IDFC Bank Account Total Freeze

[SteelSh0t]

I've been using IDFC Bank account for around 3.5 years now but suddenly 4 days ago, they added a Total Freeze on my bank account stating - Financial transactions (both debit and credit) in your account are currently restricted.
I contacted my RM and he said that NPCI has put a restriction on the account and asked me from where I receive UPI payments in my account. I notified them that those UPI txns are from my business bank account and said the same over email, but after that, there have been no updates regarding this and just said that its in process.

Any idea what should I do next?

Update - After 20 days, the bank finally removed the Freeze from my account

 

[Vasuki]

Mai tho khol hi nahi kar paya 😆😁

Kya kholne ki baate ho rhe hai

 

[ashwinkashwink is verified member.]

BYDFC

Kya kholne ki baate ho rhe hai

FF😆🐭 . .

 

[bigbyte]

No, I don't have any debits from this account. Only credits

Krupa yahan ruki huee thee.

 

[Vasuki]

BYDFC

FF😆🐭 . .

I will try to preserve this account 😛
Only do DC transaction
When my indusind bank DC limit is over .
Else just keep it idle

 

[bigbyte]

I will try to preserve this account 😛
Only do DC transaction
When my indusind bank DC limit is over .
Else just keep it idle

Yes .. it a major devaluation kee saja tau milni hee chahiye

 

[Vasuki]

Yes .. it a major devaluation kee saja tau milni hee chahiye

No idea when they block ur account or freeze reward portal

Serious algorithm issue

 

[Shubham Yadav]

Mai toh kehta hu ek baar sab log khulwao IDFC mai bank account

 

[Vasuki]

Mai toh kehta hu ek baar sab log khulwao IDFC mai bank account

Phir kya hoga

 

[sm9811911]

Use this account and dc as much as you want. If they freeze account, only the balance rewards points will be lost.
Devaluation should come within next couple of months as the wealth dc currently has (from1st May) higher returns than wealth cc.

 

[ritwik2000]

IDFC is an absolutely obnoxious bank when it comes to bank accounts. Total freeze on my account. Had done 3 UPI debit transactions today, and also transfered money for Mobikwik Xtra. And in the evening after 7 PM, they put total freeze, and on calling the customercare, they are like you have to visit the branch to get the issue sorted.
Have created the account to primarily do UPI transactions. Credit to the account happens from my own savings account from PNB and Federal Bank and not much else.
What utter clowns!

Avg amount of each transaction?

 

[Vasuki]

Avg amount of each transaction?

Avoid UPI that's it ..
Imps is free use that

 

[ritwik2000]

Made up the plan gonna use BoB. And if icici restarts online account opening them possibly Icici. The main reason for me to opt a 0 mab account is the famous chain freeze issue.

 

[Vasuki]

Made up the plan gonna use BoB. And if icici restarts online account opening them possibly Icici. The main reason for me to opt a 0 mab account is the famous chain freeze issue.

Idfc is vestigial organ of banking .

Lump on body as described by @Pollex

 

[varun__goel_]

Mai tho khol hi nahi kar paya 😆😁

Congrats....
Kholna bhi mat.....

 

[Vasuki]

Congrats....
Kholna bhi mat.....

Once a promoter now a critising ..
Khyi aap Kumar Vishwas toh nahi
Agr ho toh Kavita suna dijiye

 

[HumorSimpson]

Once a promoter now a critising ..
Khyi aap Kumar Vishwas toh nahi
Agr ho toh Kavita suna dijiye

Don't understand the reference . Shed some light please.

 

[Vasuki]

Don't understand the reference . Shed some light please.

Kumar Vishwas was biggest supporter of kejriwal..
Then he said kejriwal take funds from (undemocratic people) so he left .

& Now he is a critic because of fundamentals have changed in which party was formed after Anna andolan uprising

 

[HumorSimpson]

Kumar Vishwas was biggest supporter of kejriwal..
Then he said kejriwal take funds from (undemocratic people) so he left .

& Now he is a critic because of fundamentals have changed in which party was formed after Anna andolan uprising

Why did it take him so much time to realize this like lifetime of a cc?

 

[maheshspanicker]

IDFC is an absolutely obnoxious bank when it comes to bank accounts. Total freeze on my account. Had done 3 UPI debit transactions today, and also transfered money for Mobikwik Xtra. And in the evening after 7 PM, they put total freeze, and on calling the customercare, they are like you have to visit the branch to get the issue sorted.
Have created the account to primarily do UPI transactions. Credit to the account happens from my own savings account from PNB and Federal Bank and not much else.
What utter clowns!

So I went to the branch. They told me that the freeze is there because funding for my account happened mostly through UPI, it is not so much about the 3 debit transactions as such. I have been funding my account from my other 2 accounts with PNB and Federal Bank and have been using UPI rather than NEFT/IMPS. The PNB app is rather slow and involves more time to do neft... But the BM was like if the transactions are mostly through NEFT/IMPS/RTGS or other non-UPI instruments, there shouldn't be such issues.
On talking to my RM, I was informed that there has been a recent spike in such total freeze for UPI transactions and that they are aware of the issue and are doing an internal check...
Truch load of nonsense, hope they fix it soon. I am told my Account will be back to normal within 2 3 days, I had to give my PNB statement to get them to start the process.
Ridiculous, but I hope they get their act together without further drama.

 

[iampqq]

Get your money out & shit on their face ..

Depends why was restrictions put on your profile.
Go to branch talk to manager & sort it out ..
Rm are digital dalal with lesser knowledge than us .

Banks like idfc, kotak , induslnd,rbl are known for it 🥸.. they simply can't handle high transaction number ..
Douche banks

Rbl ko kuch mat bolo
2 mahine Mai 20l+ krdiya kuch nhi hua
Faltu ka Dara rahe logo ko
Online 5k mab wala acc h