ICICI RuPay Credit Cards UPI linking now live

[ashwinkashwink is verified member.]

Hello everyone ICICI Bank RuPay UPI Linking now live
ICICI Bank also giving pre approved Coral RuPay Card as LTF
Kindly check your iMobile app

 

[Rohith-2009]

Anyways for 6th icici LTF card HPCL Coral, celebrations are in order. Also, marks my 36th active CC. Got a cheesecake using my Swiggy card 😋

Do you really need ICICI Coral Rupay after 36 cards?

 

[rahulsethi]

Do you really need ICICI Coral Rupay after 36 cards?

Target is to hit 50.

 

[SSV]

Do you really need ICICI Coral Rupay after 36 cards?

After sometime, it's not about NEED, it's about PRIDE....
Does Virat really need another century now to prove his mettle??

 

[raghu.rokda]

Target is to hit 50.

Jitni meri salary hai

Utna to aap annual fees dete hoge

 

[4uziaul]

Jitni meri salary hai

Utna to aap annual fees dete hoge

LTF hai zaadatar 😁

 

[AritraSaha]

Jitni meri salary hai

Utna to aap annual fees dete hoge

Are koi na Bhai, appka salary bhi increase ho jayega...😊

 

[Rocky Bhai]

LTF hai zaadatar 😁

Matlab @er.rsy kam bhi ltf karta hai means no salary 🤣

 

[raghu.rokda]

Rahul Bhai k 13-15 cards paid hai

 

[rahulsethi]

Jitni meri salary hai

Utna to aap annual fees dete ho

Lol no most of these are LTF. 22/36. Most of the rest were FYF and very few premium ones paid with significant fee. (But I got much more out of them than the fee)

 

[SSV]

Rahul Bhai k 13-15 cards paid hai

He is Pushpa... Taggede Le... whether it's paid or LTF.. 😉 😉

Pacer/spinner..taggede le, until he scores his maiden 50..

 

[rahulsethi]

Rahul Bhai k 13-15 cards paid hai

Ye lo sir complete updated list

Unsecured:
HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF

 

[raghu.rokda]

Ye lo sir complete updated list

Unsecured:
HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF

Paid walon ki annual fees or Bata do bhaiya ji

 

[rahulsethi]

Paid walon ki annual fees or Bata do bhaiya ji

HDFC Swiggy Mastercard -500
Axis Magnus - 10000
Axis Air Vistara Infinite - 10000
Axis Samsung Infinite - 5000
Kotak Myntra FYF - 500
SBI Cashback FYF - 1000
SBI BPCL Octane - 1500
Amex Platinum Travel FYF - 5000
Amex Gold Charge Card - 5000
Indusind Eazydiner FYF -2000
IDFC Club Vistara - 5000
IDFC POWER+ - 500
Citi Indian Oil Card - 1000
YES Bank First Exclusive Card - 2000

+ GST. (Total INR 57,820 incl GST)

But few of these come with equivalent renewal benefits to offset the fee. Some come with very low waiver like the Citi one and the rest I will try and bargain hard to get LTF or waived off. Like I am planning to upgrade to Amex Platinum charge card if I get 110/120k MR points on upgrade offer making all of my other Amex cards companion and free. Magnus I will close and open a Burgundy account later (just to get the Magnus LTF, will move the funds as soon as I get the LTF Magnus) Eazydiner I will try to push for LTF because I can easily get prime subscription through accumulated eazypoints. Samsung Infinite I will downgrade to some other cashback Axis card with low fee, like Airtel Axis (INR 500 types) SBI Cashback I might close as I already have Swiggy HDFC. Kotak Myntra I will retain minted it like crazy during sale the applicable discount rises to 15% without a cap. Have HPCL Coral card as LTF now, will downgrade BPCL Octane to some low fee card INR 500, might as well downgrade it to BPCL Rupay with 500 fee or convert it to SBI Club vistara card 😋. All the club vistara cards pay for themselves with complimentary tickets and upgrade vouchers. Might close IDFC Power+. Will convert first Exclusive to some LTF Yesbank card after negotiating will raise a closure request to trigger the same.

 

[SSV]

HDFC Swiggy Mastercard -500
Axis Magnus - 10000
Axis Air Vistara Infinite - 10000
Axis Samsung Infinite - 5000
Kotak Myntra FYF - 500
SBI Cashback FYF - 1000
SBI BPCL Octane - 1500
Amex Platinum Travel FYF - 5000
Amex Gold Charge Card - 5000
Indusind Eazydiner FYF -2000
IDFC Club Vistara - 5000
IDFC POWER+ - 500
Citi Indian Oil Card - 1000
YES Bank First Exclusive Card - 2000

+ GST.

But few of these come with equivalent renewal benefits to offset the fee. Some come with very low waiver like the Citi one and the rest I will try and bargain hard to get LTF or waived off.

so , you are saying .. you are playing the shots according to the merit of the ball...
If its there to hit , you make the bowler to pay the penalty, otherwise you respect the bowler..
good strategy Sethi ji..

 

[raghu.rokda]

HDFC Swiggy Mastercard -500
Axis Magnus - 10000
Axis Air Vistara Infinite - 10000
Axis Samsung Infinite - 5000
Kotak Myntra FYF - 500
SBI Cashback FYF - 1000
SBI BPCL Octane - 1500
Amex Platinum Travel FYF - 5000
Amex Gold Charge Card - 5000
Indusind Eazydiner FYF -2000
IDFC Club Vistara - 5000
IDFC POWER+ - 500
Citi Indian Oil Card - 1000
YES Bank First Exclusive Card - 2000

+ GST. (Total INR 57,820 incl GST)

But few of these come with equivalent renewal benefits to offset the fee. Some come with very low waiver like the Citi one and the rest I will try and bargain hard to get LTF or waived off.

Total Annual fees = 56640

Meri salary to isse kam hai

 

[VISHESH_BANSAL]

Total Annual fees = 56640

Meri salary to isse kam hai

Tumhari salary monthly hogi.

Yeh Fees Annually charge hoti hai.

If your Annual Salary is below this, then Look for a new Job right away, then you can open Liberty Salary Account too.

 

[SSV]

Tumhari salary monthly hogi.

Yeh Fees Annually charged hoti hai.

If your Annual Salary is below this, then You need a new Job right away, then you can open Liberty Salary Account too.

Logic master ji stepped on to the pitch...now... becareful bowlers...

@er.rsy mate meant his one month salary = our Rahul bhai's annual CC fee.
If not , forget about job and Liberty account , he should be out of TF community at once....
But jokes aside he was meaning his monthly salary only as we all know...

 

[deep@vie]

Very good Telugu Baba @deep@vie ... 😉 😉

Google baba ki jai

 

[SSV]

Google baba ki jai

Still you did it.

 

[rahulsethi]

Total Annual fees = 56640

Meri salary to isse kam hai

Itna pay nhi karunga bhai I will optimize it as shared in the detailed strategy notes.