IDFC Credit Card Application Status Issue

[ank_sh1]

I applied for an IDFC First Select credit card yesterday evening and completed my VKYC this afternoon at 12:30. But when I track the application it still shows Application Initiated and option to initiate VKYC. That's why I am doubting if my VKYC has even been marked as completed by the IDFC agent side or not (She clearly mentioned that my VKYC has been completed).

I tried asking customer care but they say that it would take 7 working days to update the status, next question I asked how long it take to get the credit card approved, again he said 7 days. That's when I knew this person could not help me and came straight to Technofino.

Has anyone faced the same issue? if yes what was the timeline for you guys?

 

[HumorSimpson]

Actually for me my RM promised me a wealth cc if I open wealth acc

CC and Bank acc are separate entities

 

[Sanskar]

What is the CTC criteria for IDFC wealth, Credit Card?

 

[Cc_creditguy]

CC and Bank acc are separate entities

Yep I know so I raised complaint in RBI

 

[hop]

View attachment 69101I have a new issue here for my mom's credit card application.It was without document application where as I have selected Classic credit card.But while tracking,it is mentioned as Undefined credit card.

What was the next step?

 

[hop]

View attachment 41938no idea 💡

My status is showing same "credit review" in yellow. Home verification is after this? Or do I need not worry about home verification?
And lastly, did you get the CC?

 

[Vasuki]

What was the next step?

Don't worry it will get rejected post home verification
Just kidding

If you get good limit u can juggle between cards
50k millniea
Then 100k classic
Select 150 -200
300-350 wealth

 

[Vasuki]

My status is showing same "credit review" in yellow. Home verification is after this? Or do I need not worry about home verification?
And lastly, did you get the CC?

Home verification 😁 definitely

Yes I got but not when I applied but pre approved

 

[hop]

Home verification 😁 definitely

Yes I got but not when I applied but pre approved

Okay, have to cancel entire tomorrow for home verification. Let's see if it's worth it in the end or not.

 

[Vasuki]

Okay, have to cancel entire tomorrow for home verification. Let's see if it's worth it in the end or not.

You will get the card
Dw

 

[Moulidharan]

What was the next step?

They came home for biometric kyc and finally rejected as they could not locate office