Paid walon ki annual fees or Bata do bhaiya ji
HDFC Swiggy Mastercard -500
Axis Magnus - 10000
Axis Air Vistara Infinite - 10000
Axis Samsung Infinite - 5000
Kotak Myntra FYF - 500
SBI Cashback FYF - 1000
SBI BPCL Octane - 1500
Amex Platinum Travel FYF - 5000
Amex Gold Charge Card - 5000
Indusind Eazydiner FYF -2000
IDFC Club Vistara - 5000
IDFC POWER+ - 500
Citi Indian Oil Card - 1000
YES Bank First Exclusive Card - 2000
+ GST. (Total INR 57,820 incl GST)
But few of these come with equivalent renewal benefits to offset the fee. Some come with very low waiver like the Citi one and the rest I will try and bargain hard to get LTF or waived off. Like I am planning to upgrade to Amex Platinum charge card if I get 110/120k MR points on upgrade offer making all of my other Amex cards companion and free. Magnus I will close and open a Burgundy account later (just to get the Magnus LTF, will move the funds as soon as I get the LTF Magnus) Eazydiner I will try to push for LTF because I can easily get prime subscription through accumulated eazypoints. Samsung Infinite I will downgrade to some other cashback Axis card with low fee, like Airtel Axis (INR 500 types) SBI Cashback I might close as I already have Swiggy HDFC. Kotak Myntra I will retain minted it like crazy during sale the applicable discount rises to 15% without a cap. Have HPCL Coral card as LTF now, will downgrade BPCL Octane to some low fee card INR 500, might as well downgrade it to BPCL Rupay with 500 fee or convert it to SBI Club vistara card
. All the club vistara cards pay for themselves with complimentary tickets and upgrade vouchers. Might close IDFC Power+. Will convert first Exclusive to some LTF Yesbank card after negotiating will raise a closure request to trigger the same.
