I have Indusind Grande account, useless ?

[csr]

I have been successful in this story.
Legend with Select.
Upgraded to Grande.
Got Pinnacle with Grande.
Downgraded To Exclusive with Pinnacle

I'm also thinking of getting Pinnacle Cc by opening Grande account and then downgrading it to Exclusive Savings account.
Right now I have a Legend Cc with 22k reward points. What happens to the reward points?
Will the reward points get transferred to the new Pinnacle credit card?

 

[pprakash11]

I'm also thinking of getting Pinnacle Cc by opening Grande account and then downgrading it to Exclusive Savings account.
Right now I have a Legend Cc with 22k reward points. What happens to the reward points?
Will the reward points get transferred to the new Pinnacle credit card?

I didn't spend anything from Legend Card, so can't answer this question.
Since my reward points were 0

 

[vine]

I'm also thinking of getting Pinnacle Cc by opening Grande account and then downgrading it to Exclusive Savings account.
Right now I have a Legend Cc with 22k reward points. What happens to the reward points?
Will the reward points get transferred to the new Pinnacle credit card?

Am curious what are they worth anyway?

 

[csr]

Am curious what are they worth anyway?

For cash redemption 1 RP = Rs 0.50
For non cash redemption 1 RP = Rs 0.75

 

[Nemil]

For a downgrade do I need to visit the bank again? or I can apply online ?
what if I upgrade to Pioneer and don't maintain 10L

I suggest you upgrade to Pioneer. They don't usually downgrade for non-maintenance. Even if they do, they don't charge non-maintenance charges. You also get Visa Infinite debit card, get a midsize locker free, etc.