off topic, but we were discussing about HDFC diners alumni program.I think there is no income critera for now. You can bltantly say that YES my salary is 20L and above and its LTF as per alumni. For applying via regular channels. yes the income criteria and credit limit matters but most probbaly not for this alumni program. I myself spoke over the call about this.
ICICI maybe not so strict but HDFC guys even scrutinized the payslip and removed any kind of perks/bonus to arrive at net take home income. also, for salaried they will not accept itr as income proof.