I have Indusind Grande account, useless ?

[darjeeronak]

So, even with Grande now they have introduced a conditional joining fee for Pinnacle CC? I thought Grande holders get it truly LTF pre-approved.

@xfactcc : Yes, For Grande Savings account holders --> if we don't spend 50,000 INR within 3 months after the card is issued, we will be charged 5000 INR.

I've downgraded from Grande to Exclusive within a month and am maintaining 1L INR now. I didn't apply for the Pinnacle CC as I find it not worth it.

 

[xfactcc]

@xfactcc : Yes, For Grande Savings account holders --> if we don't spend 50,000 INR within 3 months after the card is issued, we will be charged 5000 INR.

I've downgraded from Grande to Exclusive within a month and am maintaining 1L INR now. I didn't apply for the Pinnacle CC as I find it not worth it.

You could just get it for the 0 mab Exclusive! Doesn't hurt.

 

[prashantgupta]

@xfactcc : Yes, For Grande Savings account holders --> if we don't spend 50,000 INR within 3 months after the card is issued, we will be charged 5000 INR.

I've downgraded from Grande to Exclusive within a month and am maintaining 1L INR now. I didn't apply for the Pinnacle CC as I find it not worth it.

Hi, how did you downgrade. My RM told me to visit the bank with a letter. She doesn't want me to downgrade mostly so making it harder.

 

[Gangadhar]

No, They are saying every wait 1 week its been 2 weeks same story. They said the limit is not coming so we can't apply pinnacle. yesterday I told them I will close my account let see what will happen.

what happened in the end
i am planning to get the grande account just for the sake of pinnacle card and then downgrading it.
i would like to know your experience

 

[pprakash11]

what happened in the end
i am planning to get the grande account just for the sake of pinnacle card and then downgrading it.
i would like to know your experience

I have been successful in this story.
Legend with Select.
Upgraded to Grande.
Got Pinnacle with Grande.
Downgraded To Exclusive with Pinnacle

 

[Gangadhar]

I have been successful in this story.
Legend with Select.
Upgraded to Grande.
Got Pinnacle with Grande.
Downgraded To Exclusive with Pinnacle

Could you give info on how long will each process like applying for pinanacle after opening account and time taken for downgrade and the process
i am currently on same roadmap as yours

 

[Gangadhar]

I have been successful in this story.
Legend with Select.
Upgraded to Grande.
Got Pinnacle with Grande.
Downgraded To Exclusive with Pinnacle

were there any spend based conditions for not paying joining fee?

 

[pprakash11]

were there any spend based conditions for not paying joining fee?

Yes. 50K in 90 days

 

[vijay.vj]

Yes. 50K in 90 days

Its easy with wallet loads !

 

[krish a]

Is there any easier way to downgrade grande account to exclusive? I got pinnacle card, and want to downgrade to exclusive account

My RM is asking me to visit branch and fill some form.

 

[Gangadhar]

Yes. 50K in 90 days

how to downgrade the account?

 

[pprakash11]

how to downgrade the account?

Branch visit .

 

[ontherocks]

I have been successful in this story.
Legend with Select.
Upgraded to Grande.
Got Pinnacle with Grande.
Downgraded To Exclusive with Pinnacle

What debit cards did you get with these accounts and which one is active now?

 

[pprakash11]

What debit cards did you get with these accounts and which one is active now?

VISA Signature SELECT
VISA Signature EXCLUSIVE
VISA Platinum SELECT
Visa Platinum EXCLUSIVE
MC WORLD Select
MC WORLD Exclusive

MC Grande World
VISA Gold Virtual

All active

 

[ontherocks]

VISA Signature SELECT
VISA Signature EXCLUSIVE
VISA Platinum SELECT
Visa Platinum EXCLUSIVE
MC WORLD Select
MC WORLD Exclusive

MC Grande World
VISA Gold Virtual

All active

So they never deactivated the earlier DC when you switched account type?

 

[pprakash11]

So they never deactivated the earlier DC when you switched account type?

No . .

 

[vine]

VISA Signature SELECT
VISA Signature EXCLUSIVE
VISA Platinum SELECT
Visa Platinum EXCLUSIVE
MC WORLD Select
MC WORLD Exclusive

MC Grande World
VISA Gold Virtual

All active

What are the charges for each of these?

 

[pprakash11]

What are the charges for each of these?

All Free .

 

[ontherocks]

I have been successful in this story.
Legend with Select.
Upgraded to Grande.
Got Pinnacle with Grande.
Downgraded To Exclusive with Pinnacle

Did you start with the order you've mentioned or in the reverse order, i.e. get 0 MAB Select Savings account because of Legend LTF ?

 

[pprakash11]

Did you start with the order you've mentioned or in the reverse order, i.e. get 0 MAB Select Savings account because of Legend LTF

Yes in the same order