ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[phoenix1386]

Well, they sent me a wealth management world debit card on my privilege banking account.

See. They’re just having fun. Somebody will be fired from the bank’s payroll soon.

 

[Vasuki]

Sometimes, they do upgrade automatically..
Please wait for a few days.
Meanwhile call Customer Care and you will find out if anWM agent talking to you or not

I was previlage since two year
Got rm ASSIGNED few month back

 

[cardio_guy]

Recently visited Bandalore Embassy Tech village branch and asked about Emeralde PVC LTF card. In the app it shows 12000 + 12000. They told me Emeralde LTF is only through app, nothing can be done from branch side. Only if you get offer as NIL / NIL, you get it. Otherwise it is paid.

Didnt ask about Emeralde private.

 

[noobdipesh]

Recently visited Bandalore Embassy Tech village branch and asked about Emeralde PVC LTF card. In the app it shows 12000 + 12000. They told me Emeralde LTF is only through app, nothing can be done from branch side. Only if you get offer as NIL / NIL, you get it. Otherwise it is paid.

Didnt ask about Emeralde private.

They need to take permission for issuing card LTF if customer doesn’t meet TRV level fixed by the bank

 

[HumorSimpson]

No it doesn’t mean that your account is now under Wealth Management. They’re just playing with your emotions.

In the name of wealth, are they playing with health?

 

[Vasuki]

N

In the name of wealth, are they playing with health?

Now ICICI employee aren't selling wealth too much
So might be new product coming

 

[theflash]

N

Now ICICI employee aren't selling wealth too much
So might be new product coming

Wealth re construction under progress maybe.

 

[theflash]

Bohoto ko free me baat liya ab thoda kama liya jae.

Eng : It was distributed to lot of users for free now it's business time.

 

[theflash]

Btw to be frank I have WM acct since ig oct-nov and have taken Family Banking as well I've not yet received a call/email stating your acct will be downgraded. So far IMO I've no issues with them. 😁

 

[anonymuos]

I can say as of 2024, the only big advantage of ICICI Wealth management is when I have to cancel a no cost EMI txn on ICICI credit card 😅 No waiting time

 

[Gabbar.Singh]

0 MAB, 10L initial check for Wealth. Wealth Select is 25L NRV I believe.

On their website, I didn't see initial funding of 10L will enable you get ICICI Wealth Account. Can you please suggest me where I can find this info?

 

[noobdipesh]

where I can find this info?

Visit your nearest branch

 

[BrokenBoot]

Yes everything exists… but those things becoming rare and by the time we find them we may be standing on three legs ..

where 3rd leg came from 🌚

 

[Shin-Chan]

The new Wealth RMs are very knowledgeable and professional !!

 

[BrokenBoot]

My branch is opening WM at 4L IF. As per them, it won't b downgraded.
Thinking to open after i get CC from icici

 

[_ayush]

As per them, it won't b downgraded.

It will be downgraded in sometime if you dont meet the official criterias. Might be 6 months. Might be 2 years.

 

[SSV]

My branch is opening WM at 4L IF. As per them, it won't b downgraded.
Thinking to open after i get CC from icici

I have opened a WM with 1L IP..and maintain ming 10L FD with very minimal sb balance for the last 2 years. No downgrade..

But last year a lotnof people got downgraded because lady of trv , most of them has less than 1 or 2L..

 

[Cc_creditguy]

Any icici 0 Amb acc available??

 

[theflash]

I have opened a WM with 1L IP..and maintain ming 10L FD with very minimal sb balance for the last 2 years. No downgrade..

But last year a lotnof people got downgraded because lady of trv , most of them has less than 1 or 2L..

Mine also around a year grouped with uncle he has some balances for sometime again it's kinda 0 balance no notices/ downgrades so far.

 

[theflash]

Any icici 0 Amb acc available??

Family 360 afaik with 4L CL.