You just have to show pan and sign on blank paper.
Degree or Id card needs to be uploaded just before the video verification
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ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link
- Thread starter varun.rt
- Start date
Degree or Id card needs to be uploaded just before the video verification
Jhon Anand
TF Premier
Will soft copy work for PAN and degree ? I don't have it physically as I recently shifted from my home to new city as earlier I had wfh.
@WandereR0 thanks for answer.
I wonder if this program officially launched by ICICI 🤔. I asked the branch and they're unaware of it , the application is filled over ohone and also you can't track your application.
Did someone ask this from customer service?
Can someone update the thread when they recieve the card ?
It's legit. You have to do vkyc using ICICI Bank vkyc webpage link. Follow below link.
Video KYC | Video ID Verification | Video KYC for Online Banking - ICICI Bank
Video KYC is an alternate mode to complete the Customer Identification Process through video interaction, allowing new customers to open and manage their online banking facilities.
No, Institute name won't be embossed 🙁
I am usually alert about such things but this one seems genuine. reasons:
1. the ltf offer page is on ICICI domain.
2. the emails that I received once the process started was from ICICI official sender.
3. the video kyc link was on ICICI domain.
4. Truecaller identified the number from which I got agent call as verified ICICI.
branch people are usually not aware of new campaigns. same happened with my HDFC dcb alumni program...even my RM was not aware of this offer that is running for many years.
Man that was @haroldh who responded 😄
Anyway, no income docs required. You upload the degree proof just before vkyc. No need for physical degree to be with you but as with the rest, you do need PAN card. They would confirm the details present in the application. Job, income etc. And for this specifically you need to mention >20L.
Jhon Anand
TF Premier
Ohh great !!
Also for DCB alumni, do they allow keeping existing Millenia and issue DCB as second card or upgrade is the only option?
I heard that they relaxed 1.75 income criteria for some, I'm planning to give it a try by mailing them.
Didn't others say that there's no income criteria for this one? 🤔🤔
Did it change ?
My salary would be less than this but if we include RSUs it would be over this,sadly banks don't consider that 😔😔
They did and they're not wrong.
The way they're processing is, they follow whatever the criteria is. But they don't verify. So you just say 20+, no verification. As in place of income docs they ask you to upload degree certificate.
no idea, as I didn't have existing HDFC card at that time.
some here say that HDFC doesn't allow 2 core cards, you can have 1 core + 1 cobranded. not sure about that.
but you can easily get this query answered from HDFC customer care team. and since the alumni process is completely offline, you can also talk about this with your RM/branch manager about the solution and if you need to close existing card or can you keep it in addition to the new card.
You can avail hdfc alumni benefits via priority redressal online as well
yup, I did that only.
Jhon Anand
TF Premier
Ohh so offline is available for alumni program. I'll try talking to my BM then next month when I return to my hometown, would he have authority to relax income criteria ?
Yes I doubt they would allow keeping any other non co branded card. My family member's dcp was automatically labeled inactive once dcb was activated
codenerd
TF Ace
True.
sharathchenna
TF Buzz
is this available for students? can anyone tell?
in my case the income criteria was extremely strict (about a year back). I don't know if they are relaxing now.
you can try C2C (above 5 lac CL and more than 1 year old card) to bypass income criteria, and degree certificate to make it ltf.
codenerd
TF Ace
I think there is no income critera for now. You can bltantly say that YES my salary is 20L and above and its LTF as per alumni. For applying via regular channels. yes the income criteria and credit limit matters but most probbaly not for this alumni program. I myself spoke over the call about this.