ICICI not reporting to CIBIL

[Manoj Pant]

I have 3 ICICI credit cards - 2 Core and 1 Amazon. As everyone knows that ICICI report to CIBIL on bill generation date, but my CIBIL report still showing 28 may 2023 as Date reported and Certified for both ICICI accounts. My last bill generated on 28 June 2023 ,which is not reported to CIBIL yet , means ICICI not reported to CIBIL in last month.Is anyone facing this issue? What to do in this situation?

 

[SSV]

HDFC really doesn't want to give LE offer to customers.

HDF* , they just play hard game.. Just create their own hype by exploiting the market leader role... Nothing else..
If we leave them alone and hoepfully others play their game smarter then HDF* comes to the reality...

 

[Das.N]

yes there will be two account

apay separate

rest all consolidated

What about Mmt signature? Is it consolidated in same account with Coral, Platinum?

 

[SSV]

What about Mmt signature? Is it consolidated in same account with Coral, Platinum?

I don't know, I would think it would be a separate one as it is a co-branded card..

 

[Das.N]

yes there will be two account

apay separate

rest all consolidated

According to his example, It will be 2.4L for Amazon pay and 2.4L for Coral+ platinum, right?

 

[SSV]

According to his example, It will be 2.4L for Amazon pay and 2.4L for Coral+ platinum, right?

Yes

 

[SSV]

According to his example, It will be 2.4L for Amazon pay and 2.4L for Coral+ platinum, right?

You should be able to see in Netbanking , the cards will be grouped according to their accounts category...

 

[SSV]

According to his example, It will be 2.4L for Amazon pay and 2.4L for Coral+ platinum, right?

Like this:
In my case, Coral Visa, Coral Rupay and Coral Amex grouped together...

 

[Das.N]

Like this:
In my case, Coral Visa, Coral Rupay and Coral Amex grouped together...

View attachment 28549

Thanks a lot bro, you are always helpful

 

[SSV]

Thanks a lot bro, you are always helpful

You are Welcome... Have a nice day...

 

[karanbir]

According to his example, It will be 2.4L for Amazon pay and 2.4L for Coral+ platinum, right?

I do not know the other person’s detail

Can share mine:-

Rubyx + coral visa + coral rupay = 8.8 lac for me

Apay alone was 8.8 lac until last month, now it is 9 lac(enhanced by 20k recently)

 

[Das.N]

I do not know the other person’s detail

Can share mine:-

Rubyx + coral visa + coral rupay = 8.8 lac for me

Apay alone was 8.8 lac until last month, now it is 9 lac(enhanced by 20k recently)

Thanks for sharing

 

[SSV]

Very strange thing happened...
ICICI reported my last month APAY statement which was generated on 18/08/2023 to the CIBIL already... Astonishingly quicker for ICICI . It is less than 25 days it took to report it to CIBIL...

 

[karanbir]

Very strange thing happened...
ICICI reported my last month APAY statement which was generated on 18/08/2023 to the CIBIL already... Astonishingly quicker for ICICI . It is less than 25 days it took to report it to CIBIL...

View attachment 29249

same for me, exactly similar dates

 

[ray8285]

yes there will be two account

apay separate

rest all consolidated

Co-branded are all separate & core are all consolidated, e.g having Coral, MMT & Apay will be reported as 3 separate accounts, AFAIK

 

[CardsHoarder]

Very strange thing happened...
ICICI reported my last month APAY statement which was generated on 18/08/2023 to the CIBIL already... Astonishingly quicker for ICICI . It is less than 25 days it took to report it to CIBIL...

Probably ICICI account update occurred near month end? Its quicker because it was part of the batch update I would think.

 

[SSV]

Probably ICICI account update occurred near month end? Its quicker because it was part of the batch update I would think.

You can see statement date is on 18th..and holding this card for almost 5 years, never updated this quicker. Generally it takes more than 60 days

 

[CardsHoarder]

You can see statement date is on 18th..and holding this card for almost 5 years, never updated this quicker. Generally it takes more than 60 days

Yes but I am trying to understand this better. Usually there is 2 months gap between current date and date reported?

 

[SSV]

Yes but I am trying to understand this better. Usually there is 2 months gap between current date and date reported?

Yes,
But in my above case it was only 25 days which is way quicker considering ICICI 's past performance

 

[masumshah59]

My Apay limit was increased on 9th June.
Still today it's not reflected in CIBIL.
Last update date on icici cibil is 12th May!
It's over 4 months since last update! Idk whyyyy

Changing billing cycle date would help quicker cibil report.?

 

[insight]

My Apay limit was increased on 9th June.
Still today it's not reflected in CIBIL.
Last update date on icici cibil is 12th May!
It's over 4 months since last update! Idk whyyyy

Changing billing cycle date would help quicker cibil report.?

Curious about the same? Any actions/ Updates?