Not everyone can get it LTF, BM has all powers to get it done if he wants to do it.
Below quote also mentioned the same.
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I have Indusind Grande account, useless ?
- Thread starter Sachin2008
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- indusind
Below quote also mentioned the same.
They are not worth 2L fees. Try to offer him something (anything like FD or something which isn't loss like 2L) and see if he can get it done with 0 joining fees.
TO be frank, they kept this high charges just to make the card exclusive & make the card user special. Not many people will spend 2L as joining fee or 90k as annual fee for such a card. Its meant to be given LTF, so convince him to get it
Today I managed to convince BM to give me LTF Emeralde. Need to see how he will get it done.
Sachin2008
TF Select
Agree.They are not worth 2L fees. Try to offer him something (anything like FD or something which isn't loss like 2L) and see if he can get it done with 0 joining fees.
TO be frank, they kept this high charges just to make the card exclusive & make the card user special. Not many people will spend 2L as joining fee or 90k as annual fee for such a card. Its meant to be given LTF, so convince him to go it
Today I managed to convince BM to give me LTF Emeralde. Need to see how he will get it done.
My branch is new hope i will get.
will try tomorrow. let see
Which account do u have in icici ?
LTF Emeralde nice
which card do u have?
Its Wealth Salary. Don't have any premium cards.Agree.
My branch is new hope i will get.
will try tomorrow. let see
Which account do u have in icici ?
LTF Emeralde nice
which card do u have?
Best I have is Sapphiro LTF
Sachin2008
TF Select
Hey I just checked imobile app in offers I am getting Sapphiro Pre-approved but fees is showing. How to make it LTF ?
Das.N
TF Legend
You have to negotiate with your RM for that.
Check if you are eligible for alumni program. If you are from premier institution, this is the best deal.
Else see if you can negotiate via salary account or home loan or personal loan (if you already have them).
For me, ICICI is willing to upgrade my LTF rubyx to paid sapphiro..... funny thing that I already have LTF sapphiro...
Sachin2008
TF Select
I heard very bad things about icici in upgrading to LTF sapphire.
I had loan with them but last month I cleared it. Missed it.
They directly say show salary of 2L per month and I am a businessman so said 50 Lakh cheque
I was like its not that premium card.ICICI cards are not good for anything else... other then BOGO and few more. Very bad for spend benefits.I heard very bad things about icici in upgrading to LTF sapphire.
I had loan with them but last month I cleared it. Missed it.
They directly say show salary of 2L per month and I am a businessman so said 50 Lakh cheque
shashankrt
TF Premier
50 lakh for a lame card like Sapphiro? Tell them that 50 lakh can get me cards like Infinia or Magnus for burgundy !!I heard very bad things about icici in upgrading to LTF sapphire.
I had loan with them but last month I cleared it. Missed it.
They directly say show salary of 2L per month and I am a businessman so said 50 Lakh cheque
Hey, u got the pinnacle? Any updates?
Sachin2008
TF Select
No, They are saying every wait 1 week its been 2 weeks same story. They said the limit is not coming so we can't apply pinnacle. yesterday I told them I will close my account let see what will happen.
bhanu1712
TF Buzz
Nothing they downgrade automatically go ahead
Ok update us here on the progress
vine
TF Ace
Any luck with pinnacle LTF?
vine
TF Ace
Did you get Emeralde LTF?
Nope they denied. Bank manager agreed to help but later said he cant do anything.
Customer care always denies.
darjeeronak
TF Buzz
@Sachin2008 : Did you apply for the LTF Pinnacle Credit Card directly from the branch? I want to get this card without fulfilling the condition below from the Branch Manager: Joining and Annual Fee waived off. Rs. 5000 fees will be charged if spends are below 50,000 in the first 3 months.
I am meeting him to downgrade my account to Exclusive, so maybe I can first get the CC and then downgrade.
I am meeting him to downgrade my account to Exclusive, so maybe I can first get the CC and then downgrade.
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xfactcc
TF Premier
So, even with Grande now they have introduced a conditional joining fee for Pinnacle CC? I thought Grande holders get it truly LTF pre-approved.
xfactcc
TF Premier
I have heard if you have an existing IndusInd card, you can split the limit with it and that way you can keep both cards.
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