai😁) Cibil is 779.. I have tried earlier with friends address in Jharkhand but was declined... Have multiple cards...

 

[vine]

My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection

 

[sam16]

View attachment 64588
First, I would like to thanks all the awesome people of this community. I started following this beautiful community around the same time since last year. Before that I was quite illiterate regarding credit cards.

I started applying for cards in June 23 and before that I had only a basic Kotak Bank credit Card which I hold since 2018. Currently I hold almost 25 cards. All basic cards mostly LTF.

My spends are mostly online eCommerce and offline departmental and retail stores. Though I like travelling but my go to places are Himalayan States ( kinda mountain guy). So high end miles cards are don't really a fit for me.

Usually I apply for only basic cards, preferably cashback cards along with one core card, so I don't miss the instant discounts during online sale.

So far I am happy with my collections. I would like to add few more cards in future. Few card issuer still not available in my home town, so have to wait. My ultimate collection would be atleast one card from all the card issuer in India. Not for any particular reason more likely as a hobby or just for the collection.

In last 12 months I applied 2 cards per month. My cibil score fluctuate around 775 to 780, and my credit history is 6 years old. By profession I am a self employed guy working full time as an equity Day Trader on Indian Financial Markets.

Sorry for the long post.

Hey. Great collection.
Few questions:

How do you hold 2 IDFC cards - Millinea and Select, they have limit of 1 card per user right? (Excluding Rupay Power one)

Same question for HDFC, they also have limit of 1 card per user, but I saw 1 Money-back+ & other Millinea

Also, you own 3 SBI cards, is anyone of them LTF? If yes, how did you do that? SBI doesn't issue LTF cards. Trying since years.

And which Yes bank card is that? It's not visible in the pic