IDFC Bank Upgrading Select Credit Card to Wealth Credit Card for Selected Customers

[BVCBVC is verified member.]

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.


-Within 1 working day the request has been processed to Wealth CC.



Note:

1. We have tried 3 cards within our friends and family circle and all have been approved.
2. All the members are having CL more than 2L (So not sure of Select cards <2L Credit limit).
3. I have Wealth account.

Appreciation: This was informed by @zaid_2913 in one of the post.

Update at 9pm on 30-07-2024: Seems Savings account needed for this trick. (Wealth Worked for me and Select worked for my friend)

 

[Anindya98]

Does it work for another person? Read that the card holder should be present.

I don't think once the booking is done, they will verify anything more.

 

[InfamousInfamous is verified member.]

I don't think once the booking is done, they will verify anything more.

Cool, will let you know