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ICICI Bank HPCL Credit Card, Is it valuable for Reward points?
- Thread starter babuni16
- Start date
romancingtheplanet
TF Buzz
terrible card, fuel cashback only applicable when used on icici pos machine.
i used once on icici pos machine at HPCL cashback not credited, called customer care, said transaction not eligible for cashback.
go for sbi octane.
i used once on icici pos machine at HPCL cashback not credited, called customer care, said transaction not eligible for cashback.
go for sbi octane.
hariselio
TF Premier
ICICI has two hpcl card i guess, the best one would be hpcl super saver card. This gives cashback on any pos machine or in HP pay app. My average usage every month is 5000 and this card is best and get 200 cashback and payback points as well. Somewhere in this forum, i've explained the complete benefit of this card.
Sreerag
TF Premier
Card is really terrible. Yeah, it only gives you CB on ICICI PoS Machines and that too very less comparing to SBI BPCL or Citi IOCL card. They promise you something, but one thing I have noticed is the PayBack Portal is really terrible, that's why I chose APay card. And also, on the HPCL Super Saver, I guess you have some cashback limit upto 500 like that Airtel Axis Card, everything is kinda fake. You can take BoB Energie or Union Bank Carbon HPCL CC. Both on RuPay Platform and Reward Rate is good if you want HPCL cards
krish170794
TF Buzz
I was using hpcl super saver. One of the worst I would say when it comes fuel. When you pay at hpcl pos it’s like super lotto, sometimes times it will work and most of the times will not, sometimes surcharge too.
hariselio
TF Premier
Ok, ymmv! But as I explained above, I consistently get 200 cashback everymonth and payback points as well... Also used payback points for fuel purchase as well. Roughly equal to 5% return. All using single app called HP pay app and i never had to carry card with me and never had to visit payback portal as well.
So someone here mentioned payback portal is poor, but I don't understand the need to use portal at all. Looks like lack of understanding on how best one can use this fuel card.
As long as one's usage is around 5K worth fuel bill in a month and if they have access to the HP pump nearby which allows HP pay app, this is best card!
Sometime my usage goes above 5K in a month, i use icici fastag through HP pay app again. I recharge icici fastag using paytm citi card which gives 3% cashback.
hariselio
TF Premier
AFAIK every hpcl card has limit on the per month rewards... At least in icici it's straightforward cashback, but in other cards it's rewards and reward redemption separate.
Sreerag
TF Premier
Yes but these cards have RuPay.. if you want and BoB is no less in offers etc. And they are also offering LTLTF (for select card variants) offer
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hariselio
TF Premier
Did you get LTF hpcl card from bob? I'm sure it is NO.
Sreerag
TF Premier
No... But surely they will as other cards (excl. Eterna) are getting LTF. Let's have some patience.
hariselio
TF Premier
Ha ha... Have patience and once you get hpcl card from bob as LTF, then you can make statement here. Till then it doesn't add any value for this particular thread about icici hpcl.
SunnyHarsha
TF Select
I am using BOB Energie and the rewards are not working as mentioned. Made 2 transactions at HP Petrol pump and got 0 reward points. called customer care and they don't have any idea about it(most of the time they cut the call in the middle). sent multiple emails, raised tickets also(It's been 2 weeks and I didn't even get a reply also). They have terrible customer care service. And finally, I was frustrated with them and wanted to close/upgrade the card to another. Not recommended.
Note: Another user also complained the same. check BOB Energie thread.
Shubham_CCgeek
TF Buzz
I am using hpcl super saver card. Its good if you have HP Pump near and they have HP pay option.
HP Pay app is easy to use. Just you need to add money via CC but some charges are there.
If you pay directly by CC then 4 % cashback.
If you have around 2-4k monthly expense on fuel then go for it.
HP Pay app is easy to use. Just you need to add money via CC but some charges are there.
If you pay directly by CC then 4 % cashback.
If you have around 2-4k monthly expense on fuel then go for it.
Have been using BOB Energie for 4 months now. It's almost 50-50 on reward points being automatically credited. But whenever RPs have not been credited, I've sent emails and they've manually credited it.
Yes, it's a hassle to manually ask for RPs everytime. But for me it has been the better option. BPCL pumps around me not mentioned in SBI Octane list, IDFC power+ and Axis IOCL don't give statement credit.
Also, I'm finding a pattern with RPs being credited hassle when using certain pumps. It's trial and error.
Will update if I'm successful
Can you please quote the thread? I'm unable to find it.
Else, a couple of questions.
1. Do you lead HP wallet with CC? If yes, Is there reversal of surcharge for that?
2. Or do you scan HPPay QR code and pay using CC? I know surcharge will be reversed for that. But most pumps around me don't allow scanning, saying they have inconsistencies in receiving the amounts.
hariselio
TF Premier
1. yes, i use HP Pay and load using ICICI HPCL super saver card. And surcharge is reversed.
2. Yes, always scan QR code using HP Pay and pay using wallet amount and sometimes using ICICI Fastag amount.
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