But target is still 50 cc. Abhi m in a temp hiatus coz though cibil is good 794 new banks aren't approving my cards > 50 credit enquiries. Need to cool it down for 6 months and recent enquiries to drop below acceptable number. Then will activate phase 2 will target all PSU bank credit cards, Stan C, Federal/Scapia, HSBC. I guess I will be there within a year from now 50 active cc. Half century!