After acquiring IDFC Wealth CC from IDFC bank, I almost forgot about this bank as the card itself took back seat because of the fabulous cards like SBI Cashback and Axis ACE, couple of weeks before I received the following offer from IDFC bank.
Since this was a 0 MAB offer that too for a limited time, I didn't think much and decided to proceed with the account creation and KYC. Since my previous experience of online account generation was not too good with other banks, I was not keeping very high hopes with IDFC too. However, my experience changed completely when I was done with the account generation within the matter of 5 minutes that too without KYC. IDFC allowed me to schedule the VKYC at a later time and put a limit of 10K max balance for a non KYC account.
Considering the positive experience of account generation, I decided to complete the VKYC too and that too didn't take much time. Overall I am quite impressed with this digital onboarding process and at every step IDFC kept me informed by send the messages and emails in a timely manner.
One such email consisted of this notification.
Since the account was a Zero MAB account, I was under the impression that the their might be some changes associated with the debit card and checkbook, hence I didn't bother applying for the same.
However, received a message from IDFC stating that a package was sent to me via Bluedart which would reach me in next four days. Unsure of the package, I waited for it and kept a close eye on the IDFC app to see any unsolicited charges.
Package did arrive on time and it had the following.
IDFC truly wow'ed me with their prompt services, entire onboarding experience was quite smooth right from the beginning that too without spending a single penny out of my pocket.
I already have accounts with Kotak, Axis, SBI and ICICI, have been a customer of these banks since more than a decade and still find it painful to get something done from the customer care/branch of these banks. I am seriously considering ending my association with some of these banks and transfer my fund to IDFC as they truly deserve my money.
Since this was a 0 MAB offer that too for a limited time, I didn't think much and decided to proceed with the account creation and KYC. Since my previous experience of online account generation was not too good with other banks, I was not keeping very high hopes with IDFC too. However, my experience changed completely when I was done with the account generation within the matter of 5 minutes that too without KYC. IDFC allowed me to schedule the VKYC at a later time and put a limit of 10K max balance for a non KYC account.
Considering the positive experience of account generation, I decided to complete the VKYC too and that too didn't take much time. Overall I am quite impressed with this digital onboarding process and at every step IDFC kept me informed by send the messages and emails in a timely manner.
One such email consisted of this notification.
Since the account was a Zero MAB account, I was under the impression that the their might be some changes associated with the debit card and checkbook, hence I didn't bother applying for the same.
However, received a message from IDFC stating that a package was sent to me via Bluedart which would reach me in next four days. Unsure of the package, I waited for it and kept a close eye on the IDFC app to see any unsolicited charges.
Package did arrive on time and it had the following.
IDFC truly wow'ed me with their prompt services, entire onboarding experience was quite smooth right from the beginning that too without spending a single penny out of my pocket.
I already have accounts with Kotak, Axis, SBI and ICICI, have been a customer of these banks since more than a decade and still find it painful to get something done from the customer care/branch of these banks. I am seriously considering ending my association with some of these banks and transfer my fund to IDFC as they truly deserve my money.
