ICICI Emerald Metal LTF & DCB Metal LTF

[violetevergarden]

After failed attempts to get my hands on Emarald metal LTF, I am planning to go for paid version only ( for my card collection) since annual fees will be mostly recovered via redeeming via vouchers. Any of you has any idea is it possible to get LTF? Also how many of you have got the Emarald Metal (paid or LTF both).

Why am I still optimistic about getting this card LTF despite bank officials saying on face that LTF is not possible? Because HDFC bank officials said LTF DCB Metal is also not possible. But after some effort I managed too get DCB metal LTF.

 

[vmahajan]

I just got a good bank agent. I already hold an Infinia metal. So DCB for me was not possible. So I tried to get one for my wife. Her salary was around 1.3L (less than required on official terms) and no other big investments. I barely maintained 3L balance for few days till i got the approval for her. Her only existing card was a useless SBI prime with 1L limit. So it was all the magic of this bank guy.

Please DM me the agent number

 

[venky2607]

After failed attempts to get my hands on Emarald metal LTF, I am planning to go for paid version only ( for my card collection) since annual fees will be mostly recovered via redeeming via vouchers. Any of you has any idea is it possible to get LTF? Also how many of you have got the Emarald Metal (paid or LTF both).

Why am I still optimistic about getting this card LTF despite bank officials saying on face that LTF is not possible? Because HDFC bank officials said LTF DCB Metal is also not possible. But after some effort I managed too get DCB metal LTF.

How did you manage to get DCB metal LTF?

 

[venky2607]

What's interesting is that another branch in same city said LTF DCB is not possible at all. So it all depends on branch to branch in HDFC. You need to find "the guy" for your job. I can refer him if you want.
But all the branch of ICICI are trash 😛

Can you please refer?

 

[venky2607]

Please DM me the agent number

Please DM me the agent number

 

[mastfun]

Can you Please DM contact of HDFC guy

 

[kvndsz512]

What's interesting is that another branch in same city said LTF DCB is not possible at all. So it all depends on branch to branch in HDFC. You need to find "the guy" for your job. I can refer him if you want.
But all the branch of ICICI are trash 😛

can you pls check dm or DM me his number ?

 

[venky2607]

Any one have the agent number, if so please do share.

 

[shivamk]

+1, need contact details of this agent.

 

[viralsanghavi32]

How to take Paid ICICI Emralde metal can you enlight it?

 

[Mpautobe]

I just got a good bank agent. I already hold an Infinia metal. So DCB for me was not possible. So I tried to get one for my wife. Her salary was around 1.3L (less than required on official terms) and no other big investments. I barely maintained 3L balance for few days till i got the approval for her. Her only existing card was a useless SBI prime with 1L limit. So it was all the magic of this bank guy.

mmm.. everywhere the agent is the angel 🤔 .

 

[Finchamp!]

What's interesting is that another branch in same city said LTF DCB is not possible at all. So it all depends on branch to branch in HDFC. You need to find "the guy" for your job. I can refer him if you want.
But all the branch of ICICI are trash 😛

Hi. Could you please DM the details of the HDFC agent? Thanks!

 

[girish3456]

What's interesting is that another branch in same city said LTF DCB is not possible at all. So it all depends on branch to branch in HDFC. You need to find "the guy" for your job. I can refer him if you want.
But all the branch of ICICI are trash 😛

Can you please share the agent number as I am currently holding DCB Plastic LTF and completed 8 lakhs in last 2 months. So will check with him if he can help me in getting DCB Metal LTF. Am having a salary account in hdfc from last 10 yrs and salary is around 1 lakh

 

[raamreddy]

Emeralde or emeralde metal ?

I received Emeralde card LTF as an upgrade to my existing Coral card.

 

[SSV]

I received Emeralde card LTF as an upgrade to my existing Coral card.

Very very good..
Congratulations!!
It would be nice if you clould divulge the following info for the greater cause of this community ....

1) Are you a SB account holder?
2) Salary account / normal savings Account? relationship age? Income range?
3) How many CCs , CC age, CC max Limit
4) CC spending range
5) any Home loan, personal loan, any other credit facility and its limit if any
6) CIBIL score range. and iScore in iMobile App.
7) Do you hold any corporate salary account relationship from a big corporation?

Thanks , follow up Q's later, if any !!

 

[jack333]

follow up Q's later

Why later. He might not answer again 🤣

 

[SSV]

Why later. He might not answer again 🤣

Just preparing the ground.. mentally 😉

 

[jack333]

Just preparing the ground.. mentally 😉

Thank god Mr reddy is neo not buzz otherwise he would have buzzed off after bombardmend with your questionnaire 🤣

 

[SSV]

Thank god Mr reddy is neo not buzz otherwise he would have buzzed off after bombardmend with your questionnaire 🤣

🤣 🤣

Just for you , addded another question at the end... 😉
Poor Reddy might just runaway from this place...
No mate.. He is Ram... Ram Reddy... He will have a lot of patience.. just like Shri Ram !

Note: If I had not put all these questions in a single post, this thread would run into another 2 to 3 pages. and might had spent a couple of hours and our Jai Srhiram will lose the patience..

Just bite the bullet once... 😉

 

[raamreddy]

Very very good..
Congratulations!!
It would be nice if you clould divulge the following info for the greater cause of this community ....

1) Are you a SB account holder?
2) Salary account / normal savings Account? relationship age? Income range?
3) How many CCs , CC age, CC max Limit
4) CC spending range
5) any Home loan, personal loan, any other credit facility and its limit if any
6) CIBIL score range. and iScore in iMobile App.
7) Do you hold any corporate salary account relationship from a big corporation?

Thanks , follow up Q's later, if any !!

Thank you SSV.

1) Are you a SB account holder?
Yes

2) Salary account / normal savings Account? relationship age? Income range?
*Wealth Management Account (Need to maintain 25k AMB).
*Relationship Age: 10+ years

3) How many CCs , CC age, CC max Limit
*4 ICICI CCs currently.
*Coral: 10+ yrs
*AmazonPay: 6+ yrs
HPCL Super saver: 5 months
Emeralde: Got it last month

*Max limit: 3L

4) CC spending range
*Till last year it was huge around 1L per month. But now it was reduced.


5) any Home loan, personal loan, any other credit facility and its limit if any
Nope

6) CIBIL score range. and iScore in iMobile App.
*CIBIL: 750+
*Currently it is 60

7) Do you hold any corporate salary account relationship from a big corporation?
Yes

 

[raamreddy]

🤣 🤣

Just for you , addded another question at the end... 😉
Poor Reddy might just runaway from this place...
No mate.. He is Ram... Ram Reddy... He will have a lot of patience.. just like Shri Ram !

Note: If I had not put all these questions in a single post, this thread would run into another 2 to 3 pages. and might had spent a couple of hours and our Jai Srhiram will lose the patience..

Just bite the bullet once... 😉

Haha.. I am having patience enough to answer all your questions.

You guys are doing a great job by answering all other members queries