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ICICI rupay Coral Rupay CC transaction failure refund issue.

Hi everyone,
I have made transaction of 40K from my credit card to merchant using ICICI Coral Rupay credit card using iMobile application and merchant has not received the amount. He even showed me his bank account statement and I can see it has not credit to him. I have contacted ICICI bank on the same day of the transaction (5th Oct) and today they have called me and asked me to raise dispute against the transaction and asked me to wait for 9 weeks. Can anyone tell me what happens in this 9 weeks and when my refund gets credited. Should I complain in RBI site or wait for the SR to get completed? Please help or suggest me here as this is a bigger amount.
 
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Hi everyone,
I have made transaction of 40K from my credit card to merchant using ICICI Coral Rupay credit card using iMobile application and merchant has not received the amount. He even showed me his bank account statement and I can see it has not credit to him. I have contacted ICICI bank on the same day of the transaction (5th Oct) and today they have called me and asked me to raise dispute against the transaction and asked me to wait for 9 weeks. Can anyone tell me what happens in this 9 weeks and when my refund gets credited. Should I complain in RBI site or wait for the SR to get completed? Please help or suggest me here as this is a bigger amount.
You should demand compensation 100 Rs per day. Follow this

Post in thread 'ICICI rupay Coral Rupay CC transaction failure refund issue.' https://www.technofino.in/community...action-failure-refund-issue.17379/post-395820
 
@S S V baba, this icici rupay is real mess just did my first transaction of 300, 300 debited twice.
This is non-sense card.
Shouldn't have done the transaction.
See, these things happen to the guys who take too much care.. I used to be like that before and now stopped thinking those and get along with the flow...
Before I was like 1000% perfectionist. now I am only 99% perfectionist... 😉 😉
Move on...
You will get your money back in 30 days..
If you have patience, write to RBI and ICICI and you will get your 2300...
 
See, these things happen to the guys who take too much care.. I used to be like that before and now stopped thinking those and get along with the flow...
Before I was like 1000% perfectionist. now I am only 99% perfectionist... 😉 😉
Move on...
You will get your money back in 30 days..
If you have patience, write to RBI and ICICI and you will get your 2300...
But what if we miss a credit card bill payment. Will bank excuse us?
 
See, these things happen to the guys who take too much care.. I used to be like that before and now stopped thinking those and get along with the flow...
Before I was like 1000% perfectionist. now I am only 99% perfectionist... 😉 😉
Move on...
You will get your money back in 30 days..
If you have patience, write to RBI and ICICI and you will get your 2300...
These idiots showing two different transactions.
 
  • Haha
Reactions: SSV
We can't be perfect also. But they'll not agree
Yes true..
but at the end of the day we all need to work under some sort of framework.. even in personal and family life also we all work under some sort of framework..
but in personal life it was not written and documneted where as in finance world there are so many documents like T&C, product guides etc..

That is how system works.. some we win ,some we lose.. we need to carry on with our life... 😉 😉
 
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SHoot an email now, to ICICI and say to them that you know the laws, if the refund is not made with 4 days, you will raise this with RBI and ask for compensation of 100 per day.. then they will immediately give that temporary credit ..
Thank you sir🙏
 
SHoot an email now, to ICICI and say to them that you know the laws, if the refund is not made with 4 days, you will raise this with RBI and ask for compensation of 100 per day.. then they will immediately give that temporary credit ..
@S S V they want to pay me Rs.100 per day.
Transaction date is Oct 21st.
 

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