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IDFC First Bank Launched its Debit Card Reward System

Apply For Lifetime Free IDFC First Credit Card
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Can someone share the Indus ind points break up ? Or correct me if it’s wrong what I put together.
 

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#aniket said:
IDFC Freeze 🥶 Bank 🏦

Sasta nasha kar rakha hai ye log 🤣 abhi tak fix nahi kara hai 😹


@marvel bro waise kya kiye the ki freeze kar diya? UPI Txns? 😐

2 weeks physical form ke through A/c opening huwa tha kya?
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No I did tried debit card transaction with sbi unipay which was kept on getting failed. I also did confirm it was genuine with idfc . Even after that I was able to upi transactions. I have a doubt that my account was frozen while enquiring about why these transactions failing with the cs cuz even after those failed debit card transactions I was able to do upi but after the cs call I am checking the account is frozen. I can't say for sure.
 
marvel said:
No I did tried debit card transaction with sbi unipay which was kept on getting failed. I also did confirm it was genuine with idfc . Even after that I was able to upi transactions. I have a doubt that my account was frozen while enquiring about why these transactions failing with the cs cuz even after those failed debit card transactions I was able to do upi but after the cs call I am checking the account is frozen. I can't say for sure.
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IG you opened last month, right?
 
I just have a doubt, in the first place debit card transactions for cc bill is not eligible for idfc rp right? So they will just fix this loophole in the future right?
 
marvel said:
No I did tried debit card transaction with sbi unipay which was kept on getting failed. I also did confirm it was genuine with idfc . Even after that I was able to upi transactions. I have a doubt that my account was frozen while enquiring about why these transactions failing with the cs cuz even after those failed debit card transactions I was able to do upi but after the cs call I am checking the account is frozen. I can't say for sure.
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It seems that the Customer Support Executive understood that such txns are unauthorised and took freezed your account to safeguard you.

But didn't he/she inform or ask your consent before freezing? Dumb CC!🤣

Fraud/ Unauthorised txn department CC & phone number are same in case of IDFC.

Genuinely, if someone attempts to report fraud or unauthorized transactions in the future, their balance will remain at zero until their phone connects. 🤣

Anyway, if it was freezed manually then it should get unfreezed soon even on phone call or max within 1 day, just pressurize them why the account got frozen without my consent and all. You have important txn to be done, you're not able to use your own money because of bank's fault. Try escalating it to Level 2 and Level 3 of grievance department.

And state, you will compelled to forward your complaint to BO, against deficiency in service and violation of RBI guidelines.
 
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marvel said:
Hey guys if anyone know how long will it take to unfreeze after receiving this message. It's shown in the message that it will take 30 days but the cs is telling at most 3 days.
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It gets active in 15 mins per my experience. Check if you are able to see your debit card in the app under accounts?
 
varun__goel_ said:
Just depends on mcc. Sbi can change mcc any day.
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Payment Network assign na? 😅

Or merchant itself?😐

Waise chalne do jab Tak chalta hai, SBI ne bhi sab cc bill payment ka option toh la diya lekin without test and trail live kar diya publicly and abhi tak sahi huwa nahi hai lagta hai and refund wagera and failure ka toh thread hi bana 🤣
 
#aniket said:
Payment Network assign na? 😅

Or merchant itself?😐

Waise chalne do jab Tak chalta hai, SBI ne bhi sab cc bill payment ka option toh la diya lekin without test and trail live kar diya publicly and abhi tak sahi huwa nahi hai lagta hai and refund wagera and failure ka toh thread hi bana 🤣
Click to expand...
Sbi payment gateway vaalo se kabhi bhi naya gateway demand kr skta hai

Aur sbi ka khud ka payment gateway hai sbi unipay pe🌚
 
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