ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[panu24]

All was good when ICICI wealth had this option without any hastle.

Many people opened wealth management account with minimum IP like 1L and used lot this free cibil report service. I think this made icici to close down free cibil service.

 

[vijay.vj]

Many people opened wealth management account with minimum IP like 1L and used lot this free cibil report service. I think this made icici to close down free cibil service.

I got upgraded to wealth, I used it once and never got to use it again.

Its not like customers abused it... bankers themselves gave away wealth accounts & then forced them to downgrade and take away benefits.

 

[nickee007]

It’s now removed from IMobile app as well 😅

 

[raghu.rokda]

For more details, how to open icici savings account, check it here..
Thread 'ICICI Bank Saving Account not opening- First Part'
https://www.technofino.in/community/threads/icici-bank-saving-account-not-opening-first-part.25405/

 

[codenerd]

I got upgraded to wealth, I used it once and never got to use it again.

Its not like customers abused it... bankers themselves gave away wealth accounts & then forced them to downgrade and take away benefits.

I am still trying to get my privilege gold/titanium account upgraded to wealth since 2 years now. Already been a customer for last 7 years and yet these ICICI people give lame replies everytime I try to get it upgraded to wealth!

Even have LTF sapphiro with 5L CL.
If you have someone whom can help me out with this, it will be great!

 

[codenerd]

I just got auto upgraded to Wealth and called customer care for MC World DC they said its not being issued as of RBI guidelines. Any other ways i can get it MC DC ?

Basis for auto upgrade?

 

[vijay.vj]

I am still trying to get my privilege gold/titanium account upgraded to wealth since 2 years now. Already been a customer for last 7 years and yet these ICICI people give lame replies everytime I try to get it upgraded to wealth!

Even have LTF sapphiro with 5L CL.
If you have someone whom can help me out with this, it will be great!

Whats the exact reason you are looking for in wealth

 

[codenerd]

Whats the exact reason you are looking for in wealth

Better debit card (zero charge) , aesthetic UI, wealth banking status.

Don't have any extrenely useful need but if I can get it, why not get it!

 

[vijay.vj]

Better debit card (zero charge) , aesthetic UI, wealth banking status.

Don't have any extrenely useful need but if I can get it, why not get it!

Nothing much changes, Free CIBIl report is also gone now.

 

[codenerd]

Nothing much changes, Free CIBIl report is also gone now.

True. I agree. But I already hold idfc wealth and thought with my relation with icici, i should upgrade it too.

 

[bigbyte]

I recently ordered a new cheque book for my ICICI account, the cheque book has wealth management written on the cover and envelope and on chequebook wealth management: savings account is mentioned.

Does it means that I have wealth management account with ICICI? If yes, what are the benefits I can avail?
@SSV @Vasuki

 

[SSV]

I recently ordered a new cheque book for my ICICI account, the cheque book has wealth management written on the cover and envelope and on chequebook wealth management: savings account is mentioned.

Does it means that I have wealth management account with ICICI? If yes, what are the benefits I can avail?
@SSV @Vasuki

Yes .. it is WM..
Do you see Black theme in your net banking and iMobile App?

 

[bigbyte]

Yes .. it is WM..
Do you see Black thems in your net abnking and iMobile App?

It wasn't there earlier. Will check now.

 

[phoenix1386]

I recently ordered a new cheque book for my ICICI account, the cheque book has wealth management written on the cover and envelope and on chequebook wealth management: savings account is mentioned.

Does it means that I have wealth management account with ICICI? If yes, what are the benefits I can avail?
@SSV @Vasuki

No it doesn’t mean that your account is now under Wealth Management. They’re just playing with your emotions.

 

[bigbyte]

@SSV
Net banking doesn't shows black theme but shows privilege banking at top left
iMobile app ( ios) shows neither black theme nor privilege banking.
Cheque book says wealth banking.

 

[bigbyte]

No it doesn’t mean that your account is now under Wealth Management. They’re just playing with your emotions.

Satya vachan. I do not have kind of balance required for wealth management.

 

[itzmycard]

Well, they sent me a wealth management world debit card on my privilege banking account.

 

[Vasuki]

Well, they sent me a wealth management world debit card on my privilege banking account.

Wah veere waaah

 

[H2O]

They have 1000 variants of wealth accounts, with a black theme, and without a black theme, partial wealth, full wealth.. every other agent will tell you a different story... stupid terms and conditions.

 

[SSV]

@SSV
Net banking doesn't shows black theme but shows privilege banking at top left
iMobile app ( ios) shows neither black theme nor privilege banking.
Cheque book says wealth banking.

Sometimes, they do upgrade automatically..
Please wait for a few days.
Meanwhile call Customer Care and you will find out if anWM agent talking to you or not