ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[SpiesCan'tCatchMe]

Today I am going to open wealth account I am already platinum credit card will they provide ltf upgrade without any income proof

Negotiation is the key, speak to the bm before opening the ac and take in writing

 

[doineedto]

I opened a Wealth account today. The process was seamless and was completed within 30 minutes from my request.
Got it for an initial funding of 1L which I will transfer after the account in opened. Received the instant kit, and without me asking they mentioned that you will receive a customised kit shortly with the MC card.
Had a very pleasant experience overall!

 

[SSV]

I opened a Wealth account today. The process was seamless and was completed within 30 minutes from my request.
Got it for an initial funding of 1L which I will transfer after the account in opened. Received the instant kit, and without me asking they mentioned that you will receive a customised kit shortly with the MC card.
Had a very pleasant experience overall!

Way to go... Congrats.. which city/town?

 

[Harrypotter]

I opened a Wealth account today. The process was seamless and was completed within 30 minutes from my request.
Got it for an initial funding of 1L which I will transfer after the account in opened. Received the instant kit, and without me asking they mentioned that you will receive a customised kit shortly with the MC card.
Had a very pleasant experience overall!

Did they provide you any LTF credit card

 

[doineedto]

Way to go... Congrats.. which city/town?

Thanks! 🙂
Mumbai. Specifically, Thane

Did they provide you any LTF credit card

Nope. No credit card with the wealth account. They did offer a Coral card though, which I declined. I asked them for a LTF Sapphiro, which they declined. 😆

 

[Akashn]

I opened a Wealth account today. The process was seamless and was completed within 30 minutes from my request.
Got it for an initial funding of 1L which I will transfer after the account in opened. Received the instant kit, and without me asking they mentioned that you will receive a customised kit shortly with the MC card.
Had a very pleasant experience overall!

Did we have to go to wealth specific branch or normal?

 

[Bugs Bunny]

Thanks! 🙂
Mumbai. Specifically, Thane


Nope. No credit card with the wealth account. They did offer a Coral card though, which I declined. I asked them for a LTF Sapphiro, which they declined. 😆

while opening the account I negotiated for ltf Sapphiro to which the BM called his senior on speaker and he assured sir account 6 mahine purana hoje fer dedenge and now I'm waiting for 6 months to get over and get Sapphiro ltf

 

[anonymuos]

They’re saying that they have stopped issuing the debit card in the MasterCard variant for the last one year. Can anyone confirm if they got the MC debit card recently?

Yes opened Wealth account on Saturday with 10L initial funding. Mumbai Andheri so Urban region. They were ok with just 5L but I opened with 10L anyway. Card issued is Mastercard World Debit as per icici net banking.

 

[SSV]

Thanks! 🙂
Mumbai. Specifically, Thane


Nope. No credit card with the wealth account. They did offer a Coral card though, which I declined. I asked them for a LTF Sapphiro, which they declined. 😆

In my view there is nothing fancy about icici CCs . Some basic LTF cc for general 10% offers and Apay CC for the obvious reasons are more than enough for most of us.
LTF Emeralde is nice.. Paid Emeralde may be considered for a very frequent international traveller's who are very very few.Even for them also there are other alternatives.

WM account is good for general banking needs and it is a real value in this regard with 0 MAB.

 

[anonymuos]

Thanks! 🙂
Mumbai. Specifically, Thane


Nope. No credit card with the wealth account. They did offer a Coral card though, which I declined. I asked them for a LTF Sapphiro, which they declined. 😆

Coral debit or Coral credit they offered?

 

[doineedto]

Did we have to go to wealth specific branch or normal?

The branch I went to had a wealth section. But my application was processed in the regular section.

while opening the account I negotiated for ltf Sapphiro to which the BM called his senior on speaker and he assured sir account 6 mahine purana hoje fer dedenge and now I'm waiting for 6 months to get over and get Sapphiro ltf

I don't really need the card tbh. Just was checking what they were willing to offer. Great you could get it as LTF!

In my view there is nothing fancy about icici CCs . Some basic LTF cc for general 10% offers and Apay CC for the obvious reasons are more than enough for most of us.
LTF Emeralde is nice.. Paid Emeralde may be considered for a very frequent international traveller's who are very very few.Even for them also there are other alternatives.

WM account is good for general banking needs and it is a real value in this regard with 0 MAB.

Agreed. Already have the APay card. Just wanted one for ICICI offers where it doesn't work. What I really wanted was the account.

Coral debit or Coral credit they offered?

Coral credit

 

[anonymuos]

Coral credit

Please more details would be helpful. They offered Coral credit card right at the time of opening the Wealth account? LTF? Or after maintaining some balance for few months? Since you already have Amazon Pay card, yet they offered Coral? Did they say it would be pre-approved/assured or subject to cibil check and eligibility etc? I am only asking because they denied me Coral multiple times for regular savings account saying I already have Amazon Pay. Even tried via Expressions card trick route. So now I opened Wealth account, let's see which card they give now LTF after few months.

 

[doineedto]

Please more details would be helpful. They offered Coral credit card right at the time of opening the Wealth account? LTF? Or after maintaining some balance for few months? Since you already have Amazon Pay card, yet they offered Coral? Did they say it would be pre-approved/assured or subject to cibil check and eligibility etc?

I already have a salary account with them. On that basis they offered the Coral CC (or that's what I assumed). It was not a preapproved offer. It was subject to a CIBIL hit.
They directly started the application due to some miscommunication, so I suspect they did a CIBIL check. I stopped them from processing further as I was not interested.
I applied for the wealth account post this.

 

[anonymuos]

My Wealth management account net banking has turned black but iMobile still orange. Doesn't iMobile also turn black?

 

[pprakash11]

My Wealth management account net banking has turned black but iMobile still orange. Doesn't iMobile also turn black?

Wait a little more time, both will be black.

 

[SSV]

My Wealth management account net banking has turned black but iMobile still orange. Doesn't iMobile also turn black?

Yes it will turn into black as time passes on. However, if you are too curious, try uninstall and install the latest version( if available) and re-register in the iMobile App. This might do the trick...

 

[ARV]

Guys, i opened the wealth account on monday with 1L cheque. I have below doubts could some please answer

1. When will we get the personalized welcome kit
2. How can we link the account to imobile app, i already have APAY card. RM says wait for debit card
3. How can we transfer the money before getting the debit card as the fund transfer is asking for debit card grid

TIA

 

[SSV]

Guys, i opened the wealth account on monday with 1L cheque. I have below doubts could some please answer

1. When will we get the personalized welcome kit
2. How can we link the account to imobile app, i already have APAY card. RM says wait for debit card
3. How can we transfer the money before getting the debit card as the fund transfer is asking for debit card grid

TIA

1. In about a week.
2. Can't remember exaclty how I linked, mostly it may be automatic otherwise there will be manula option to link your Cards
3. Try by UPI, just a guess

 

[ARV]

1. In about a week.
2. Can't remember exaclty how I linked, mostly it may be automatic otherwise there will be manula option to link your Cards
3. Try by UPI, just a guess

Thanks, but UPI is also asking for DC to register

 

[SSV]

Thanks, but UPI is also asking for DC to register

Is this ICICI UPI you are talking about??
Have you tried third party UPI apps??