ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[TheTrickySid]

Are you sure they started giving MC debit card? I was told it is still Visa only being issued. My original debit card was some titanium and I upgraded to The One account and it was Visa. Now having two debit cards and don't want to add one more.

I got MC world wealth dc in october with wealth account opening.

Proof Link:

How to get ICICI SAPPHIRO AMEX?

Dear all, I received a pre-approved ICICI SAPPHIRO Master card last year. At the time it was issued, Amex was banned from issuing any new cards, therefore I received only the master variant. I was informed that once the ban gets lifted, the Amex variant would automatically be offered too. Like...

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[thunderbolt]

Upgrade to existing account is extremely difficult.

Whereas directly opening new account is very easy with initial funding.
I also opened a new account inspite of have a existing account.

So better open new account.

Went to the bank & spoke with an exec to upgrade to wealth, he told me to make FD for a month. After a month I was upgraded to wealth. My Apay CC limit is 1.5L, average account balance is 75k-1L.

 

[H2O]

Went to the bank & spoke with an exec to upgrade to wealth, he told me to make FD for a month. After a month I was upgraded to wealth. My Apay CC limit is 1.5L, average account balance is 75k-1L.

How much amount in FD? and was it automatically upgraded to wealth or the form was asked?

 

[thunderbolt]

How much amount in FD? and was it automatically upgraded to wealth or the form was asked?

1L, the bank exec took bank manager's approval & got my acc upgraded after a month. I didn't have to fill any form.

 

[H2O]

1L, the bank exec took bank manager's approval & got my acc upgraded after a month. I didn't have to fill any form.

I had more than 10L as cash and 11+ L in PPF mapped with ICICI with a High variant salary account, still, stupid people are not ready to change to wealth, so I moved all to HDFC and even stopped putting my salary in ICICI. It's now holding just my PPF. 😡

 

[hks789]

I had more than 10L as cash and 11+ L in PPF mapped with ICICI with a High variant salary account, still, stupid people are not ready to change to wealth, so I moved all to HDFC and even stopped putting my salary in ICICI. It's now holding just my PPF. 😡

For existing account, RM told me to keep 10L FD or 20lakhs per month transaction.

Applied for a new account in a different branch with 3rd party 5L cheque

 

[Aniket44]

For existing account, RM told me to keep 10L FD or 20lakhs per month transaction.

Applied for a new account in a different branch with 3rd party 5L cheque

do u get calls from RM regarding purchasing any of its products...

 

[Chaitanya-a]

You got wealth management because of your CC limit In ICICI If your cc have limit of 3L+ you get privileged status. And if your cc have limit of 5L+ you get wealth management status.

Mine is too close to 3L. 2.5L rn since opening. No LE till now.

 

[hks789]

do u get calls from RM regarding purchasing any of its products...

Nope. He ignores my existence 😅

Its a 10 year old acc, I keep only around 5k.
Only visited the branch 2-3 times in 10 years

 

[Aniket44]

Sahi hai boss...😅😅
Tomorrow I'm going to open that account

 

[Rohankore]

MAB is Zero. If you negotiate they provide Sapphiro card ltf with wealth ac.

 

[anotheruser]

When did you open your account??

I have a very old account that turned into wealth management this year.
So, I recently asked for wealth management debit card and they issued me visa citing we are not issuing mc world to anyone

 

[thunderbolt]

I have a very old account that turned into wealth management this year.
So, I recently asked for wealth management debit card and they issued me visa citing we are not issuing mc world to anyone

What's the card issuing fee & annual fee ?

 

[TheTrickySid]

What's the card issuing fee & annual fee ?

Wealth DC is free for wealth account,

I don't think other variant's can get this card, also no fees mentioned if anyone want's to get it without wealth account.

 

[FinoGuy]

Wealth DC is free for wealth account,

I don't think other variant's can get this card, also no fees mentioned if anyone want's to get it without wealth account.

Any offers or additional benefits with mc world dc?

 

[thunderbolt]

I have a very old account that turned into wealth management this year.
So, I recently asked for wealth management debit card and they issued me visa citing we are not issuing mc world to anyone

I called them today they said the same, only visa variant available.

 

[TheTrickySid]

Any offers or additional benefits with mc world dc?

Lounge access and some mastercard benefits nothing much

 

[EINSTEIN]

I called them today they said the same, only visa variant available.

Show this new account opened last month

 

[TheTrickySid]

View attachment 7682
Show this new account opened last month

How to show images to customer care sir??
😂😂

 

[EINSTEIN]

How to show images to customer care sir??
😂😂

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