ICICI Bank Family Banking Against FD Maintenance

[dhiraz]

Hi Guys!
Please Clear My Doubts About ICICI Family Banking.

Currently, I am Holding A ICICI Regular Savings Account With a MAB of 10k & an FD of 1.5L and I Get A Platinum Chip Credit Card against This FD with A Limit Of 1.35L.​

Everything is fine, Right?

Now I Have 3 Friends They Also Want A ICICI Platinum Chip Credit Card Against FD. Each Friend Ready To Make an FD Of 50k. So Three Friends Make FD of 50k Each Now Total Amount is 1.5L. But They Don't Want To Maintain 10k MAB in The ICICI Bank Account.

For That, I Am Looking For ICICI Insta Save FD Account Where a Minimum FD of Rs 10,000 for at Least One Year & Also an Option Of ICICI Mine Savings Account. But The Thing is Currently Opening These Account Option is Not Available on ICICI Bank Website.

So I Just Surfed the ICICI Bank Website and I Found A Option Called Savings Accounts mapped to Family Id Which is Basically ICICI Bank Family Banking Program.​

I Marked A Option of Regular Family - Metro & Urban Locations Where MAB of 30,000 Required But It Will Be Waived Off with FD of 1.5L.

So My Question is Currently I Already Hold A FD of 1.5L With My Account So Is That Applicable to This Thing or Not??
And Which Types Of Customers I Can Add To ICICI Family Banking?? Blood Relation, Relatives, Friends, or Anyone??

If My FD Is Not Applicable Then My 3 Friends Also Ready To Do a FD of 50k Each So The Total Amount of FD Reached 1.5L.

What I Can Do In This Scenario And How Many People I Can Add In ICICI Family Banking. Please Explain Which Process I Should Follow Step by Step.​

@TechnoFino @BankExpertIndia @Batmanbaba @anirbanm @ashwink @prc1990 @HyperBeast @Cierdo Please give attention

 

[sauravkumar]

In 5 to 6 Days With Holiday, I Upgraded My ICICI Regular Savings Account To ICICI Silver Account.
And Also Opened A Family Member Silver Account and I am Also Doing A FD of 1L in Family Member Account So The Total FD Relationship With ICICI is 2.5L.

View attachment 3671

Then I Raise A SR(Service Request) On My ICICI NetBanking To Add The Family Member To Silver Variant Family Banking Program.
Silver Family - Rs. 50,000 MAB requirement waived subject to FD of min Rs.2.5 lacs under the same Family ID.

View attachment 3672View attachment 3673

The Main Purpose Of Chasing ICICI Account And Doing FD in These accounts is To Get ICICI Platnium CC And Boost Cibil Score Because My Family Member Have 0 Cibil Score. After Using 6 Month These Secured CC Cibil Get 0 To 750+ After That I Can Get Amazon Pay CC 1st Unsecured CC.

And I am Also Going To Visit HDFC Home Branch To Upgrade My Savings Max Account To Classic Program And Add My Family Member By Opening Account And Wait For 3 4 Month to Get Pre-approved offer in HDFC.

View attachment 3674View attachment 3675

In 1 Year My Total Family Member Will Have 2 3 CC with Cibil of 750+
Then Happy Family 😄 Everyone Have Good Cibil And CC.

@TechnoFino @BankExpertIndia @ashwink @Batmanbaba Guys What's Your Point of View.

Just wanted to ask whether you have created a new family account in ICICI or you have opened account of your immediate relative and then added it.

I am little bit confused. Actually I also want to open family account with my parents but not sure whether I should open a family account or how to proceed?

 

[dhiraz]

Just wanted to ask whether you have created a new family account in ICICI or you have opened account of your immediate relative and then added it.

I am little bit confused. Actually I also want to open family account with my parents but not sure whether I should open a family account or how to proceed?

Opened All Account Individually With Initial Funding with cheque and Linked All Account and Make Family ID

 

[sauravkumar]

Opened All Account Individually With Initial Funding with cheque and Linked All Account and Make Family ID

Thanks for the prompt response.

Could you also tell how should I linked all those account and make family ID?

 

[dhiraz]

Thanks for the prompt response.

Could you also tell how should I linked all those account and make family ID?

Only Can Be Done in The Branch With All Family Members Signature