Icici Account Opening - need suggestion

[muk9998]

So Today I Went to icici branch for account opening.

Asked them about 95K initial deposit 0 MAB Account. They denied they don't know about.

Told them TO Open Bsbda account they said we can only open Privilege Banking Account. Told me that we have order form upper level that only open Privilege Banking Account

For Privilege Banking Account Open They said initial deposit 50K and you need to maintain 50K Although if you unable to maintain excecly 50K You Won't be charged for it.

So my question is for you guys If I open Privilege Banking And Maintain 4-5K will my account will be downgraded or not ?

Suggest what can I do ?

 

[muk9998]

They even Refused to open 10K normal Savings Account.

 

[0xfallup]

open online with 95k funding

 

[Fini7777]

open online with 95k funding

I think it's not working now they removed that acc
I tried to open the same but I did not find any such acc in their website or list of acc
earlier they use to show that 95k ac with 0 MAB or 10k Regular with 10k MAB

 

[0xfallup]

when did u tried , @varun__goel_ pro aajao bhai

 

[Fini7777]

So Today I Went to icici branch for account opening.

Asked them about 95K initial deposit 0 MAB Account. They denied they don't know about.

Told them TO Open Bsbda account they said we can only open Privilege Banking Account. Told me that we have order form upper level that only open Privilege Banking Account

For Privilege Banking Account Open They said initial deposit 50K and you need to maintain 50K Although if you unable to maintain excecly 50K You Won't be charged for it.

So my question is for you guys If I open Privilege Banking And Maintain 4-5K will my account will be downgraded or not ?

Suggest what can I do ?

They will charge u if u do not maintain the 50k MAB

 

[Fini7777]

when did u tried , @varun__goel_ pro aajao bhai

few days ago

 

[Aniket]

So Today I Went to icici branch for account opening.

Asked them about 95K initial deposit 0 MAB Account. They denied they don't know about.

Told them TO Open Bsbda account they said we can only open Privilege Banking Account. Told me that we have order form upper level that only open Privilege Banking Account

For Privilege Banking Account Open They said initial deposit 50K and you need to maintain 50K Although if you unable to maintain excecly 50K You Won't be charged for it.

So my question is for you guys If I open Privilege Banking And Maintain 4-5K will my account will be downgraded or not ?

Suggest what can I do ?

Bhai dhamki dete na RBI BO ko complaint karunga, written mein likh ke dijye ki open nahi hoga upar se order hai... wagera wagera...X pe complaint dalte pehle and escalation matrix, BSBDA A/c toh pakaa kholna padta ya 10k wala as per your want.

 

[doraemon]

@raghu.rokda aapki jarurat aan padi h bhrata

 

[varun__goel_]

So Today I Went to icici branch for account opening.

Asked them about 95K initial deposit 0 MAB Account. They denied they don't know about.

Told them TO Open Bsbda account they said we can only open Privilege Banking Account. Told me that we have order form upper level that only open Privilege Banking Account

For Privilege Banking Account Open They said initial deposit 50K and you need to maintain 50K Although if you unable to maintain excecly 50K You Won't be charged for it.

So my question is for you guys If I open Privilege Banking And Maintain 4-5K will my account will be downgraded or not ?

Suggest what can I do ?

Do you have any credit card from ICICI?

 

[varun__goel_]

They will charge u if u do not maintain the 50k MAB
View attachment 56201

These accounts are now discontinued. New accounts cannot be opened

The new privilege (family 360) is with 1L MAB/4L CC Limit. They have no NMC charges. But will be downgraded if criteria isn't met

 

[varun__goel_]

They even Refused to open 10K normal Savings Account.

They can open 10k mab account

I just opened on 30th May

 

[muk9998]

Do you have any credit card from ICICI?

This is sole Reason why I am opening acc. Want Icici Amazon Cc.
Having Bank Account Increases the approval Chances.

4th times Rejected.

 

[Aniket]

They can open 10k mab account

I just opened on 30th May

Not only 10k even BSBDA is also openable.

 

[varun__goel_]

Not only 10k even BSBDA is also openable.

Txn limits 🤡

 

[Aniket]

This is sole Reason why I am opening acc. Want Icici Amazon Cc.
Having Bank Account Increases the approval Chances.

Have you applied Platinum card ever? Got rejected?

Good chance of approval is through another ICICI card.

 

[varun__goel_]

This is sole Reason why I am opening acc. Want Icici Amazon Cc.
Having Bank Account Increases the approval Chances.

Actually they are offering a 0 bal account when applying for APay CC

Otherwise if you wish to open 10k account, just DM on X. They will help you open the account.

I was in the same situation, and X team did the work quite well😗

 

[muk9998]

Have you applied Platinum card ever? Got rejected?

Good chance of approval is through another ICICI card.

I haven't tried for Platinum Card.
Currently In Cooldown in Amazon app so I guess vaha bhi nahi apply hoga aabhi

 

[Aniket]

Actually they are offering a 0 bal account when applying for APay CC

Otherwise if you wish to open 10k account, just DM on X. They will help you open the account.

I was in the same situation, and X team did the work quite well😗

That's why I asked him earlier to complaint on X 🤭

Bhai dhamki dete na RBI BO ko complaint karunga, written mein likh ke dijye ki open nahi hoga upar se order hai... wagera wagera...X pe complaint dalte pehle and escalation matrix, BSBDA A/c toh pakaa kholna padta ya 10k wala as per your want.

 

[s1t2y3a3m6]

So Today I Went to icici branch for account opening.

Asked them about 95K initial deposit 0 MAB Account. They denied they don't know about.

Told them TO Open Bsbda account they said we can only open Privilege Banking Account. Told me that we have order form upper level that only open Privilege Banking Account

1.If you desperately needed then first open account what they offer. After one month email to ICICI for downgrade. Your branch will contact you regarding this and you can option between BSBDA or 10K mab account as per your choice but 0 balance not possible.

2.Otherwise you can start fighting till they open your desire account

For Privilege Banking Account Open They said initial deposit 50K and you need to maintain 50K Although if you unable to maintain excecly 50K You Won't be charged for it.

So my question is for you guys If I open Privilege Banking And Maintain 4-5K will my account will be downgraded or not ?

They definitely charge your account after 2 months if mab not maintained. Don't believe them, almost every banks are opening these types of premium account giving false assurance no charges even after non maintenance. Once your account opened and they reach their targets their words like : I don't recognise, who are you?

Suggest what can I do ?