Icici card rejected thrice

[yb24]

I opened icici privilege bank account in March and my salary is also coming in that account but my card has been declined thrice by icici after each 3 months what should I do now.
Please don't suggest me fd card for icici as I don't have enough money for that.

 

[SunnyM]

ICICI usually gives you pre approved card offers automatically on imobile usually ltf. Just apply when it shows pre approved offer.

 

[pra300]

Salary accounts usually gets LTF card offers automatically. If you have been applying to cards then it's probably CIBIL hard enquiries. You have to wait 6 months between applications.
Or try it from the branch.

 

[SSV]

I opened icici privilege bank account in March and my salary is also coming in that account but my card has been declined thrice by icici after each 3 months what should I do now.
Please don't suggest me fd card for icici as I don't have enough money for that.

First thing.. Stop doing anything now..
will discuss soon in how to tackle this.. it will be very easy.. dont get stressed out.. you will be proud owner of ICICI card within 3 to 6 months time..

Stop applying for any ICICI cards right now...

 

[Tejo]

I opened icici privilege bank account in March and my salary is also coming in that account but my card has been declined thrice by icici after each 3 months what should I do now.
Please don't suggest me fd card for icici as I don't have enough money for

Variant?

Apply after 6 months or apply through corporate RM if you a corporate employee.

You work in which company ?

Do you have cibil history ?

Basically icici won't reject for people who get salary in icici itself.

Mail nodal officer and request reason for rejection.

 

[yb24]

Variant?

Apply after 6 months or apply through corporate RM if you a corporate employee.

You work in which company ?

Do you have cibil history ?

Basically icici won't reject for people who get salary in icici itself.

Mail nodal officer and request reason for rejection.

Can you give me the mail id of nodal officer

 

[yb24]

ICICI usually gives you pre approved card offers automatically on imobile usually ltf. Just apply when it shows pre approved offer.

Those mf** are giving me home loan pre-approval offer of 14 lakhs🤣🤣🤣

 

[yb24]

First thing.. Stop doing anything now..
will discuss soon in how to tackle this.. it will be very easy.. dont get stressed out.. you will be proud owner of ICICI card within 3 to 6 months time..

Stop applying for any ICICI cards right now...

When I told my rm to apply offline he told me that min salary should be 30k to apply offline is it so?

 

[newinnov]

I opened icici privilege bank account in March and my salary is also coming in that account but my card has been declined thrice by icici after each 3 months what should I do now.
Please don't suggest me fd card for icici as I don't have enough money for that.

First you should halt and try to get proper reason for rejection.
icici is one who gives card to almost anyone, some of their card has itr as low as 2.5L and approves even for below

Some companies are in their list for preapproved card, contact your RM or industrial area branch regarding that

 

[newinnov]

When I told my rm to apply offline he told me that min salary should be 30k to apply offline is it so?

See here-
seems like icici likes NTBs more

Credit Card Eligibility Criteria & Documents Required | ICICI Bank

Check ICICI Bank's Credit Card Eligibility Criteria & Documents Required for self-employed & working professionals. Secure your financial future with the right card today.

www.icicibank.com

 

[girish3456]

Can you give me the mail id of nodal officer

It depends on what variant type you apply for

 

[yb24]

It depends on what variant type you apply for

Bhai I am applying from app imobile pay normal credit card

 

[Tejo]

Can you give me the mail id of nodal officer

Refer here,
Thread 'All Bank Credit Card Department Email ID & Phone No' https://www.technofino.in/community/threads/all-bank-credit-card-department-email-id-phone-no.529/

 

[pra300]

When I told my rm to apply offline he told me that min salary should be 30k to apply offline is it so?

Official website states 2.4LPA which is 20K/month, not sure why would he quote 30K.
I think 30K/month salary is minimum requirement for Coral credit card. These guys always push Coral CC to new people.

You better wait 6 months and during this period don't apply to any credit cards and loans.

 

[Vasuki]

I opened icici privilege bank account in March and my salary is also coming in that account but my card has been declined thrice by icici after each 3 months what should I do now.
Please don't suggest me fd card for icici as I don't have enough money for that.

Waiting is 6 month so
Why exactly u applied after 3 😅