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IDFC First Bank Credit Cards Devalued - All IDFC First Credit Cards Are Affected

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Random123 said:
Links for the same info shared by @patelkishan400700
Click to expand...


by this i think reward point structure became same across all the cards,

1RP on 150 rs spend
3x on online/offline spend <20k Rs.
10x above 20k

so select and wealth both have same REWARD PONTS.

earlier it was 1 points per 125 rs for Select
and 1 point for 100 rs for wealth.

so my wealth now has same point as millennia and classic 🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️
 
  • Haha
Reactions: atx
 
techt said:
Thank God. Doesn't affect me.
Homer Simpson Reaction GIF
Click to expand...
You were saying something. Have you checked latest mitc? 🤣

Education/govt/wallet at 3x now not 10x.
 
sidp said:
Paying utility bills worth lakhs per month is common for businesses. Even .25% will add up in long term.

Edit: saw your subsequent post later. 😅
Click to expand...

patelkishan400700 said:
by this i think reward point structure became same across all the cards,

1RP on 150 rs spend
3x on online/offline spend <20k Rs.
10x above 20k

so select and wealth both have same REWARD PONTS.

earlier it was 1 points per 125 rs for Select
and 1 point for 100 rs for wealth.

so my wealth now has same point as millennia and classic 🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️
Click to expand...
Its all happening at once.. sit back.. let the dust settle and live in a RESET of CC Rewards world.. now the new benchmark is 1.25% rewards to be MILKED.. LOL.. TF will go silent soon.. or discussion will be on 100 rs cashback offers.. what a disaster.. RIP
 
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Zacobite said:
Its all happening at once.. sit back.. let the dust settle and live in a RESET of CC Rewards world.. now the new benchmark is 1.25% rewards to be MILKED.. LOL.. TF will go silent soon.. or discussion will be on 100 rs cashback offers.. what a disaster.. RIP
Click to expand...

yep. golden age of cc are setting.
 
There is nothing left of IDFC cards. They are pretty much useless now. Now suddenly SBI Aurum looks more attractive for their non spend based benefits and milestone benefits.
 
sidp said:
You were saying something. Have you checked latest mitc? 🤣

Education/govt/wallet at 3x now not 10x.
Click to expand...
Wheres the MITC ?
Webpage still shows

  • Unlimited & never expiring Reward Points
  • Use Reward points to instantly pay for online or in-store purchases
  • 3X Reward Points on rental and property management transactions

1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25
Categories not included in the 10X Reward Points threshold: Rental & Property Management, Utility, Insurance.
Reward Points program not applicable on fuel, EMI transactions, & cash withdrawals.
Reward redemption will attract a small convenience charge of ₹99 (+ applicable taxes) per redemptio
 
techt said:
Wheres the MITC ?
Webpage still shows

  • Unlimited & never expiring Reward Points
  • Use Reward points to instantly pay for online or in-store purchases
  • 3X Reward Points on rental and property management transactions

1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25
Categories not included in the 10X Reward Points threshold: Rental & Property Management, Utility, Insurance.
Reward Points program not applicable on fuel, EMI transactions, & cash withdrawals.
Reward redemption will attract a small convenience charge of ₹99 (+ applicable taxes) per redemptio
Click to expand...

web is still showing, but all users notified with PDFs. through SMS
 
techt said:
Wheres the MITC ?
Webpage still shows

  • Unlimited & never expiring Reward Points
  • Use Reward points to instantly pay for online or in-store purchases
  • 3X Reward Points on rental and property management transactions

1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25
Categories not included in the 10X Reward Points threshold: Rental & Property Management, Utility, Insurance.
Reward Points program not applicable on fuel, EMI transactions, & cash withdrawals.
Reward redemption will attract a small convenience charge of ₹99 (+ applicable taxes) per redemptio
Click to expand...
Also the comparison pages shows this
Screenshot 2024-04-01 at 6.03.57 PM.png
 
techt said:
Wheres the MITC ?
Webpage still shows

  • Unlimited & never expiring Reward Points
  • Use Reward points to instantly pay for online or in-store purchases
  • 3X Reward Points on rental and property management transactions

1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25
Categories not included in the 10X Reward Points threshold: Rental & Property Management, Utility, Insurance.
Reward Points program not applicable on fuel, EMI transactions, & cash withdrawals.
Reward redemption will attract a small convenience charge of ₹99 (+ applicable taxes) per redemption
Click to expand...

Main change is here in terms of Rewards , earlier it was 100rs per 1 point, now it is 150.
 
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