ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[Cc_creditguy]

Family 360 afaik with 4L CL.

Ok got it thanks including family banking ?

 

[theflash]

Ok got it thanks including family banking ?

Yes do read Threads before so that you get to know all the required info.

 

[BrokenBoot]

It will be downgraded in sometime if you dont meet the official criterias. Might be 6 months. Might be 2 years.

but to which acc it will downgrade to ?

 

[Bohra]

Is there a way to convert normal savings account to wealth

 

[talkwithfino]

Is there a way to convert normal savings account to wealth

It can be done, but that requires a DIV of 50L ( previously it was 25L ); but Icici has updated the criteria now... https://www.icicibank.com/wealth-ma...?ITM=nli_cms_WM_special_privileges_navigation
Once your DIV/NRV reaches close to 50L, you can go to your Branch and get it upgraded. If you want to convert it to Salary, the Criteria is >3L / month.

 

[theflash]

It can be done, but that requires a DIV of 50L ( previously it was 25L ); but Icici has updated the criteria now... https://www.icicibank.com/wealth-ma...?ITM=nli_cms_WM_special_privileges_navigation
Once your DIV/NRV reaches close to 50L, you can go to your Branch and get it upgraded. If you want to convert it to Salary, the Criteria is >3L / month.

. .

 

[FinCurious]

I recently got upgraded to wealth. Apart from black interface in net banking. Nothing changed
So in my opinion, useless upgrade.

 

[CardCraftsman.]

I recently got upgraded to wealth. Apart from black interface in net banking. Nothing changed
So in my opinion, useless upgrade.

You can see cibil in imobile for free that's the only useful feature.

 

[FinCurious]

You can see cibil in imobile for free that's the only useful feature.

That is also of no use, we can see cibil via multiple websites free now a days. I am planning to shift my salary account to HDFC speçial account. And also exploring to open Jana exclusive account for rupey select debit card.

 

[Itsoldsport]

My account was downgraded from wealth (Black theme) to Privilege banking with the maroon theme but now I see it has turned orange in Mobile app. Although, the Monthly balance required still shows 0. Anyone else ?

 

[panu24]

My account was downgraded from wealth (Black theme) to Privilege banking with the maroon theme but now I see it has turned orange in Mobile app. Although, the Monthly balance required still shows 0. Anyone else ?

Orange is the new color for all. In app, click on Me button and check above account number. Is it written "Wealth Banking"?

 

[Itsoldsport]

Orange is the new color for all. In app, click on Me button and check above account number. Is it written "Wealth Banking"?

Says Privilege Banking there.

 

[panu24]

Says Privilege Banking there.

Wait for 2-3 days in case it's back to Wealth or check with customer care if your account has been downgraded really or not?

 

[chadsterpiece]

My account was downgraded from wealth (Black theme) to Privilege banking with the maroon theme but now I see it has turned orange in Mobile app. Although, the Monthly balance required still shows 0. Anyone else ?

Did you open the acc on the basis of 6L/+ CC limit?

 

[Itsoldsport]

Did you open the acc on the basis of 6L/+ CC limit?

No, mine was opened with a 5L initial cheque only. Although, I opened my wife's with a 25k cheque and she still has black theme wealth management